If
the insurer accepts liability for the lawsuit, a number of things will be expected of you as a policyholder.
Not exact matches
It is a uniformly
accepted convention that once a court declaration under s 152 (2) is made, the
insurer is released from any direct
liability to meet a third - party claim, whether contractually or statutorily imposed (ie under either s 151 of RTA 1988 or Reg 3 of the Rights Against
Insurers Regulations 2002 (SI 2002/3061).
Liability was
accepted by the motor
insurers.
A contingent policy with lower coverage limits for when Lyft
accepts liability if the driver's
insurer does not
The plaintiff's
insurer then
accepted liability for coverage.
Some automobile
insurers like to argue that drinking and driving is intentional conduct, since that argument (if
accepted) will allow the company to disclaim coverage for damages resulting from a DUI — whether injuries and vehicle damage sustained by the driver and / or passengers in the vehicle you hit (under your
liability coverage), or your own losses (under your personal injury protection or similar coverage).
If you cause an accident while you are intoxicated, your auto
insurer will at least investigate the circumstances of your crash before it agrees to
accept liability for any damages.