Sentences with phrase «insurers issue coverage»

Not exact matches

It's called «guaranteed issue,» requiring insurers to provide coverage to anyone who can pay, even if they were long uninsured, and only signed up after becoming seriously ill.

County Executive Steve Bellone issued a certificate of necessity to permit an immediate vote after the center's insurers had agreed only to extend its liability coverage until June 7 in the face of two lawsuits brought against the county and the nonprofit over its program to verify residences of sex offenders listed on a state registry.

Governor Andrew M. Cuomo announced on Monday, April 25, 2016, that the Department of Financial Services has issued guidance to inform health insurers of their responsibility to provide health insurance coverage for maternal depression screenings.

The Department of Financial Services has issued guidance to inform health insurers of their responsibility to provide health insurance coverage for maternal depression screenings.

The law imposes «guaranteed issue» provisions that require insurers to offer coverage to all applicants, including those who are already sick, although it does allow plans to impose some limitations on preexisting conditions.

ASD coverage by private insurers is still an ongoing policy issue in many states, even those that mandate coverage.

The complaint alleges, among other things, that the insurers, which also issued separate policies to Lazare Kaplan under English law, created a virtual coverage «whipsaw» by denying coverage under the English policies on the ground that Lazare Kaplan does not have an insurable interest in the largest portion of the property at issue while at the very same time asserting under the New York policies that there is no coverage because Lazare Kaplan insured the same property under the English policies.

For a healthy person, we don't recommend simplified issue policies since you'll pay more for the same coverage, since the insurer is taking on greater risk.

While simplified issue policies have lower maximum death benefits as compared to fully underwritten policies, you can find coverage up to $ 250,000 with some insurers.

If conditions of the conditional coverage are met, the receipt verifies the coverage will be in force from the date of application, provided the insurer would have issued the coverage on the basis of the facts revealed on the application, medical examination and other usual sources of underwriting.

You can further protect yourself by sticking to annuities issued by insurers that get high financial strength ratings from companies like A.M. Best and Standard & Poor's, by spreading your money among two or more highly rated insurers and by limiting the amount you invest with any single insurance company to the maximum coverage offered by the state insurance guaranty association in your state.

PSIA and the rest of Progressive are not responsible for insurer or coverage selections, policies issued, claims, the content or operation of this website, or how Pets Best and the insurers handle or use your information.

The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer.

«Regarding the example she provided, it is true that a few pet insurers exclude hereditary conditions and given a Bernese Mountain Dog is prone to hip dysplasia amongst other conditions, that might have been the surgery she mentioned that was not covered; however, there are a number of pet insurers that do cover hereditary conditions (Embrace and Petplan being two of them) and even some of those that have not covered them in the past are adding optional coverage for breed - specific issues now (such as VPI and ASPCA).

You will want to call the insurer to find out exactly what coverage you have before it becomes an issue.

We represent professional liability insurers on coverage issues and related litigation arising out of their professional liability policies.

Representing insurers, reinsurers and sureties in coverage disputes with insureds or other carriers, including duty to defend, reservation of rights, duty to indemnify, cooperation clause compliance and other issues.

Our team of insurance coverage attorneys has advised individuals and businesses about insurance coverage issues including insurance policy coverage opinions, declaratory judgments on policy coverage and defense of insurers against breach of contract and bad faith claims.

The Insurance Bureau of Canada issued a warning in fall 2014 that drivers who did not have commercial coverage on their cars were in violation of their personal insurance policies, which could result in the insurer denying the driver benefits following an accident or having inadequate liability coverage.

If you do have a health issue that could be a problem, there are some insurers willing to offer coverage subject to underwriting and an additional premium.

To put it another way, if an employee becomes sick or injured while employed and therefore covered by a group policy of insurance, a subsequent termination of employment should be irrelevant to the issue of whether the employee is eligible to make application for coverage to the insurer.

Sara also advises insurers, reinsurers and policy holders on insurance and reinsurance claims, subrogated recoveries, defence work and coverage issues.

Our lawyers draw upon their decades of insurance defense experience to aggressively defend insurers in class action lawsuits involving insurance coverage and policy - related issues.

226.1 An insurer that issues motor vehicle liability policies in another province or territory of Canada, the United States of America or a jurisdiction designated in the Statutory Accident Benefits Schedule may file an undertaking with the Superintendent, in the form provided by the Superintendent, providing that the insurer's motor vehicle liability policies will provide at least the coverage described in sections 251, 265 and 268 when the insured automobiles are operated in Ontario.

«When a policyholder renews an insurance policy with its carrier,» Mayerson explains, «the insurer must provide prior notice to the insured if it intends to reduce coverage under the newly issued policy.»

But if you need to be convinced, consider that failing to notify your liability insurer of a potential claim could have consequences beyond potential coverage issues under the policy, including the possibility that you could be found guilty of professional misconduct.

