Sentences with phrase «insuring the person without»

Until recently, the Texas Risk Pool insured people without group coverage were declined by private insurers.
(4) Subject to subsection (7), an examination under this section may be limited by the insurer to an examination of material provided under subsection (9) in respect of the insured person without requiring the attendance of the insured person.
(3) Subject to subsection (7), each of the following examinations under this section shall be limited to an examination of material provided under subsection (10) in respect of the insured person without requiring the attendance of the insured person:
In other words, your policy is insuring the person without insurance.
The Confidential Failure to Survive Insurance provides contingent insurance benefits for whoever purchases a policy on the insured person without their knowledge.
This coverage allows the policy owner to purchase additional amounts of insurance on the life of the insured person without evidence of insurability up to a maximum of 5 times.
Decreasing coverage policies are useful as mortgage insurance, education expense insurance, retirement savings insurance, and to accommodate the decreasing amount of coverage needed to provide for a child as they get older and closer to providing for their own needs.The purpose of modified coverage is to provide both the needed protection and to ensure future insurability for the insured person without paying for more coverage than the owner has to.
Until recently, the Texas Risk Pool insured people without group coverage were declined by private insurers.

Not exact matches

Tens of thousands of insured businesses could be affected and 93 million people across 15 states could be without electricity.
These are incredibly profound benefits — the opportunity to build a safe and secure retirement together, to insure each other's health, to bequeath what is yours to the person you love, without penalty or prejudice,» said President Stringer in a statement released the next day.
If you prefer to earn a slightly higher yield of 1.75 %, CIT's money market account is also FDIC - insured and you can use People Pay — think PayPal or Venmo for your bank account — to send money directly to your friends and family without having to transfer the cash to your checking account first.
On the other hand, people without previous losses often think they should self - insure renters insurance.
The insured catches an air ball and without a second thought chucks it at the face of the person who threw it as hard as he can.
Since the building isn't what you're insuring, many people feel comfortable without the coverage.
Most people choose to insure them for more, and if you compare enough offers, you can do the same without a huge increase in your Nashville insurance quotes.
While being over-insured is preferable to being under - insured, a person without dependents may want to save on monthly premiums and bump down to a lower coverage amount.
With a typical $ 500 deductible, that means the insured gets $ 5,300 to replace the property, kicks in his deductible, and is able to replace those items without having to save up the money or sue the person who caused the fire in order to recover it.
This person could buy another car at any moment without any money problems, so I don't really see any point in insuring, especially with such a ridiculously high price compared to the extremely low risk.
Some people don't know that they can insure their property and liability risk without owning a home.
This law seeks to increase the number of insured Americans, while reducing the cost of healthcare, and is designed to ensure that insurance companies will cover people with pre-existing conditions who may have gone without coverage in the past.
«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.
(1) This section applies to a claim for a medical or rehabilitation benefit or an application for approval of an assessment or examination under section 38 if the insurer gives the insured person a notice informing the insured person that the insurer will pay the expenses without the submission of a treatment and assessment plan under that section.
(a) if the insurer gives the insured person a notice informing the insured person that the insurer offers to pay for the goods and services described in the Minor Injury Guideline without the submission of a treatment confirmation form; and
On request, the insurer shall provide a copy of this Regulation without charge to a named insured or a person entitled to benefits under this Regulation.
392 Despite anything in this Act, any person may insure against fire any property situated in Ontario in an exchange not licensed under this Act, and any property so insured or to be insured may be inspected and any loss incurred in respect thereof adjusted, if such insurance is effected outside Ontario and without any solicitation in Ontario directly or indirectly on the part of the insurer.
The weekly amount of any income replacement or non-earner benefit payable under this Regulation, determined without regard to any other income replacement assistance, within the meaning of subsection 4 (1), that is received by the insured person.
(a) the insurer gives the insured person a notice under subsection 39 (1) stating that the insurer will pay the expense without a treatment and assessment plan;
113 Despite anything in this Act, any person may insure property situated in Ontario against fire with an unlicensed insurer, and any property insured or to be insured under this section may be inspected and any loss incurred in respect thereof adjusted, if such insurance is effected outside Ontario and without any solicitation whatsoever directly or indirectly on the part of the insurer.
37.3 (1) This section applies to a claim for medical or rehabilitation benefits under section 37.1 or 37.2 in respect of an impairment that is asserted by the insurer to come within a Pre-approved Framework Guideline if the insurer gives the insured person a notice informing the insured person that the insurer will pay for the goods and services described in the Pre-approved Framework Guideline without the submission of a treatment confirmation form under either of those sections.
(4) For the purpose of subsection (2), net income from self - employment for an insured person who was self - employed at the time of the accident shall be determined without making any deductions for,
