Sentences with phrase «insures bodily damage»

Bodily Injury Liability — This type of coverage insures bodily damage, harm, or death that you were responsible for.

Not exact matches

For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to # 15 million (3) for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third party.

Technical Answer: «If a claim is made or a suit is brought against an insured for damages because of bodily injury or property damage... we will pay up to our limit of liability for the damages for which the insured is legally liable... and provide a defense at our expense by counsel of our choice even if the suit is groundless, false, or fraudulent.»

It's designed to pay for bodily injury or property damage that you cause to someone who is not an insured.

Your policy will cover bodily injury or property damage that you cause to anyone who is not an insured, up to $ 500,000.

In resolving this ambiguity, the Court reviewed the relevant case law and narrowly construed the subject exclusion, finding that the Motorized Vehicle Exclusion is intended to apply when the insured's negligence giving rise to liability is founded in an act or omission in which the insured exercises «some form of control over» a motorized vehicle and that conduct causes «bodily injury» or «property damage».

Every driver involved in an Illinois auto accident is required to file a traffic crash report if the accident resulted in: bodily injury, a fatality, or, more than $ 1,500 of property damage (if both drivers are insured — $ 500 if either of the drivers is uninsured).

«Liability insurance policies apply where the insured is liable for bodily injury, property damage, or wrongful acts (depending on the policy).

(a) a person insured under the contract is legally entitled to recover from the owner or driver of an uninsured automobile or unidentified automobile as damages for bodily injuries resulting from an accident involving an automobile;

Professional Liability Insurance covers bodily injury, property damage, or economic damages; covers damages resulting from the company's professional service; with liability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella Liability Policy.

General Liability Insurance covers bodily injury or property damage; covers damages resulting from the day - to - day operations of the business; with defense costs outside the liability limits; typically on an occurrence basis; allows Additional Insureds; and may be scheduled under an Umbrella Liability Policy.

Underinsured Motorists Coverage — Provides coverage for bodily injury, and in some states property damage, for losses incurred by an insured when an accident is caused by a motorist who does not have sufficient insurance limits.

This insurance company will pay for all damages an insured person is legally obligated to pay because of bodily injury or property damage meaning: 1.

Analysis used a consistent base profile for the insured driver: a 30 - year - old single male driving a 2013 Honda Accord EX with a good driving history and coverage limits of $ 50,000 bodily injury liability per person / $ 100,000 bodily injury liability per accident / $ 50,000 property damage liability per accident with a $ 500 deductible for comprehensive and collision.

A standard policy includes the same bodily injury and property damage as well as $ 15,000 per person up to $ 30,000 per accident of uninsured / under insured motorist bodily injury as well as $ 5,000 of uninsured motorist property damage and $ 15,000 of personal injury protection.

Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.

Additional Interest Insured Anti-Theft Device B Bodily Injury Liability Coverage C Comprehensive Coverage > Collision Coverage Continuously Insured D Declarations Page Deductible Discounts Driver Status G Garaging Location L Limits Loan / Lease Payoff Coverage N Named Insured O Occasional Driver P Policy Expiration Date Policy Term Primary Residence Primary Use Principal Driver Property Damage Liability Coverage S Second Named Insured SR - 22 U Uninsured Motorist Coverage Underinsured Motorist Coverage Uninsured Motorist Property Damage Coverage Underinsured Motorist Property Damage Coverage V VIN

«Liability coverage would pay for damages because of bodily injury or property damage caused by a covered occurrence for which the insured is legally liable,» says Chrisemer.

Elevators and Escalators Liability - liability coverage for bodily injury or property damage arising from the use of elevators or escalators operated, maintained or controlled by the insured.

This is intended to cover insureds for bodily injury or property damage that they sustain if involved in an accident with a driver who does not carry a policy or whose liability limits are not sufficient enough to compensate for the losses caused.

A commercial liability insurance policy provides insurance protection in the event of third - party bodily injury or property damage for which the insured is legally responsible.

Nuclear Energy Liability - coverage for bodily injury and property damage liability resulting from the nuclear energy material (whether or not radioactive) on the insured business's premises or in transit.

