Sentences with phrase «insured persons coverage»

Safe Travels for Visitors to the USA provides insured persons coverage for an acute onset of pre-existing conditions, which will be paid according to the plans Schedule of Benefits for acute onset of pre-existing conditions.

«Term» life insurance is a policy that provides the insured person coverage for a certain period of time.

Not exact matches

In fact, I have supported a part of Obamacare currently in effect — alas temporarily — that creates a kind of subsidized assigned risk pool for those who are otherwise uninsurable, similar to those we see in auto insurance that helps otherwise difficult to insure people obtain coverage.

In that more people were able to get insurance than before, and more people with pre-existing conditions were able to get insurance, and, overall, more people were insured, I'd say coverage was better.

They went from 94 percent — already they were a leader in terms of having people in the state insured — and they went from 94 percent to 98 percent coverage.

Whenever any civil action has been brought against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together with costs of appeal, if any, and may save harmless and protect such person from any financial loss resulting therefrom; and the Florida College System institution board of trustees may be self - insured, to enter into risk management programs, or to purchase insurance for whatever coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.

The radar - based system showed reductions in claim frequency for all coverages except collision and personal injury protection, which is sold in states with no - fault insurance systems and covers injuries to people in the insured vehicle.

Property damage liability coverage insures against physical damage that at - fault drivers cause to other people's vehicles and property in crashes.

Claims under medical payment coverage, for injuries to people in the insured vehicle, are 22 percent lower.

If they're a resident spouse, resident relative, or a minor child for whom you're responsible and who resides with you, coverage extends to those people under the definition of named insured per the policy document.

Centreville, VA Renters Insurance: The liability coverage on Lakeside Apartments renters insurance policy from Effective Coverage covers the insured person, whether or not he is in the residence at the time of loss.

For people that only buy minimum car insurance coverage, the auto insurance company that insure your car is not under obligation to replace your car if stolen.

But since you're not insuring the building, many people find that the lack of wind coverage is not a significant concern.

Fifty years ago, it would have been more common to insure crops than to insure personal property, but with the rate of change, there's now a real need for people to have coverage.

That's because liability is a third - party coverage designed to protect people who are not insured under the policy.

A term used to describe a type of liability coverage that helps financially protect the insured against damages he or she accidentally cause to another person's property.

3 To be eligible for non-smoker rates, the Insured Person must not have smoked or used any substance or product containing tobacco, nicotine or marijuana within the 12 months of the effective date of coverage.

Typically provides coverage for an insured person, covered family members and covered passengers for certain reasonable and necessary expenses, such as medical and hospital expenses, income continuation, loss of services, and funeral expenses for bodily injury caused by a covered accident, regardless of who was at fault.

Whether or not the coverage is competitively priced depends largely on the individual person being insured.

If there were to be a fire due to the negligence of the person who was not insured under your policy, there would be no liability coverage for them.

Liability is a third - party coverage, and it's designed to protect people who are not insured under the policy.

Since the building isn't what you're insuring, many people feel comfortable without the coverage.

The universal life insurance coverage extends to two people and pays the death benefit to the beneficiary upon the death of the second insured.

La Residencia renters insurance generally tracks with the national average, though that can also depend on wind coverage and the specific person being insured.

While being over-insured is preferable to being under - insured, a person without dependents may want to save on monthly premiums and bump down to a lower coverage amount.

The only time that there is coverage for a person not named on the policy may be when they are married or otherwise related to the named insured.

The policy's owner is the person who purchases the coverage on the insured.

We've made education part of our core values because we are working towards getting every renter in America insured, and the only way to do that is to show people the value inherent in the coverage.

This type of coverage insures two people (usually spouses) and pays a benefit only at the second death.

In dispelling misconceptions and making the coverage available to as many people as possible, Effective Coverage is working to get 40 percent of Americans insured before the end of 2017, in the 2017 Renters Insurance Challenge.

@BrianHall: To be clear, the numbers you give are in line with many state minimums for liability coverage, but most car insurance companies do push higher coverage limits (commonly 250K / 500K / 100K for per person / per incident person cap / per incident property damage), and the incremental cost of the higher coverage is often much less than the cost of the basic coverage (it's not paid out often, and electing it demonstrates responsibility, which they like in their insured).

If the insured person is still alive at the end of the policy term, the coverage expires and typically no portion of the premiums are returned to the policyholder.

This rider provides additional term coverage on the insured person.

«Many people are under - insured because the total value of their personal property is more than the personal property coverage in their policy,» Bodrozic says.

The insurer is of course the company that is providing the life insurance coverage and the insured is the person whose death causes the insurer to pay the death benefit to the designated beneficiaries.

There are riders that will specifically add a spouse to the long - term care insurance coverage even if the underlying life insurance policy is insuring just one person.

This law seeks to increase the number of insured Americans, while reducing the cost of healthcare, and is designed to ensure that insurance companies will cover people with pre-existing conditions who may have gone without coverage in the past.

Until recently, the Texas Risk Pool insured people without group coverage were declined by private insurers.

Typically, auto insurance coverage — liability and collision — will cover the insured person's damage to his or her vehicle in an accident, the damage to the other person's auto or property if the insured was at fault, as well as medical bills, all up to the maximum stated in the policy and subject to the deductible.

Provides coverage for eligible emergency medical expenses incurred while traveling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $ 5,000,000 per insured person, for all insured persons under the age of 65.

Trip Cancellation Insurance - Provides coverage for the reimbursement of the non-refundable pre-paid travel arrangements up to $ 1,500 per insured person to a maximum coverage up to $ 3,000 for all insured persons combined when you cancel a trip for a covered reason.

Under - insured motorist coverage protects you from someone that is driving with only the minimum insurance that is required by law (in Illinois the minimum is $ 20,000 per person / $ 40,000 per occurrence).

[54] Given the intention of parties to this type of insurance coverage, which is to compensate the insured person injured as a result of an incident involving an unidentified automobile, it seems unreasonable to enforce a term of the contract that demands physical contact between the insured motor vehicle and the unidentified... [more]

«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.

Under the Insurance Act, an automobile insurance policy provides liability coverage to a named insured and every other person, who, with the named insured's consent, drives or is an occupant of an automobile owned by the named insured or named in the policy when the use or operation of the automobile results in loss or damage to others.

Sample # 2: Notwithstanding anything else contained within this Policy, in the event that the proceeds of the Insured Mortgage are paid to any person or entity other than: i) to the registered title holder or holders, as the case may be; ii) holder (s) of prior registered encumbrances (s); iii) an execution or judgment creditor (s); iv) to a non-registered covenantor that is a spouse, child or parent of the registered title holder or holders; v) to credit card companies for credit cards in the name of the registered title holder or holders or in the name of non-registered covenantor (s) that are the spouse, child or parent of the registered title holder or holders; then the Company can deny coverage and shall have no liability to the Insured for any matters that involve the allegation of mortgage / title fraud, including challenges to the validity and enforceability of the Insured Mortgage.

When a person suffers some type of a loss or personal injury for which they are insured, such as an auto accident, health coverage issue, or property damage, they expect their insurance company will provide them with the benefits of the coverage they are entitled to.

No - fault coverage extends to every person living in the same house as the primary insured.

Meanwhile, your own auto insurance includes up to $ 300,000 per person in coverage for an under - insured motorist accident.

All liability policies must provide uninsured motorist coverage, but if the insured person wants to, he or she can decline the coverage by signing a written waiver.