To start with, the named insured, resident spouse, resident relatives, and minors resident and in the care of the insured are all considered to be
insured under the definition of «named insured» on most policies.
As we saw in a piece about whether children are covered for liability under renters insurance, «expected or intended» results of acts of children who are
insured under the definition of named insured, there's an interesting caveat here.
Not exact matches
If they're a resident spouse, resident relative, or a minor child for whom you're responsible and who resides with you, coverage extends to those people
under the
definition of named
insured per the policy document.
Family members often are covered
under the
definition of named
insured, but roommates aren't often also family members.
If so, your policy covers them
under the
definition of named
insured.
The «own occupation» rider modifies the
definition of total disability
under a basic plan, so you'll be considered totally disabled even if the
insured is engaged in another gainful occupation.
Coverage would still apply
under the
definition of «named
insured» in the policy.
In other words, if a claimant does not meet the
definition of «
insured person» in the SABS
under a particular policy, they are not covered
under that policy for that loss.
It is important to remember though that an excluded driver can still have recourse against the policy that excludes him / her if they otherwise meet the
definition of «
insured person»
under the policy.
We recognize that some health plans, though very large in terms of receipts (and
insured lives), nonetheless would be considered «small businesses»
under this
definition because they are non-profits.
(emphasis added) According to this commenter,
under this
definition, the only
insured or self -
insured ERISA plans that would not be regulated «health plans» would be those that have less than 50 participants and are self administered.
For example,
under the Liability coverage the
definition of
INSURED should look like this:
If you and your brother have an apartment together, he's also covered
under your policy because he's a «resident relative,» which means he falls
under the
definition of «named
insured.»
Domestic help, relatives not included in the
definition of the
insured, temporary house guests and roommates are not included or covered
under a home insurance policy because these people do not fit into the
definition of the
insured.
Other members of your family are also protected
under the
definition of named
insured.
Coverage would still apply
under the
definition of «named
insured» in the policy.
If they're a resident spouse, resident relative, or a minor child for whom you're responsible and who resides with you, coverage extends to those people
under the
definition of named
insured per the policy document.
If so, your policy covers them
under the
definition of named
insured.
If any contract which is a life insurance contract
under the applicable law does not meet the
definition of life insurance contract
under subsection (a), the excess of the amount paid by the reason of the death of the
insured over the net surrender value of the contract shall be deemed to be paid
under a life insurance contract for purposes of section 101 and subtitle B.
This is confusing as the dec page lists the 5 members of my family as «
Insureds, but there is no
definition in the policy for «
insured», so each member listed is a separate
insured under the policy.
Regarding the second issue pertaining to the significance of the misrepresentation, the court ruled that the actions of the
insured woman fulfilled the
definition of «misrepresentation in insurance contracts»
under state law in that «the insurer in good faith would not have issued the policy... if the true facts had been known to the insurer as required by either the application for the policy... or otherwise.»
Family members often are covered
under the
definition of named
insured, but roommates aren't often also family members.
You want to read your policy closely, especially the
definition of «your
insured auto»
under the Collision Coverage heading.
Only the named
insured's or those falling
under the
definition of
insured are
insured on an insurance policy.
Per the
definition of «named
insured,» that spouse is a party to the policy and
insured under it.
If you are driving down the road and a pedestrian jumps in front of you (100 % their fault), you will see that the
definition of
insured under this section will be extended to that pedestrian.
Unless you read the
definition of employee, you would not be aware that temporary workers are not
insureds under the policy.
Non-owner liability policies are meant to cover specific circumstances and do have some exclusions on the
definition of car that may be
insured under the policy.
Exclusion: No benefit will be payable
under this Critical Illness
Insured Condition for elevated biochemical cardiac markers after an intra-arterial cardiac procedure including, but not limited to, coronary angiography and coronary angioplasty, in the absence of new Q waves.For greater certainty, ECG changes suggesting a prior myocardial infarction does not satisfy the above
definition of -LSB-...]
In the standard commercial auto policy, however, it appears in the
Definitions section
under the
definition of
insured.
Burglary from your
insured home generally qualifies as theft
under your homeowners insurance, but your policy's
definition of theft may also apply to items outside your home.