Sentences with phrase «insured under a policy»

This coverage applies specifically to your property, which is insured under the policy.

An additional named insured is someone who is also insured under the policy just like you.

Renters insurance for unmarried couples in Indiana is not difficult to find, but many underwriters place strict limitations on who can be a named insured under the policy.

This doesn't mean they're insured under the policy, and it doesn't grant them any rights at all save for one.

It's also important to note that generally only the property of those people listed as insured under the policy is covered.

That's because liability is a third - party coverage designed to protect people who are not insured under the policy.

Listing them as additional insured runs the risk of them being construed as being insured under the policy.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

If there were to be a fire due to the negligence of the person who was not insured under your policy, there would be no liability coverage for them.

Liability is a third - party coverage, and it's designed to protect people who are not insured under the policy.

In other words, if his policy covered you, you would not have liability coverage for burning down his townhome because you're all be insured under the policy!

Liability coverage does not apply to losses involving only insureds under the policy.

Your liability coverage could offer some protection, but it would likely only offer protection to you and your new bride (because she's now a «resident spouse» and therefore insured under the policy automatically).

, that would make you an insured under the policy.

Your children are considered to be insureds under the policy, since they can't very well contract (or pay for) their own.

There are a number of good ways you could have gotten her insured under the policy, but after a loss is too late.

If you're moving in together with your girlfriend or any other significant other, the only way to make sure that you're both protected and to avoid having a renters insurance claim denied is to make sure you're both listed on and insured under the policy.

When in the market for your policy, there are two main issues you want to consider: what articles or structures are insured under the policy and what specific dangers are either excluded or included?

In a nutshell, liability coverage is what pays for accidental damage or injury caused by your negligence to someone else who is not an insured under the policy.

Aunt Hilda is not an insured under the policy, because she's not a member of your household, so the policy could pay for her medical care.

The check will be made out to everyone who is a named insured under the policy, which is why it's a good idea for each roommate to have a policy of their own to avoid any misunderstandings or difficulties in cashing the check.

The neighbor and their child are not an insured under your policy.

Car insurance will also not cover damage that occurred when a person who lives with you but is not insured under your policy drives your vehicle.

They're still insured under the policy.

The Explanatory Memorandum associated with the amended regulations makes it clear that the proceeds of an insurance policy must be released to the member who is the insured under the policy.

In other words, it responds to the loss of someone who is not an insured under the policy.

If avg age of the insured under these policies is 95 for instance we are looking at chances around 30 % more.

ii) if motorcycle and motorized snow vehicles are the only types of vehicles insured under the policy.

However, someone who does not have their own policy could be entitled to claim accident benefits as an unnamed insured through another policy.7 The classic example is a college or university student who lives at home with a parent and would be insured under their policy.

The other insurers conceded that Reeb was insured under both policies, but relied on the intentional act exclusion to deny coverage for the injuries sustained by Riley.

The fact that there were other insureds under the policies and the fact that the potential existed for claims for indemnity to be made at some later point, did not provide a justifiable basis for the Primary Insurers to refuse to participate in the negotiations or to refuse to respond to the proposed settlement in a fair and prompt manner.

(f) an individual who is living and ordinarily present in Ontario is deemed to be the named insured under the policy insuring an automobile at the time of an accident if, at the time of the accident,

However, if the issue is that the plaintiff is not insured under the policy, specifics need to be pleaded;

Pekin argued that it had no duty to defend Lexington as an additional insured under the policy issued to ACC.

Consider whether you should admit that the plaintiff is insured under the policy.

If the plaintiff is not a named insured, state the reason why this person is considered an insured under the policy (for example, a «dependent relative» under the OPCF 44R or a person who had consent to drive the vehicle involved in the motor vehicle accident)-- it is important to note that an insurance contract is between two parties.

An optional income replacement benefit that fixes the amount referred to in subparagraph ii of paragraph 2 of subsection 7 (1) at $ 600, $ 800 or $ 1,000, as selected by the named insured under the policy, for the purpose of determining the weekly amount of an income replacement benefit.

(2) An individual who is not living and ordinarily present in Ontario shall be deemed for the purpose of this Regulation to be the named insured under the policy insuring an automobile at the time of an accident if, at the time of the accident,

(1) An individual who is living and ordinarily present in Ontario shall be deemed for the purpose of this Regulation to be the named insured under the policy insuring an automobile at the time of an accident if, at the time of the accident,

However, the uninsured motorist coverage required in this section is not applicable when the policy holder makes a written rejection of such coverage on behalf of all who are insured under the policy.

A Run off PI policy will provide indemnity to cover the cost of defending any claim made against those insured under the policy and will reimburse the losses occurring should the claim be upheld against the insured parties.

It only covers damage for which you or anyone insured under your policy are legally liable.

If the injured person is not insured under any policy of motor vehicle insurance then the application must be submitted to the City of Ottawa, Rick Management, 110 Laurier Avenue West, Ottawa K1P 1J1.

The volunteer defence may be raised by defendants in a subrogated action in order to challenge the right of an insurance company to seek recovery for a loss paid to an insured under a policy.

The «Lady Brittany» and her owner (Gaudet) were insured under a policy of marine insurance issued by The Cooperators.

(o) An insurer delivering or issuing for delivery a motor vehicle insurance policy in this state may not cancel or increase the premium charged an insured under the policy because the insured completed a driving safety course or a motorcycle operator training course, or had a charge dismissed under this article.

If you drive on a regular basis you can lower your Irondequoit car insurance rate by choosing to insure under a policy that comes with a higher deductible.

Additional Interest Insured Another person or company who may be liable for an accident involving an insured or an insured vehicle and who has been named as an Additional Interest Insured under the policy.

Life insurance pays out if the person insured under the policy dies.

it is possible that the subcontractor fails to meet the GC's qualification process, and in that case, then the subcontractor will not be able to participate in the Subcontractor Default Insurance program, so losses from the sub will not be insured under this policy.