The reciprocal
insurer holds assets and liabilities, while the management company makes its money by selling malpractice insurance, and taking a percentage cut of the resulting premiums.
Not exact matches
China Oceanwide
Holdings Group has agreed to buy U.S.
insurer Genworth Financial for $ 2.7 billion in cash, the latest in a series of moves by Chinese firms to buy overseas
assets as their domestic economy slows and the yuan weakens.
Held in a separate account that is unique from the
insurer's general account
assets.
Most mortgage
insurers now must
hold capital
assets over 7 percent, compared to the 2 percent capital standard at FHA.
He believes that, «most retail investors do not require this level of liquidity» and that there is a, «premium paid for the ability of banks and
insurers to
hold assets with little or no capital charge.»
When analyzing a stock that trades at a discount to net
asset value — whether it is an
insurer, a closed end fund, or a
holding company — you need to look for reasons apart from market perceptions why the stock should be valued that way.
The complexity level was too high, but the regulators required ratings for
assets held by banks and
insurers, and so the rating agencies did it, earning money for it, but also at significant reputational risk.
Although the fund owns companies across the health care sector, including
insurers and equipment makers, a pharmaceutical - heavy portfolio — about 60 % of Health Care's
assets are invested in pharmaceutical and biotech firms —
held the fund back over the past year as those stocks came under fire during the recent U.S. presidential campaign.
On the risk side, divesting is about not getting stuck
holding stranded fossil fuel
assets that can not be burnt if the world is to adhere to a given carbon budget, a topic on which Mark Carney, governor of the Bank of England, has expressed concerns in a landmark speech to global
insurer Lloyd's of London.
As a result,
insurers could decide to rebalance their portfolios, to better match
assets and liabilities, and purchase more bonds at the expense of equity, if they determine that the potential increased investment return on equities does not offset the cost of
holding more capital.
This large
insurer currently has more than 19 million customers around the globe in 18 countries, and it
holds more than $ 547 billion of
assets under management.
Known for their no - nonsense style TV ads, as well as their «Mayhem» character, Allstate is the largest publically
held insurer for personal property and casualty insurance in America with over $ 100 billion in total
assets as of 2014's year end.
Regulators can require
insurers to
hold more capital to guard against losses on riskier
assets.