Sentences with phrase «intentional acts»

But intentional acts are generally excluded from liability coverage.

It also covers you against things like vandalism or fire resulting from your neighbors intentional acts.

What about the intentional acts exclusion?

Yes, the intentional acts of an insured are excluded from your renters insurance policy in Texas and everywhere else in the country.

This is a broad coverage that responds to intentional acts of others which cause damage to your property, subject to the terms of the policy.

If the insured is under the age of thirteen, coverage would still be available for intentional acts.

You can't use liability coverage to protect against intentional acts.

Renters insurance is designed to pay money for legitimate claims that don't result from the intentional acts of the insured.

It's assumed that they don't have a full grasp of the potential consequences of their actions, so liability covers them even for most intentional acts.

Intentional acts are excluded from coverage.

Obviously intentional acts are not covered.

It's also important to remember that fire is fire, mostly without regard to the cause, excepting intentional acts of the insured.

Once they hit 13, they're generally understood to be able to calculate what results their actions will have, and so the intentional acts exclusion is likely to apply to them.

Damages resulting from intentional acts are not covered, but this doesn't apply to children under the age of thirteen.

A common exclusion is intentional acts, where you knew or should have known that (for example) punching someone in the face was going to injure that individual.

Accidental Death Insurance covers specific causes of death that are accidental, not natural causes or intentional acts.

The standard for negligence is knew or should have known, but the standard for intentional acts which are excluded is as follows:

That person, of course, would have no coverage for losses resulting from their criminal or intentional acts, but your concern is with your own coverage, and you'll be just fine.

Even though you knew or should have known better, that's what New Orleans renters insurance is for — negligence, not intentional acts.

The standard policy will cover damage from fire or explosion, first of all, without regard to the cause of that fire or explosion (subject to the intentional acts provision, of course).

Intentional acts, of course, are not covered.

The first is the intentional acts exclusion.

Renters insurance does not cover losses arising from intentional acts of the insured.

Remember, there are a number of incidents that home insurance liability will not cover, such as any harm caused by intentional acts and any harm caused during provision of business activities.

Does not cover intentional acts, business or commercial activities, libel, slander or defamation of character.

General liability insurance doesn't cover employee injuries, auto accidents, punitive damages (in most states), workmanship, intentional acts or professional mistakes.

This is, of course, subject to exclusions for intentional acts of the insured, as well as for results that were expected or intended by the insured.

They generally will not cover any damages a guest might cause to a renter's personal belongings, or intentional acts that are not the result of an accident.

For instance, no liability policy will protect you against intentional acts.

Liability covers losses due to your negligence, intentional acts are another story.

In general, you're covered for most losses resulting from just about any peril — except nuclear explosion, war or intentional acts of destruction.

These acts are intentional torts, meaning intentional acts that result in unintentional injury.

As with any insurance policy, don't expect an umbrella policy to cover your intentional acts that cause damage, nor will it pay for punitive damages in judgments against you or restitution you owe if convicted of a crime.

The exclusions are minimal, and are things like intentional acts of the insured and industrial exhaust.

Obviously, liability on renters insurance does exclude intentional acts that you know or reasonably should have known would cause harm.

The first is the intentional acts provision, which states in a nutshell that no payment will be made for losses resulting from the intentional acts of the insured, regardless of the peril involved.

As long as the loss isn't the result of an excluded cause of loss (criminal activity, intentional acts, etc.), the loss is covered.

Even some intentional acts by children are covered, because they're presumed not to understand the full consequences of their actions.

Liability policies typically cover only the negligence of the insured, and will not apply to results of wilful or intentional acts by the insured.

Because the intentions of a child or their ability to reason through consequences of their actions can be limited, this provision carves back the coverage that would normally be removed based on the intentional acts of an insured language.

Children under 13 are generally presumed not to have the capacity for negligence, so liability coverage extends to acts they commit that might be considered intentional acts if they were older.

Most of the exclusions are things like intentional acts of the insured, which makes perfect sense.

In dismissing the appeal the ECtHR decided to maintain the high threshold established in D given that in such cases the alleged future harm would emanate not from the intentional acts or omissions of public authorities or non-state bodies, but instead from a naturally occurring illness and the lack of sufficient resources to deal with it in the receiving country.

This abuse can result from both intentional acts of cruelty on the part of staff members or from the level of care falling to the point of negligence.

Wrongful intentional acts causing harm, loss or damage to businesses or their stakeholders may give rise to a cause of action in common law business torts (economic torts).

New Mexico personal injury claims and lawsuits arise when people are injured by careless or intentional acts of others, or injured by products that are defective in some way.

Personal injury claims arise when people are injured by negligent or intentional acts of others, or when people are injured by products that are defective in some way.

Simplifying a bit here, the plaintiff went on to argue that Massachusetts law permits punitive damages for intentional acts and, since discrimination is the result of intentional acts, any finding of discrimination is sufficient to support an award of punitive damages.

In short, wrongful intentional acts causing harm, loss or damage to businesses or their stakeholders may give rise to a cause of action in common law business torts (the so - called... Read More

The problem with this approach is that insurance does not cover intentional acts so you would be required to seek payment from the tortfeasor himself (or herself).