There's a consumer - friendly exception if you've been continuously
insured under a group health plan (no more than a 63 day gap in coverage).
The time
insured under that group plan will offset the 12 - month waiting period.
As an employee, she was a member of the North Bay Police Association and
insured under a group policy of insurance issued by the defendant, Sun Life, to the association.
Once you're insured, you can't be singled out for a rate increase; your rates may change only if they are changed for all others in the same class of
insureds under this group policy.
It depends upon the incurred claims ratio for the entire group
insured under the Group personal Accident Policy.
Premiums can only go up if they go up for all customers
insured under the group policy, and if you are given 30 days written notice.
A provision that if a person
insured under the group policy, or the insured dependent of a covered person, dies during the period within which the covered person or dependent would have been entitled to have an individual policy issued before such individual policy becomes effective, the claim will be payable under the group policy.
If you happen to be married and in your late 20s, you must have a minimum sum insured of Rs. 5lacs, irrespective of whether (or not) you are
insured under group or standalone scheme.
However, your rates may change only if they are changed for all others in the same class of
insureds under this group policy.
Not exact matches
Although employer - sponsored self -
insured and
insured large
group health plans are not obligated to offer EHBs, they still can not place lifetime or annual limits on EHBs provided
under the plan.
For XC60s, overall losses
under property damage liability were 16 percent lower than losses for all other midsize luxury SUVs combined, at $ 78 per
insured vehicle year compared with $ 92 per
insured vehicle year for the control
group.
(3) Despite subsections (1) and (2), sections 412 to 417 of the Act do not apply to contracts of automobile insurance that
insure groups of at least five vehicles that are
under common ownership or management and that are used for business, commercial or public purposes or to any endorsements of those contracts.
At that time Mr. MacIvor was
insured under his company's Manulife
group benefit policy.
(3) Where a contract of
group accident and sickness insurance, in this section called the «replacement contract», is entered into within 31 days of the termination of another contract of
group accident and sickness insurance, in this section called the «other contract», and
insures the same
group or a part of the
group insured under the other contract,
Where an ICBC
insured at the date of death resulting from a motor vehicle accident comes within an age
group set out in column A of the following Table and the
insured has the status set out in column B, C or D, the amount of death benefit payable
under section 92 is the amount set out below that status and opposite that age
group.
Individuals who receive health benefits
under a
group health plan through an insurance contract (i.e., a fully -
insured group health plan) are entitled to a notice from the issuer or HMO through which they receive their health benefits.
If the
group of proposed
insureds is acceptable, the insurance company dispenses with individual underwriting (for example, a whole life policy may offer a guaranteed amount of $ 10,000 for eligible applicants
under age 35.)
Group auto insurance is a type of coverage where several people are
insured under one umbrella policy.
He has a
group term life insurance policy through work, but met with their financial adviser who told them he was probably is
under insured.
For
group basis single sum
insured level for all family members can be covered
under the policy and the parents can take a separate policy.
In a non-contributory
group life insurance plan, the
insured members are not required to pay any amount in order to get coverage
under the plan.
Treatment paid for or furnished
under any other individual, government, or
group plan; previous plan; payable
under any Worker's Compensation or Occupational Disease Law or Act; or charges provided at no cost to the
Insured Person;
Treatment paid for or furnished
under any other individual, government, or
group policy or charges provided at no cost to the
Insured Person;
For example, young males who are
under the age of twenty five are considered to be among the riskiest of the
groups to
insure.
Note:
Insured Benefits are offered
under a
Group Insurance Policy.
In addition, if the disability insurance policy is an individual policy (versus an employer - sponsored
group plan), the
insured will be covered
under the policy regardless of who he or she is employed through.
Males,
under the age of twenty five, are typically among the most expensive
groups of motorists to
insure.
Under a single
Group Insurance Policy, a number of people could be
insured.
As a large provider, the organization will have access to great funds and availability of providers, making it likely that drivers
insured under their policies will experience great discounts based on their age as members of the
group now must be over 55 to join.
A provision that if the
group policy terminates or is amended so as to terminate the insurance of any class of
insured persons, every person
insured under the policy at the date of the termination whose insurance terminates, including the
insured dependent of a covered person, and who has been so
insured for at least five (5) years before the termination date, is entitled to have issued by the insurer an individual policy of life insurance.
However, if you enroll late in a
group health plan (after you were hired and not during a regular or special enrollment period)
under a self -
insured group health plan, you may have a pre-existing condition exclusion period of up to 18 months.
In case the
insured member commits suicide whether sane or insane, within 12 months from the policy inception date or from the date of inception of the member
under the
group insurance scheme, whichever is later, then higher of 80 % of the premiums paid or surrender value in respect of concerned
insured member is payable to the nominee / beneficiary.
Suicide exclusion
under Death Benefit: - In case the
insured member commits suicide whether sane or insane, within 12 months from the policy inception date or from the date of inception of the member
under the
group insurance scheme, whichever is later, then higher of 80 % of the premiums paid or surrender value in respect of concerned
insured member is payable to the nominee / beneficiary.
Plans are available for individuals between age
group of 18 to 69 years
under various sum
insured plans.
Aegon Life Women Care Rider: The women care rider provides coverage to the women
insured on being diagnosed with any of the illness covered by both the
groups under this plan:
If you are employed, in all probability you are already
insured under an employer sponsored
group health plan.
On the other hand, young males
under the age of twenty five are considered to be the most expensive to
insure among all age
groups.
A person,
group, or organization other than the
insured named in the policy that will be covered
under that policy.
Consumer activist Jehangir Gai says an individual covered
under a
group critical illness policy pays benefits for treatment of certain diseases only if the
insured survives for 30 days after the illness.
The
insured person
under a
group health insurance plan can avail cashless medical treatment at the network hospitals of the insurance company.
There is no any waiting period in a
group health insurance policy and the
insured person gets cover from day 1 if waiver of preexisting disease has been opted
under the
group mediclaim policy.
Typically, the
group considered most risky to
insure by a Minnesota car insurance provider are young males
under the age of twenty five years of age.
If you are spending a lot of time on the road, if you own an expensive vehicle or if you have a family then you will probably prefer to
insure under a full coverage
group auto insurance policy which is the most common level of Lauderhill car insurance.
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