Like the occurrence CGL, the claims - made form covers damages that the insured becomes legally obligated to pay because of bodily injury or property damage.

All motorists in the state are required by Mississippi Insurance laws to be insured for a minimum of $ 25,000 per damaged person for a total of $ 50,000 per accident for Bodily Injury Liability coverage.

Environmental liability or environmental impairment insurance protects the insured from bodily injury, property damage and cleanup costs as a result of the dispersal, release or escape of pollutants.

Liability will protect you in case someone claims that you (or a person driving your insured vehicles) are responsible for bodily injury or property damage.

Helps pay for damages due to bodily injury that you and other passengers of your vehicle are legally entitled to from another driver who is not insured or is underinsured.

The purpose of the underinsured motorist coverage is to ensure that in the event of property or bodily damage caused by a motorist with insufficient (or no) insurance the insurance company agrees to pay out any additional costs above those that the under insured party's insurer will meet.

The plan covers provides you a cover on all legal liabilities if the traveler causes any bodily injury or property damage to any third party whilst on an insured trip.

In this regard, it should be mentioned that this type of insurance policies excludes damage of property and bodily injury, discrimination and dishonesty by the insured, defamation of character, and violation of the laws as laid down by the Liability Insurance India.

Third Party Insurance: Under this plan, the insured individual is protected against the loss / damage that occur due to bodily injury or death to a third party or any damage to property because of the insured person's vehicle.

She has her 2012 Toyota Camry insured for $ 25,000 / $ 50.000 in bodily injury plus $ 50,000 in property damage.

(d) Such motor vehicle liability policy shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the policy period and the limits of liability, and shall contain an agreement or be endorsed that insurance is provided thereunder in accordance with the coverage defined in this Article as respects bodily injury and death or property damage, or both, and is subject to all the provisions of this Article.

Uninsured / Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist coverage

The liability policy covers financial damages for bodily injury and property damage for the other car, its occupants and other property when the insured party is at fault in the event of a car accident.

(1) The named insured is required to purchase uninsured motorist bodily injury coverage, uninsured motorist property damage coverage, and, if applicable, underinsured motorist bodily injury coverage.

Here, insurers retain the right to defend any suit against the insured company arising from bodily or property damages.

Uninsured motorist protection covers you and the insured members on your policy from bodily injury or physical damages that may be incurred in an accident.

Under Delaware's SB 61, an underinsured car is defined as a vehicle «for which there may be bodily injury liability coverage in effect, but the limits of bodily injury liability coverage... applicable at the time of the accident are less than the damages sustained by the insured.»

Mandatory requirements for insuring your car include bodily injury liability, property damage protection, personal injury protection, uninsured motorist coverage and uninsured motorist property damage.

It applies to bodily injury or property damage arising out of the ownership, maintenance or use of any watercraft that you (or any other insured) own or operate.

Uninsured motorist bodily injury insurance (UM or UMBI) covers you, the insured members of your household (resident relatives) and your passengers for bodily / personal injuries, damages, or death caused by an at - fault driver who doesn't have insurance (uninsured) or, in some states, by a hit - and - run or miss - and - run driver.

The liability policy covers damages for bodily injury and property damage for the other automobile, its occupants and other property when the insured party is at - fault in the eventuality of an auto accident.

A negligent act resulting in bodily injury or property damage, whether on or off the insured premises, is covered.

Liability takes charge of both bodily injuries and property damages that are incurred by the insured driver.

Liability coverage provides protection against your legal liability for Bodily Injury and / or Property Damage caused by the negligence of your employees or yourself in the operation or use of your insured motor vehicle.

Commercial car insurance policies offer many of the same coverages as the typical personal auto policy, such as bodily injury and property damage liability, uninsured and under - insured motorist, collision and comprehensive and medical expenses.

For example, suppose a contract states that Elite Electric must insure Busy Builders against certain types of claims alleging bodily injury or property damage.

Coverage for uninsured and underinsured motorists (sometimes shortened to UM / UIM) pays for bodily injuries and damages to your custom motorcycle caused by another someone else who is inadequately insured.

«Coverage E — Personal Liability and Coverage F — Medical Payments to Others do not apply to bodily injury or property damage which is expected or intended by the insured...»