We could define the split between «investment - grade» and «high - yield» debt based on the cost of
insuring against default for the next five years.
Relative to the five - year average, Korean credit default swaps, the cost of
insuring against defaults, is 3 basis points (hundredths of a percentage point) higher while the Korean Won is 3 % lower.
However, investors looking to
insure themselves against the default risk of energy bonds are being asked to pay up.
With this program, mortgage lenders are
insured against default - related losses, so they carry less risk than with a conventional loan.
Both types of VA refinance loans are government mortgage products
insured against default by the United States Department of Veterans Affairs.
Mortgage Insurer - In Canada, high - ratio mortgages (those representing greater than 75 % of the property value) must be
insured against default by either CMHC or private insurers.
The banks require this on high leverage loans to
insure against default.
That's because high - ratio loans must be
insured against default (by CMHC for example) and once they are, a lender's potential for loss is minimized.
Because you are applying for a conventional loan (a loan that is not
insured against default), the lender uses a sliding scale by offering to loan you 80 per cent of the first $ 750,000 of the purchase price, but only 60 per cent of the next $ 650,000.
It is a great product for many people in that not only does it allow one to buy (or refinance) with they otherwise might not be able to, since every FHA loan is
insured against default investors love them and the interest rate is generally lower than many other options!
Not exact matches
The Canada Mortgage and Housing Corp.
insures roughly half of outstanding mortgages in Canada
against default.
China's one - year sovereign bond yield has climbed 14 basis points since the devaluation, while the cost to
insure the nation's debt
against default jumped to a two - year high.
Hovnanian skipped an interest payment due Tuesday on bonds it repurchased and parked with an affiliate, opening the door for GSO to collect payouts on credit -
default swaps that
insure against nonpayment.
As you can imagine, this program provided a substantial benefit to private lenders by
insuring private lenders
against default.
In the event of
default, the lender will be
insured against losses.
While Canada boasts historically low
default rates, there is still a strong culture of
insuring against the risk of
default from borrowers.
The government
insures the lender
against losses that might result from borrower
default.
Much like an auto insurer
insured policyholders
against loss from damage or accident, the FHA agreed to
insure lenders
against loss from lack of payment (which is known as «
default» in mortgage terminology).
It's the homeowner's
insuring of the lender
against its own
default.
Russian bond yields and the cost of
insuring the country
against default rose on Wednesday, as investors fretted over intensifying sanctions, the prospect of a recession and falling oil prices.
The Federal Housing Administration, which is part of HUD,
insures lenders
against losses relating to borrower
default.
And earlier this week the UK's Credit
Default Swap spread, or the price of insuring against a sovereign default, was lower than Ger
Default Swap spread, or the price of
insuring against a sovereign
default, was lower than Ger
default, was lower than Germany's.
And while the
default human setting is to want the reward, like, yesterday, practise releasing the sense of urgency; not only will it make progress seem quicker, but it will
insure against rebound weight gain.
By
insuring the loans
against default, the FHA gives lenders the confidence to make more loans, so mortgages become available to a wider portion of the U.S. population.
• VA Funding Fee — A fee paid by a buyer or seller to
insure the lender
against loss through
default on a VA loan.
It's the homeowner's
insuring of the lender
against its own
default.
FHA mortgage insurance premiums (MIP) are payments made to the FHA to
insure your loan
against default.
Since 1934, the federal government has been
insuring mortgages
against borrower
default.
Mortgage insurer —
insures mortgage lender
against default when there is little equity for the buyer.
In the event of
default, the lender will be
insured against losses.
So, when you buy our
insured products, you will enjoy greater peace of mind knowing that you're better managing third party risk and defending your business
against the negative financial consequences of a possible loan
default and the resulting repurchase request.
FHA doesn't directly fund mortgages, but it
insures mortgage lenders
against losses associated with mortgage
default and foreclosure.
A contract that
insures the lender
against loss caused by a mortgagor's
default on a government mortgage or conventional mortgage.
This type of mortgage may have to be
insured — for example, by CMHC or a private company —
against payment
default.
As mentioned earlier, the Federal Housing Administration
insures mortgage loans
against losses resulting from borrower
default.
The Federal Housing Administration
insures lenders
against losses that may result from borrower
default.
The agencies
insure federal student loans
against default and pay off lenders when borrowers
default.
Secondly, those willing to lend to those with bad credit need to
insure themselves
against the possibility of
default.
Actually, investments held in your RRSP are no more or less protected or
insured against bank
defaults or swings in the market than any other kind of investment.
FHA
insures the loan
against default.
Mortgage Insurance A contract that
insures the lender
against loss caused by a mortgagor's
default on a government mortgage or conventional mortgage.
The agency
insures lenders
against losses due to a borrower's
default.
The Fed rate could go to zero, and banks would still be afraid to lend to a BBB credit, because they can't be sure it's really BBB any more, or that they can
insure reliably
against a
default.
The program
insures lenders
against loss from
default on loans of up to $ 48,600.
MGIC
insures mortgage lenders
against defaults on conventional mortgage loans made for greater than 80 % loan - to - value (LTV).
Section 223 (e) helps to meet the need for adequate housing for moderate and low income families by
insuring lenders
against the risk of
default on mortgage loans to finance the rehabilitation, purchase, or construction of housing in declining, older, but still viable urban areas where requirements for other mortgage insurance can't be met.
This insurance is required by law to
insure lenders
against default on mortgages with a High Ratio.
Similar to VA and USDA Loans, FHA Loans are government
insured; meaning, lenders are protected
against the financial ramifications of homeowners
defaulting on their mortgage payments.
The government (through the FHA)
insures these loans
against losses that result from borrower
default.
It is a government agency that
insures the loan
against default.