Not exact matches
As discussed
above, key
person insurance
insures the company against the loss of key
people.
For the purpose of
insuring ourselves in the event of death and TPD (total permanent disability), I believe that term insurance meets the
above needs for the vast majority of
people.
-LSB-...]
Insured means you and resident of your household who are your relatives or other
persons under the age of 21 and in the care of any
person named
above.»
The law allows
people to do their own wills, and the government does not stop the sale of will kits, but the law has always said that, if you want to be sure that your will is done right, you need to see a trained and
insured lawyer (and that has meant in
person for all the
above reasons).
Note: If an
insured person is under the age of 16 years at the time of the accident and none of the Glasgow Coma Scale, the Glasgow Outcome Scale or the American Medical Association's Guides to the Evaluation of Permanent Impairment, 4th edition, 1993, referred to in sections (6), (7) and (8) of the
above criteria, can be applied by reason of the age of the
insured person, then an impairment sustained in an accident by the
insured person that can reasonably be believed to be a catastrophic impairment shall be deemed to be the impairment that is most analogous to the impairment referred to in sections (6), (7) and (8) of the
above criteria, after taking into consideration the developmental implications of the impairment.
If the accident occurred after September 30, 2003, sections (7) and (8) of the
above criteria do not apply to the applicant unless, the
insured person's physician * (or health practitioner if the accident occurred before September 1, 2010) states in writing that the
insured person's condition is unlikely to cease to be a catastrophic impairment; or two years have elapsed since the accident
Emergency Medical Evacuation or Repatriation means: a) the
Insured Person's medical condition warrants immediate transportation from the place where the
Insured Person is located to the nearest adequate medical facility where Medical Treatment can be obtained; or (b) after being treated at a local medical facility as a result of a Emergency Medical Evacuation, the
Insured Person's medical condition warrants transportation with a qualified medical attendant to his / her Home Country to obtain further Medical Treatment or to recover; or c) both a) and b)
above.
Subject to the Terms of this insurance, including without limitation the Exclusions set forth in Section T, the Conditions and Restrictions set forth below and the applicable Deductible and Coinsurance and other limits and sub-limits as specified in the Schedule of Benefits / Limits set forth in Section C,
above, in the event the
Insured Person suffers or experiences an Unexpected recurrence of a Pre-existing Condition during the Period of Coverage for which immediate Treatment is essential and necessary to stabilize the Pre-existing Condition, the
Insured Person will be reimbursed up to US$ 5,000 for Eligible Medical Expenses incurred during the Period of Coverage with respect to the Unexpected recurrence of the Pre-existing Condition.
g) The Company will cover reimbursement for the
above - described costs and expenses and will arrange Emergency Medical Evacuation only to the nearest Hospital that is qualified to provide the Medically Necessary Treatment to prevent the
Insured Person's loss of life or limb.
If a Hospital other than the nearest qualified Hospital is selected by the
Insured Person, then the attending physician,
Insured Person, or a relative of the
Insured Person shall certify to the Company the
Insured Person's understanding and acknowledgement of such responsibility for excess costs and expenses in addition to the matters set forth in the Conditions and Restrictions
above.
The product is available to any
person who already has a health insurance policy with sum
insured of Rs 8 lakh and
above.
Any amount
above the URC and policy maximum is the
insured persons responsibility.
Any amount
above URC is the
insured person's responsibility.
Automatic extension: - This extension is over and
above extension of the SBI Travel Insurance Policy duration after prior approval for a period not exceeding 7 days if necessitated by delay of public transport services beyond the control of the
Insured person.
A co-payment of 20 % for every claim is applicablefor fresh as well as renewed policies for
insured persons (age
above 60 years at the time of entry).
Emergency Medical Expenses: If the
insured person sustains bodily injury or sudden unanticipated sickness, the company will reimburse the Usual and Reasonable In Hospital Medical Expenses (as stated in two pints above) which is incurred within 12 months from the date of loss to the Total Sum I
insured person sustains bodily injury or sudden unanticipated sickness, the company will reimburse the Usual and Reasonable In Hospital Medical Expenses (as stated in two pints
above) which is incurred within 12 months from the date of loss to the Total Sum
InsuredInsured.
Double Benefit - If the
insured person is admitted in an ICU, the amount mentioned in the optio0ns listed
above shall be subsequently doubled for the maximum stay of 7 days.
This IFFCO Tokio General Insurance company limited plan acts as an additional cover over and
above the deductible amount, covering hospitalization expenses if the
insured person contracts a disease or is injured in an accident.
1) War Risk Coverage In consideration of the payment of premium calculated in the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an
Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace
above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein).
