On the government insured loans (FHA, VA, and USDA) follow
the insuring agencies guidelines for Homebuyer Education / Counseling requirements.
(Sec. 299E) Amends the Federal Deposit Insurance Act to require federal banking
agencies to prescribe
guidelines encouraging the establishment and maintenance of green banking centers by federal -
insured depository institutions to provide consumers who seek information on obtaining a mortgage, home improvement loan, home equity loan, or renewable energy lease with information about home energy ratings, energy audits, financing for energy efficiency improvements, and loan benefits that reflect energy efficiency aspects.