Sentences with phrase «insuring against default»

We could define the split between «investment - grade» and «high - yield» debt based on the cost of insuring against default for the next five years.
Relative to the five - year average, Korean credit default swaps, the cost of insuring against defaults, is 3 basis points (hundredths of a percentage point) higher while the Korean Won is 3 % lower.
However, investors looking to insure themselves against the default risk of energy bonds are being asked to pay up.
With this program, mortgage lenders are insured against default - related losses, so they carry less risk than with a conventional loan.
Both types of VA refinance loans are government mortgage products insured against default by the United States Department of Veterans Affairs.
Mortgage Insurer - In Canada, high - ratio mortgages (those representing greater than 75 % of the property value) must be insured against default by either CMHC or private insurers.
The banks require this on high leverage loans to insure against default.
That's because high - ratio loans must be insured against default (by CMHC for example) and once they are, a lender's potential for loss is minimized.
Because you are applying for a conventional loan (a loan that is not insured against default), the lender uses a sliding scale by offering to loan you 80 per cent of the first $ 750,000 of the purchase price, but only 60 per cent of the next $ 650,000.
It is a great product for many people in that not only does it allow one to buy (or refinance) with they otherwise might not be able to, since every FHA loan is insured against default investors love them and the interest rate is generally lower than many other options!

Not exact matches

The Canada Mortgage and Housing Corp. insures roughly half of outstanding mortgages in Canada against default.
China's one - year sovereign bond yield has climbed 14 basis points since the devaluation, while the cost to insure the nation's debt against default jumped to a two - year high.
Hovnanian skipped an interest payment due Tuesday on bonds it repurchased and parked with an affiliate, opening the door for GSO to collect payouts on credit - default swaps that insure against nonpayment.
As you can imagine, this program provided a substantial benefit to private lenders by insuring private lenders against default.
In the event of default, the lender will be insured against losses.
While Canada boasts historically low default rates, there is still a strong culture of insuring against the risk of default from borrowers.
The government insures the lender against losses that might result from borrower default.
Much like an auto insurer insured policyholders against loss from damage or accident, the FHA agreed to insure lenders against loss from lack of payment (which is known as «default» in mortgage terminology).
It's the homeowner's insuring of the lender against its own default.
Russian bond yields and the cost of insuring the country against default rose on Wednesday, as investors fretted over intensifying sanctions, the prospect of a recession and falling oil prices.
The Federal Housing Administration, which is part of HUD, insures lenders against losses relating to borrower default.
And earlier this week the UK's Credit Default Swap spread, or the price of insuring against a sovereign default, was lower than GerDefault Swap spread, or the price of insuring against a sovereign default, was lower than Gerdefault, was lower than Germany's.
And while the default human setting is to want the reward, like, yesterday, practise releasing the sense of urgency; not only will it make progress seem quicker, but it will insure against rebound weight gain.
By insuring the loans against default, the FHA gives lenders the confidence to make more loans, so mortgages become available to a wider portion of the U.S. population.
• VA Funding Fee — A fee paid by a buyer or seller to insure the lender against loss through default on a VA loan.
It's the homeowner's insuring of the lender against its own default.
FHA mortgage insurance premiums (MIP) are payments made to the FHA to insure your loan against default.
Since 1934, the federal government has been insuring mortgages against borrower default.
Mortgage insurer — insures mortgage lender against default when there is little equity for the buyer.
In the event of default, the lender will be insured against losses.
So, when you buy our insured products, you will enjoy greater peace of mind knowing that you're better managing third party risk and defending your business against the negative financial consequences of a possible loan default and the resulting repurchase request.
FHA doesn't directly fund mortgages, but it insures mortgage lenders against losses associated with mortgage default and foreclosure.
A contract that insures the lender against loss caused by a mortgagor's default on a government mortgage or conventional mortgage.
This type of mortgage may have to be insured — for example, by CMHC or a private company — against payment default.
As mentioned earlier, the Federal Housing Administration insures mortgage loans against losses resulting from borrower default.
The Federal Housing Administration insures lenders against losses that may result from borrower default.
The agencies insure federal student loans against default and pay off lenders when borrowers default.
Secondly, those willing to lend to those with bad credit need to insure themselves against the possibility of default.
Actually, investments held in your RRSP are no more or less protected or insured against bank defaults or swings in the market than any other kind of investment.
FHA insures the loan against default.
Mortgage Insurance A contract that insures the lender against loss caused by a mortgagor's default on a government mortgage or conventional mortgage.
The agency insures lenders against losses due to a borrower's default.
The Fed rate could go to zero, and banks would still be afraid to lend to a BBB credit, because they can't be sure it's really BBB any more, or that they can insure reliably against a default.
The program insures lenders against loss from default on loans of up to $ 48,600.
MGIC insures mortgage lenders against defaults on conventional mortgage loans made for greater than 80 % loan - to - value (LTV).
Section 223 (e) helps to meet the need for adequate housing for moderate and low income families by insuring lenders against the risk of default on mortgage loans to finance the rehabilitation, purchase, or construction of housing in declining, older, but still viable urban areas where requirements for other mortgage insurance can't be met.
This insurance is required by law to insure lenders against default on mortgages with a High Ratio.
Similar to VA and USDA Loans, FHA Loans are government insured; meaning, lenders are protected against the financial ramifications of homeowners defaulting on their mortgage payments.
The government (through the FHA) insures these loans against losses that result from borrower default.
It is a government agency that insures the loan against default.
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