Emergency Medical Evacuation or Repatriation means: a) the
Insured Person's medical condition warrants immediate transportation from the place where the
Insured Person is located (due to inadequate medical facilities) to the nearest adequate medical facility where medical Treatment can be obtained; or b) after being treated at a local medical facility as a result of a Medical Evacuation, the
Insured Person's medical condition warrants transportation with a qualified medical attendant to his / her Home Country to obtain further medical Treatment or to recover; or c) both a) and b)
above.
In consideration of the payment of premium calculated in the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an
Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace
above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein).
Each of the
above types of life insurance policy will also offer a corresponding survivorship plan that covers an
insured and one other
person, such as a spouse, partner, or business partner.
We featured Prudential
above as our top carrier for
insuring people with pre-existing conditions.
In the event there is more than one Home Country under the
above - listed criteria or the
person has dual citizenship, the Home Country is the country meeting the above - listed criteria and listed by the Insured Person as his or her Home Country on the Applic
person has dual citizenship, the Home Country is the country meeting the
above - listed criteria and listed by the
Insured Person as his or her Home Country on the Applic
Person as his or her Home Country on the Application.
H. EMERGENCY MEDICAL EVACUATION BENEFIT — Subject to the applicable Maximum Limit set forth in the Schedule of Benefits / Limits set forth in Section C,
above, and the other Terms of this insurance, including the Exclusions set forth in Section T and the Conditions and Restrictions set forth below, the Company will reimburse the
Insured Person for the following transportation costs, when the Company or Plan Administrator arranges such transportation, and expenses incurred by the
Insured Person arising out of or in connection with an Emergency Medical Evacuation occurring while this Certificate is in effect and during the Period of Coverage:
(g) The Company will cover reimbursement for the
above - described costs and expenses and will arrange Emergency Medical Evacuation only to the nearest Hospital that is qualified to provide the Medically Necessary Treatment to prevent the
Insured Person's loss of life or limb.
The
Insured Person agrees to release and to hold the Company, the Plan Administrator and their agents and representatives harmless from, and agrees that the Company, the Plan Administrator and their agents and representatives shall not be held liable or responsible for, any delays, losses, damages, further injuries or illnesses, or any other claims that arise from or are caused in whole or in part by the acts or omissions of such independent third - party contractors or their agents, employees or representatives, or that arise from or are caused in whole or in part by any acts, omissions, events or circumstances that are not within the direct and immediate supervision and control of the Company, the Plan Administrator and / or their authorized agents and representatives, including without limitation the events and circumstances set forth
above.
Life insurance settlements can offer an
insured person who no longer wanted, needed or could afford the opportunity to liquidate the policy a value well -
above the the cash surrender value (which is the value of the policy if the
insured stopped paying premiums, or cancelled the policy).
Emergency Medical Evacuation or Repatriation means: (a) the
Insured Person's medical condition warrants immediate transportation from the place where the
Insured Person is located to the nearest adequate medical facility where Medical Treatment can be obtained; or (b) after being Treated at a local medical facility as a result of an Emergency Medical Evacuation, the
Insured Person's medical condition warrants transportation with a qualified medical attendant to his / her Home Country to obtain further Medical Treatment or to recover; or © both (a) and (b)
above.
Offers 2 conditions: 1 - 10 % co-payment for treatment underwent in other hospitals than the network hospitals, 20 % co-payment if the
insured person is 56 years old and
above.
As discussed
above, key
person insurance
insures the company against the loss of key
people.
Similarly, 20 % co-pay applies to any
insured person aged 56 yrs and
above, being covered for the first time in the Family Floater Health Guard Policy.
General Requirements To comply with the Pre-certification requirements of this insurance for the Treatments and / or supplies or services listed in the section
above, the
Insured Person or his / her Physician or healthcare provider must:
Whole Life Plans: A whole life policy provides life insurance cover for the entire life of the
insured person or up to a specified age (the age varies from company to company but is mostly
above 85 years).
As mentioned
above, there is dual benefit that a policyholder /
insured person receives from endowment policy.
A co-payment of 20 % of the admissible claim amount of the
insured persons whose age at the time of entry is
above 60 years.
-LSB-...]
Insured means you and resident of your household who are your relatives or other
persons under the age of 21 and in the care of any
person named
above.»
«
Insured means... you and residents of your household who are... other
persons under the age of 21 and in the care of any
person named
above.»
This payment is over and
above lump sum payment on diagnosis of the illness and is paid to the nominee even after the death of
insured person.
If the
person declares that they were
insured * in any of the countries listed
above, a claim for pension in that country is made by the Department on the
person's behalf.