Sentences with phrase «insuring people over»

I'm not sure where this misconception comes from in the U.S., but insuring people over age 50 is quite simple.
Direct carriers usually have lower age maximums than broker - sold plans, but many direct policies won't insure people over 65.
Yes, you can find some life insurance companies who will insure people over 89, but you will have to be prepared to pay very high premiums for a very benefits - bereft policy package.
TROP policies, on the other hand, just return the premium paid by the insured person over the tenure of the plan.
With people's life expectancy going up every year, it is no surprise that life insurance companies are more than happy to insure people over 40 years of age.

Not exact matches

These alone, Romney said, will reduce healthcare spending by over six percent, and induce up to six million middle - income people to join the ranks of the insured.
The roughly 42 million people insured through small businesses will likely transition from their current plan to one with the new Affordable Care Act protections over the next few years.
Life insurance proceeds, which were paid to you because of the insured person's death, are generally not taxable unless the policy was turned over to you for a price.
In short, a security measure that insures that a person who is making a purchase online, offline, or over the phone is allowed to make a purchase with a credit card, meaning that they are an authorized user.
Over the years, people have come up with a variety of unusual things to insure.
Lots of mortgages are higher than prime, and many people choose them because they feel more secure with the fixed rates over a term, or, on insured mortgages, the lender requires a fixed term.
There are a wide variety of things that people have insured against over the years.
While Fort Worth, TX Renters Insurance might seem incredibly mundane, and it is when it's done properly, you might be amazed at some of the things that people have insured over the years.
The beneficiaries might be able to access the money soon after the insured person's death, or the trust assets could be paid out incrementally by the trustee over time according to the trust's terms.
Thus, if you're open to the idea of investing in the stock market (like most people actually are) but are somehow still on the fence about it, maybe some of the following thoughts will help you take the dip into a few investments that should grow at a greater pace than your staid FDIC insured savings account, over the long term.
Lloyds of London has made many people a good living over the years by allowing the wealthy to insure various propositions — in effect wagering.
iii) Severe and permanent alteration of prior structure and function involving one or both legs as a result of which the insured person's score on the Spinal Cord Independence Measure, Version III, item 2, and applied over a distance of up to 10 meters on an even indoor surface is 0 to 5.
Severe and permanent alteration of prior structure and function involving one or both legs as a result of which the insured person's score on the Spinal Cord Independence Measure, Version III, item 12 (Mobility Indoors), as published in Catz, A., Itzkovich, M., Tesio L. et al, A multicentre international study on the Spinal Cord Independence Measure, version III: Rasch psychometric validation, Spinal Cord (2007) 45, 275 - 291 and applied over a distance of up to 10 metres on an even indoor surface is 0 to 5.
the insured person's score on the Spinal Cord Independence Measure, Version III, item 12 (Mobility Indoors), as published in Catz, A., Itzkovich, M., Tesio L. et al, A multicentre international study on the Spinal Cord Independence Measure, version III: Rasch psychometric validation, Spinal Cord (2007) 45, 275 - 291 and applied over a distance of up to 10 metres on an even indoor surface is 0 to 5,
the insured person has impaired voluntary control over anorectal function that requires a bowel routine, a surgical diversion or an implanted device.
«Whole life,» as the name implies, lasts for the entire lifetime of the insured person instead of a set term, and grows in value over time to a final death benefit.
Conditions caused by or contributed by (a) The inadvertent release of nuclear energy when government funds are available for treatment of Illness or Injury arising from such release of nuclear energy; (b) An Insured Person participating in the military service of any country; (c) An Insured Person participating in an insurrection, rebellion, or riot; (d) Services received for any condition caused by an Insured Person's commission of, or attempt to commit a felony or to which a contributing cause was the Insured Person being engaged in an illegal occupation; (e) An Insured Person voluntarily using illegal drugs; intentionally taking over the counter medication not in accordance with recommended dosage and warning instructions; and intentionally misusing prescription drugs.
They've each been around for over 100 years and insured hundreds of thousands of people if not more.
Automatic extension: - This extension is over and above extension of the SBI Travel Insurance Policy duration after prior approval for a period not exceeding 7 days if necessitated by delay of public transport services beyond the control of the Insured person.
If the insured does not have a primary health plan, the benefit covers the first $ 20,000 in eligible medical expenses (again, for persons over 65, the amount is limited)
If the insured has a primary health plan, the benefit covers to the medical maximum (for persons 65 and over, the amount is limited)
Duration of the trip is over 60 days and age of the insured person is over 60 years visiting USA or Canada.
This IFFCO Tokio General Insurance company limited plan acts as an additional cover over and above the deductible amount, covering hospitalization expenses if the insured person contracts a disease or is injured in an accident.
Insurance companies turn policy proceeds over to these divisions when they know the insured person has died but can't find the beneficiary.
Over 18 million people trust Progressive to insure something they love such as their car, boat, house, motorcycle, etc..
War, hostilities or warlike operations (whether war be declared or not), Invasion, Act of an enemy foreign to the nationality of the Insured Person or the country in, or over, which the act occurs, Civil war, Riot, Rebellion, Insurrection, Revolution, Overthrow of the legally constituted government, Civil commotion assuming the proportions of, or amounting to, an uprising, Military or usurped power, Explosions of war weapons, Utilization of Nuclear, Chemical or Biological weapons of mass destruction howsoever these may be distributed or combined, Murder or Assault subsequently proved beyond reasonable doubt to have been the act of agents of a state foreign to the nationality of the Insured Person whether war be declared with that state or not.
Huntley Wealth has been in the business of insuring people like you for over 10 years.
Long - term care insurance covers health care services that are needed over many months or years, such as personal and custodial care in an insured person's home, a nursing home, a long - term care facility, a community organization, or other setting.
* If an insured person turns 70 years old during the purchased coverage period, the 70 and over benefit schedule becomes effective upon the day the insured turns 70.
Over seven million people are insured under AARP's health insurance initiative, and the organization is considering a move to include a branded AARP car insurance division in the next few years.
Once a person assigns the policy; it means the insured no longer owns the insurance value of it but the person needs to continue to pay the premium — the assignor basically lose the rights over the policy.
The payouts from term life policies are almost always tax - free, except in situations where the person being insured, the policy's owner, and the beneficiary of the policy are all different people (agents refer to this type of arrangement as the «unholy trinity» or the «Goodman Triangle,» based on the court case that established this rule), or if they would put your estate over the estate tax threshold.
The insured person is covered for life (sometimes until age 100), and a portion of the policy is invested by the insurance company, building cash value on a tax - deferred basis over time.
Most insurance companies will not insure people aged 80 and over without self - benefitting conditions, caveats or extra cost passed on to the policy owner.
Travelers 14 days of age through 69 years are considered one class of insured person, and persons age 70 and over are considered another class of insured person.
This type of New India Travel insurance plan requires medical reports if insured person is visiting countries other than USA / Canada and over 70 yrs of age
In exchange for making premium payments over a period of (x) amount of years (x being the length of the term), the life insurance company provides financial protection on the life of an insured person and is legally bound to pay any valid claim upon death of the insured person.
Limited payment whole life insurance and endowment life insurance are paid over a set term, perhaps 20 years, and remain in force for the balance of the insured person's life.
Since final expense insurance is typically purchased with a lower death benefit than normal life insurance, most people find the monthly premium very affordable, and the policy can build cash value over time, which the insured can access at some point in time.
It is now listed as «permanently out of business» when it should be listed as «we just don't want you to know that people hate our company and why by reading our awful reviews» For those of you that are thrilled with the company, good for you, I was there once myself, but apparently a ticket 5 years ago makes me a «risk» and they refuse to insure me; btw, the ticket was for going 5 miles over the speed limit; FIVE MILES!
After this 30 day period is over, the insurance company will still allow a life insurance policy owner to reinstate a policy, but the insured person must make some legally binding statements about their health.
Most permanent life policies require premium payments over the insured person's entire lifetime and do not permit a change in the death benefits, coverage options, terms, or conditions.
Term insurance is the simplest form of life insurance plan that offers comprehensive life coverage over a period of time and in case the insured person dies during the tenure of the policy, the guaranteed death benefit is payable to the nominee of the policy.
If there is a legal action with the claimant or his / her heirs or assignees over a personal liability claim, IFFCO Tokio0 reserves the right to conduct the legal action at Claimant expenses in the name of the insured person and the insured person will allow us to do so.
Generally, money back plans also offer a bonus to the insured person which is accrued over the policy term and paid along with the last instalment.
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