(e) fees paid by the insurer that are referred to in paragraph 8 of subsection 24 (1) if the insured person fails, without a reasonable explanation, to attend a designated assessment that has been arranged, or cancels a designated assessment without providing such notice as may be specified in the Pre-assessment Cancellation Fee Schedule established by the committee referred to in section 52, as it may be amended from time to time, that he or she will not be attending the designated assessment.
As the Court found in paragraphs 29 and 30 of Skalka, that benefit, which is intended to ensure a minimum means of subsistence for its recipient where his pension is insufficient, is funded in full by the public authorities, without any contribution being made by insured persons.
The speedy mediation process enables insured persons to receive the benefits to which they are entitled without delay.
Subject to the Terms of this insurance, including without limitation the Exclusions set forth in Section T, the Conditions and Restrictions set forth below and the applicable Deductible and Coinsurance and other limits and sub-limits as specified in the Schedule of Benefits / Limits set forth in Section C, above, in the event the Insured Person suffers or experiences an Unexpected recurrence of a Pre-existing Condition during the Period of Coverage for which immediate Treatment is essential and necessary to stabilize the Pre-existing Condition, the Insured Person will be reimbursed up to US$ 5,000 for Eligible Medical Expenses incurred during the Period of Coverage with respect to the Unexpected recurrence of the Pre-existing Condition.
i) occurred outside the Insured Person's Home Country suddenly, Unexpectedly, and spontaneously, and without: (1) advance warning, (2) advance Treatment, diagnosis or recommendation for Treatment by a Physician, or (3) prior manifestation of symptoms or conditions which would have caused a reasonably prudent person to seek medical attention prior to the onset of the EmergencPerson's Home Country suddenly, Unexpectedly, and spontaneously, and without: (1) advance warning, (2) advance Treatment, diagnosis or recommendation for Treatment by a Physician, or (3) prior manifestation of symptoms or conditions which would have caused a reasonably prudent person to seek medical attention prior to the onset of the Emergencperson to seek medical attention prior to the onset of the Emergency; and
It would be nearly impossible to buy life insurance on someone without them knowing because most insurance companies will require a medical exam from the insured person.
If the insured person is injured or fall sick due to consumption of alcohol or drugs or narcotics without professional advise of the Doctor.
Not everyone on the road is insured; in fact, 12.6 percent of motorists, about one in eight people, drive without auto insurance, according to the Insurance Research Council.
If the journey period is extended due to the public transport delay which is not in control of the insured person, cover will be extended automatically for not more than 7 days without any extra charges.
By Us: We may at any time terminate this Policy on grounds of misrepresentation, fraud, non-disclosure of material facts or non-cooperation by you or any Insured Person or anyone acting on your behalf or on behalf of an Insured Person upon 30 days notice by sending an endorsement to your address shown in the Schedule without refund of premium.
In some jurisdictions coverage for injuries to persons riding in the insured vehicle is available without regard to fault in the auto accident (No Fault Auto Insurance)
The average sales price for manufactured homes in 2013 was $ 64,000, according to the Manufactured Housing Institute, and most people who purchase them simply can not afford the financial risk they incur without insuring it.
Please note that it is an insured person's sole and exclusive responsibility to determine the insurance requirements applicable to them, and the Company and the administrator shall have no liability whatsoever, including for any penalties a person may incur, for failure to obtain coverage required by any applicable law including, without limitation, PPACA.
Insurable interest exists when an insured person derives a financial or other kind of benefit from the continuous existence, without impairment or damage, of the insured object (or in the case of a person, their continued survival).
The Insurer will not pay for any loss or expense incurred as the result of an Injury, Sickness or other condition of you, traveling companion, business partner or Immediate Family Member which, within the 60 day period immediately preceding and including your coverage effective date: first manifested itself or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or for which care or treatment was given or recommended by a Physician; or required the taking of prescription drugs or medicines, unless the condition for which the drugs or medicines are taken remains controlled without any change in the prescription drugs or medicines.The Insurer will waive this exclusion if the Insured meets the following conditions:
Some people don't know that they can insure their property and liability risk without owning a home.
Becoming chronically ill means that the policyholder is not able to perform, without substantial assistance from another person for a period of at least 90 days, at least two out of the six activities of daily living or requires substantial supervision from another person, for a time period of at least 90 consecutive days, to protect the insured from threats to health and safety due to severe cognitive impairment.
With that many people driving without coverage, it's more important than ever for you to be insured.
Even though Idaho law requires drivers to be insured, sometimes people drive without any insurance.
To qualify for a chronic illness, you would need to be certified by a licensed health practitioner in the last 12 months with a qualifying illness or physical condition that would prevent you from performing at least two «Activities of Daily Living», without substantial assistance or requires substantial supervision from another person to protect the Insured Person from threats to health and safety due to cognitive impaiperson to protect the Insured Person from threats to health and safety due to cognitive impaiPerson from threats to health and safety due to cognitive impairment.
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