«The keys to successfully litigating these issues for policyholder counsel are: (i) focus on the policy language; (ii) think about what happens if the policyholder wins the liability case; (iii) considering the overwhelmingly common practice of carriers» funding the defense, argue that the burden of dispelling the expectation of coverage is on the carrier to negate defense coverage; and (iv) recognize that while the incurrence of defense costs can be a catastrophic exposure to the policyholder it can also be so for the carrier, meaning that the policyholder must sensitively respond to the equitable force of the insurer's arguments and not simply rely on «punish the drafter» arguments or what the Nabisco court characterized as» «mom and pop» grocery store argument [s]» (unless one has to).

Thinking about the definition of what is an «offence» or any other term used to define what acts are covered by the policy, will the hypothetical e & o insurer take the position that there's a coverage issue here if, in fact, the VSA knew that his or her skills were better, since then the VSA is intending the result that occurred?

Prior to joining Lewis Wagner, Meghan was an associate in the New York firm Traub Lieberman Straus & Shrewsberry's insurance coverage group, where she represented insurance company clients in insurance coverage litigation, and advised insurers on exposure and liability issues in wide array of tort and commercial contexts, including mass tort and class action litigation involving pharmaceuticals, chemical, transportation, news and entertainment, and oil and gas; environmental suits; FDA compliance claims; unfair competition and false advertising claims; intellectual property claims; construction defect; personal injury; product liability; and associated breach of contract claims.

Wystan M. Ackerman has a national appellate practice focusing on insurance coverage and class actions, regularly representing insurers and national insurance industry associations (as amicus curiae) on critical insurance coverage issues.

Oliver's experience includes: defending global investment banks in High Court proceedings brought in relation to complex financial products and transactions; acting for an international consulting firm in High Court proceedings brought by the trustees of a pension scheme; acting for a UK financial services provider in relation to a major loss of customer data; acting for an insurer in arbitration proceedings relating to an insurance coverage dispute; acting for a global custody bank on an investigation in relation to client overcharging on asset portfolio transitions; and acting for a UK financial services group in relation to legal and regulatory issues arising from a major misstatement in its published accounts.

She practices in the area of employment law and regularly provides advice on both coverage and indemnity issues to insurers who provide Employment Practices Liability Insurance.

She has provided advice on numerous coverage and indemnity issues to both UK and Irish insurers.

Advises fidelity insurers with respect to coverage issues; investigates and defends claims as well as analyzes defence options.

He litigates insurance and indemnity issues arising from oil field services and energy sector contracts, and he also represents London Market and other international and domestic insurers in connection with coverage disputes.

We can advise the insured as well as insurers and brokers on a range of regulatory, coverage and liability issues.

Whether or not your case settles out of Court of not depends on a variety of factors, including but not limited to liability, damages, causation, pre-accident health, insurance coverage issues, credibility of the Plaintiff, likeability of the Plaintiff and which insurer you are dealing with.

Ian, also in Halifax, practices insurance defence, representing insurers on a variety of issues, including casualty, coverage, property, fire loss, commercial liability and disability claims.

The Insurance Group's litigators are involved at every level of the federal and state court systems representing Musick Peeler's clients in contract and bad faith actions, coverage matters involving multiple insurers, environmental coverage issues, and the resolution of excess and reinsurance disputes.

At issue was whether OCGA 33 -32-4 (a) authorizes the insurer to issue a credit life insurance policy which covers the total amount payable over the term of the loan or limits the policy's coverage to the principal amount financed by the insured.

He also assists clients responding to complaints to professional bodies, regulatory authorities and ombudsman services and advises a range of insurers on policy coverage, includ8ing issues as to notification, minimum terms and fraud.

The webinar focused on issues and developments of interest to both Canadian and United States businesses, insurers, organizations, claims professionals, adjusters, and risk managers who are involved with Cyber Insurance Coverages under Standalone Cyber and more traditional insurance policies, and Cyber Risks, Data Breach, Information Security, Cybersecurity and Privacy issues.

On the other hand, where the reservation of rights is based on coverage disputes which have nothing to do with the issues being litigated in the underlying action, there is no conflict of interest requiring independent counsel paid for by the insurer.

He also has experience with issues related to coverage disputes and reinsurance matters for property and casualty insurer clients.

Her practice principally involves representing insurers in complex insurance disputes on a broad range of issues arising under primary and excess policies and reinsurance coverages, with particular emphasis on general liability coverage claims involving environmental and other long - tail liabilities, personal and advertising injury coverage and errors and omissions insurance and the «bad faith» issues arising from such disputes.

«Insure over» requests: If you discover problems or issues relating to title, survey, zoning or other matters, contact the title insurer as soon as possible to determine the coverage they will provide.

Once you have your New York auto insurance policy, your insurer is required to file your coverage electronically with the NY Department of Motor Vehicles and you will be issued an insurance identification card to carry with you while driving.

In fact, AIG Life Insurer Companies guarantee that anyone age 50 - 85 will not be turned down for Guaranteed Issue Whole Life Insurance coverage, regardless of their current health or past medical issues.

A number of insurers will issue up to $ 50,000 or critical illness insurance coverage without a medical exam.

To determine if you need UM coverage when you already have health insurance coverage, you'll need to get answers from your health insurer on some issues, such as: