Sentences with phrase «insured value»

You file a claim under your property policy seeking recovery for the total insured value of the building.
The premiums for most jewelry insurance policies are between 1 % to 2 % of the total insured value, meaning $ 10,000 of coverage might cost only $ 100 a year.
And if you are concerned about insuring the value of your portfolio after living through last year's market debacle, you'll learn how to accomplish that.
The dwelling insured value should cover reconstruction cost and not real estate value.
Along with insuring the value of your house, you'll also want to be sure your personal property is insured for the right amount.
As an example you were only to carry $ 1 million in coverage when you should have $ 2 million, you're only carrying 50 percent of the minimum required insured value.
A vehicle owner can insure the value of his or her vehicle against loss resulting from accident, theft, fire and other potential problems.
This is based on the type of policy you have selected, the total insured value and your responses to the medical questions asked.
The sensitivity of the catastrophe model results to this level of change in insured values for the 4 °C scenario is as follows:
The following are not considered a settlement under state insurance regulations: • A loan from an insurer under the terms of the life insurance policy (e.g., a policy loan) • A loan from a third party where the policy's cash value is used as collateral (collateral assignment) • A beneficiary designation without a transfer of value • A beneficiary designation of someone with an insurable interest in the insured
Benefits received under this plan is for a Sum Insured value of Rs 3 lakhs, Rs. 5 lakhs, Rs. 7.5 lakhs and Rs. 10 lakhs
«They're not insuring the value of the work but, rather, buying a policy that covers the cost of services by art - recovery experts to help locate and return a stolen work.»
An Return to Invoice cover may be availed, in case of its loss, where the compensation is equal to insured value + registration + road tax + insurance.
According to the Florida Citizens Property Insurance Corporation, QBE's insured value exposure to commercial residential property in Florida is $ 17 billion, around 10 per cent market share of this class.
In the conventional sense, long put insures the value of an asset.You pay a premium and deductible is the distance down to the strike price (if any).
Earthquake insurance insures the value of the house not the land value (aka purchase price of the home before the earthquake) Ex bay area houses might cost 200k to build but sell for a million.
However, I think it's valid to exclude impairment / restructuring charges next year, so I model the lower 2012 operating EPS guidance of EUR 1.45 - 1.55 (based on slightly lower insured values, and some decay in the COR) will actually produce a pretty much unchanged diluted 2012 EPS.
Veterans can use their VA loan to purchase a short sale property as long as the home meets VA guidelines (safety, livability, and a justified sale price insured value).
Percentage deductibles are more commonly used for hurricane and earthquake insurance, and set your deductible at a fixed percentage of your home's insured value instead of a flat dollar amount.
This type of coverage insures the value of the home and other structures, and pays directly to the lender in the event of a claim.
B wants to apply for a Home Insurance plan for his property of Rs. 800 sq feet with a sum insured value of Rs. 80,00,000.
Benefits received under this plan is for a Sum Insured value of Rs 3 lakhs, Rs. 4 lakhs, and Rs. 5 lakhs.
There is an IDV cover where customer gets access to IDV that is insured value + registration + road tax + insurance.
This clause allows for some wiggle room around the total insured value of the home when after a loss it is determined that the cost was a little off.
Insurance: When buying a home, you also need to insure the value of the home against fire, theft and sometimes even flood damage (insurance for which must be purchased separately).
The cost of the insurance usually runs about 1 percent of the insured value, although this varies with the type of goods and method of shipping.
Buffett gave an example that losses for damage to houses have grown in Florida isn't just because hurricanes may be worse, but because «you probably have five times the insured values or maybe ten times the insured values.»
The deposit claim that will be paid out is either the deposit paid or 10 % of the insured value of the vehicle, whichever is the smaller amount
We derive our insured values from Mead & McGrouther Auto Dealers Guide.
The locally assembled Ssangyong Actyon with automatic transmission goes for RM 91,989.20 for private registration exclusive of insurance, which costs an additional RM 2,627.90 for an insured value of RM 91,000 and also a further RM300 for front windscreen insurance.
The typical home insurance policy builds in ALE coverage at 20 percent of your home's insured value.
Even if your insurer doesn't provide a discount, you should let the company know if you've installed a lightning protection system so it can be included in the insured value of your home.
If you do have a covered total loss, you'll get every single cent of your car's insured value.
Home insurance also might offer deductibles in flat dollar amounts, or they can be a percentage of the insured value of your property.
Endorsements cost anywhere from $ 2 to $ 15 a year for every $ 1,000 of insured value.
Our homeowner's insurance policy covers the contents of our home up to half of the insured value of the house itself.
Unlike the standard «dollar deductible» on a homeowners policy, a hurricane or windstorm deductible is usually expressed as a percentage, generally from 1 to 5 percent of the insured value of the structure of your home.
Expect to pay as little as 1 % of the insured value for concrete homes going up to as much as 2.5 % of the insured value for a mixed wood / concrete structure for one year of coverage.
The insured value of property from Brownsville, Texas to Eastport, Maine — our hurricane prone Atlantic Coast — is greater than a year of our Gross Domestic Product.
«The insured value of hurricane - prone property is equal to the gross domestic product of the United States,» says Michaels.
BEWARE: Earthquake deductibles are a percentage of the insured value of your home and not the usual $ 500 to $ 1000 deductibles encountered in homeowners insurance.
Many homeowners policies include personal property coverage equal to a percentage of the insured value of your home's physical structure, explains Baecker.
«A typical homeowners policy will insure your personal possessions for between 50 (percent) and 70 percent of the insured value of your home,» says Barry.
What this means is that if your home's insured value is $ 250,000 and your hurricane deductible is 3 percent, the amount you'll end up paying out of pocket for an insurance claim is $ 7500.
These deductibles typically range from 1 percent to 5 percent of a home's insured value.
«For claims involving damage to landscaping, a few companies will cover up to 5 percent of the house's insured value,» explains Loretta L. Worters, Vice President of the Insurance Information Institute.
You just need to use the Cordell Calculator or a suitably qualified professional (3) to estimate your home's replacement cost, then use this to set the Sum Insured value.
The rate charged by the insurance company is an amount per $ 100 of insured value.
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