Sentences with phrase «insurers look at your history»

From an accident to a DUI, insurers look at your history and compile a kind of risk assessment for you.

Not exact matches

Look at the history of insurers: those that failed due to a run on the bank were those that:

Insurers may also look at your family's medical history to determine the types of health risks you may face as a result of genetics.

Today's post analyzes Property & Casualty Insurers, and looks at their history of whether they consistently reserve conservatively each year.

When a life insurer is determining how much your premiums will cost, they'll look at things like your health history and use that information to classify you.

With a standard plan, the insurer is doing their due diligence and getting a comprehensive look at your medical status and history.

Life Insurance Applicants and Basic Classifications Upon completing a medical exam, your insurer will look at your test results as well as other factors such as family health history and lifestyle choices and fit you into a classification or category.

Knowing ahead of time how your family health history may affect your life insurance premiums, for example, can help you pick an insurer who looks at that condition more favorably.

Regardless of whether or not items are expunged, most car insurers only look at your history from the last few years.

Naturally, insurers will do all they can to minimize the amount of money they pay out, so they look at risk factors like family history, lifestyle, current health, and BMI.

Insurers tend to review younger drivers more often, and if you've got a history of infractions, your insurer will probably look at your record more frequently as well.

Your Penn Hills, PA, insurer will evaluate your application by looking first at your driving history.

Some of the factors an insurer looks at are: make and model of vehicle; credit score; driving history; age, where you live; and how many miles you plan to drive per year.

Insurers in many states often looked back at 10 or more years of applicants» medical history, and could exclude pre-existing conditions for generally unlimited amounts of time.

If your main goal is to provide health insurance for yourself and your family in case of major medical emergencies and you feel you can cover your basic medical needs out of pocket or you live alone and do not have a history of needing medical attention you might want to look at catastrophic insurance from a major medical insurer.

Your insurer will not just look at your accident record, claims history, credit score, and deductible but also at factors as seemingly insignificant as the color of your car and the safety record of the neighborhood in which you garage your car.

To calculate your rates, insurers will look at myriad factors, including your credit history, your driving record, the kind of car you drive, your DMV record, and the amount of security you have installed in your home and auto.

An insurer will look at your driving history, your demographic, the relative safety of your car's make and model, your credit history, and potentially dozens of other factors.

Whenever you look towards an insurance company, especially one that doesn't boast the same history as some of the older insurers, it is very important to take a look at some of the official ratings.

Hackett also adds that the insurers will generally look at the claims history in a certain ZIP code before setting the premium rates.

Insurers can also look at your personal credit history to determine your riskiness.

Insurers look at applicants» medical history when calculating rates for health, disability, and life insurance.

One big thing insurers look at when giving out vehicle insurance quotes is the individuals credit history.

After going through a brief history of the company, we will have a look at their products, official ratings, and then finish with pros and cons so you get the full overview of the insurer!

He reports Belgravia will finance new as well as established centers, based on pro forma, unlike life insurers, which typically look only at deals with a stabilized history.