If you are trying to get by with the basics then review
your insurers bodily injury and property damage liability.
Not exact matches
Your
insurer pays the maximum out under your standard policy for $ 15,000 in
bodily injury liability for the driver, $ 10,000 for the passenger's medical expenses,
and $ 5,000 under the
property damage portion of your policy.
RELEASE OF LIABILITY You agree that: in consideration of Tails of Gray allowing your participation in this activity, under the terms set forth herein, you, for yourself
and on behalf of your child or legal ward, heirs, administrators, personal representatives or assigns, do agree to hold harmless, release,
and discharge Tails of Gray, its agent employees, officers, directors, representatives, assigns, members, affiliated organizations,
Insurers,
and others acting on its behalf of
and from all claims, demands, causes of action
and legal liability, whether the same be known or unknown anticipated or unanticipated, due to the Tails of Gray
and or its associates ordinary negligence:
and you further agree that you shall bring no claims, demands, actions
and causes of action,
and or litigation due to
injury, including but not limited to serious
bodily injury, death or
property damage, sustained by you or your minor child
and or legal ward in relation to the premises
and operations of Tails of Gray.
Most states have a minimum
bodily injury liability coverage requirement of $ 20,000 to $ 25,000 per person
and $ 40,000 to $ 50,000 per accident, says Bob Passmore, senior director of personal insurance lines for the
Property Casualty
Insurers Association of America.
Bodily injury and property damage liability coverage: The
insurer agrees to pay damages if you injure someone or his
property in an auto accident.
In Quebec, the government system covers
injury and death claims,
and private
insurers offer additional coverage for
property damage, auto damage
and bodily injury liability claims that occur outside of Quebec's borders.
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000
Property damage liability coverage: $ 25,000 Personal
injury protection: Optional Uninsured / underinsured motorist coverage: Optional, but Indiana specifies the
insurer include UM / UMI at $ 25,000 per person
and $ 50,000 per accident unless you expressly reject it in writing.
Bodily injury liability coverage per person: $ 25,000
Bodily injury liability coverage per accident: $ 50,000
Property damage liability coverage: $ 25,000 Personal
injury protection: $ 10,000 per accident Uninsured / underinsured motorist coverage: Optional, but Kentucky specifies the
insurer include UM / UMI at $ 25,000 per person
and $ 50,000 per accident unless you expressly reject it in writing.
For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no
bodily injury liability insurance
and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the
bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self -
insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety
and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not include:
Licensed Mississippi
insurers will offer you UM for both
bodily injury and property damage, in the same limits as your BI
and PD liability (for example, 25/50/25 in a minimum policy).
Averages are based on a 45 - year - old married female with a previously clean driving record who commits one traffic driving violation in a 12 - month period, drives a 2012 sedan, is employed, has a bachelor's degree, excellent credit score
and had no lapse in coverage with the following limits: $ 100,000 (
bodily injury per person) / $ 300,000 (
bodily injury per accident) / $ 100,000 (
property damage per accident), $ 10,000 (personal
injury protection or medical payments)
and a $ 500 deductible for comprehensive
and collision.Some car
insurers may overlook a traffic ticket if you also have a homeowners insurance policy with them, says Michael Cicero, a traffic attorney in Ohio.
Your ILAIP
insurer is required to write you a policy for basic limits of
bodily injury and property damage with the option of purchasing additional coverage.
So between a driver's mandated coverage (personal
injury protection,
property protection,
and residual
bodily injury and property damage liability coverage)
and the Michigan Catastrophic Claims Association — which is a special fund set up to cover what
insurers won't — victims of a crash receive unlimited medical coverage for as long as they need it.