Make deposits into your business time savings at any time and earn
interest at the current rate.
Cash value in a universal contract earns
interest at a current rate.
Meanwhile, your money can be earning
interest at the current rate.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or
at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign
current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The notes from the meeting show that a number of Fed officials feel that
interest rates could begin to be raised from their
current artificially low levels sooner than the
current target of sometime in 2015 should certain economic factors continue to improve
at a rapid pace.
In other words, the target
interest rate looks likely to remain
at its
current rock bottom through 2014 — and perhaps even longer.
The program applies to homes with a maximum value of $ 750,000 and the
interest - free portion of the loan will last for the first five years, with the repayment schedule
at current interest rates over the remaining 20 years.
In a closely - watched keynote speech
at a banking conference in Frankfurt, Draghi dropped his clearest hint yet that the ECB will expand its program of asset purchases, which depresses
interest rates by injecting money into the financial system, and may also push its official deposit
rate even further into negative territory, from its
current record low of -0.20 %.
Or: «I think the market is underestimating the pace
at which the Fed will alter its
current course and the consequences of that for
interest rates.»
Borrowers should keep in mind that lower
interest rates at the beginning of a loan result in more actual savings than lower
interest rates towards the end of a loan since the principal is lower as time goes by (
interest charged is a percentage of the
current loan balance).
By doing so, you replace your
current loan or loans with a new, private loan
at a lower
interest rate.
If
current interest rates are lower than they were
at issue, the MVA will result in a higher payment.
This type of loan might make sense for you if you can get a better
interest rate than that of your
current mortgage, you plan to shorten the term of your loan instead of refinancing for 30 years, and you plan to keep your mortgage for
at least several more years.
It is safe to say that
at current valuations, a continued extension of overvalued, overbought, overbullish conditions, with no reprieve from
interest rate pressures, would keep us in a hedged stance.
A forecast of a secular rise in
interest rates from
current levels implies that US economic growth will
at least hold
at a moderate pace.
To an insignificant statistical difference (e.g. advisory bulls are 52.7 % rather than 53 %, and the comparison between
current interest rates and those 6 months ago varies slightly from day - to - day), we are once again
at a condition that I've called «Hazardous Ovoboby» - overvalued, overbought, overbullish, yields rising.
The reality is that one doesn't need
interest rates reasonably estimate 10 - year prospective market returns, just as one doesn't need
interest rates to calculate that a $ 100 expected payment in 10 years,
at a
current price of $ 65, will result in an expected total return of 4.4 % over the coming decade.
Whatever the resolution, officials
at the ECB on Thursday declined to change the benchmark
interest rate and left it
at its
current record low of 0.75 %.
What's actually true is that yield - seeking speculation in response to quantitative easing and zero -
interest rate policies has elevated
current valuations, giving investors returns (
at least on paper) that they would have waited many more years to accrue.
Your investment amount is based on your age
at purchase,
current interest rates, when payments start, and any features you add to the contract.
OTTAWA — The Bank of Canada says it will need to keep
interest rates at current, stimulative low levels for some time to come, although it had some good news
The
current market is full of really
interesting SaaS companies that have built up
at least $ 100M in annual revenue run
rate (ARR).
Interest rates on 504 loans are set
at an increment above the
current market
rate for five - year and ten - year U.S. Treasury issues
For now, Mr. Carney said he is content with his
current policy stance, which is encompassed by the extraordinary pledge he made in April to leave the benchmark
interest rate near zero until
at least June, 2010, conditional on the inflation outlook.
The latest forecast of the University of Ottawa's Institute of Fiscal Studies and Democracy shows that rising
interest rates threaten Morneau's promise to contain Canada's debt
at current levels relative to gross domestic product.
An allocation to bonds hardly makes up for equity losses
at current interest rates.
Put simply, even taking account of
current interest rate levels, and even assuming that stocks should be priced to deliver commensurately lower long - term returns, we currently estimate that the S&P 500 is about 2.8 times the level
at which equities would provide an appropriate risk premium relative to bonds.
Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices
at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources;
current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and
interest rates, and the general economic outlook.
Against this backdrop, Governing Council decided to leave our key policy
interest rate unchanged, as we judged that the balance of risks
at present are still within the zone for which the
current policy setting remains appropriate.
Many (including me) believe the reason that both stock prices and real estate prices are currently trading
at historically high valuation ratios is tied to the Feds
current «experiment» in holding
interest rates at almost zero for half a decade and running....
If the borrower in the above situation had also taken out an additional $ 40,000 in unsubsidized direct federal loans to attend graduate school
at the
current interest rate of 5.8 percent, the differences in outcomes between repayment plans are even more dramatic (see chart below).
At current average
interest rates, the monthly payments on a 30 - year fixed mortgage for that amount would come to $ 2,415.
In the press conference that followed the monetary - policy meeting, the president of Europe's central bank, Mario Draghi, stated that
interest rates will remain
at current levels well past the end of the bank's asset - purchase program, carried out along with reinvesting principle payments from maturing securities.
The ECB has said it intends to continue bond purchases until
at least September, to keep
interest rates at current levels until «well past» the end of the program.
At the moment, market expectation is that the Fed will not change the
current interest rates.
Expect to pay a higher
interest rate —
at least three - to - four percent more than
current mortgage
rates.
Futures markets are not expecting the ECB to raise
interest rates from their
current level of 2 per cent until
at least the end of 2005, while a tightening is not expected in Japan until
at least 2006.
The graphic below shows
current average
interest rates paid for different categories of bonds
at different maturities.
The central bank might first announce that it plans to keep
interest rates near zero beyond its
current «
at least through late 2014» target.
Current market pricing suggests that an
interest rate increase
at the March 14 - 15 policy meeting is all but a done deal, a move that would bring the Fed's benchmark
interest rate target range to 1.5 % -1.75 %.
As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments
at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the
current bull market has now outlived the median and average bull, yet
at higher valuations than most bulls have achieved, a flat yield curve with rising
interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency
at best and excessive bullishness
at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
It's also done to discount future earnings against money that can be invested
at the
current interest rate of the same period of time.
As long as we see continued economic growth and inflation
at current levels or higher, the
current path of
interest rate increases should continue.
But,
at current interest rates, your money won't have much chance to grow.
The earnings multiplier is the estimated P / E ratio adjusted
at the
current interest rate.
On the
interest rate front, moreover, containing and reducing inflation over time will mean that we should be able,
at some point, to look back to the
current period as one of higher - than - normal
interest rates.
By refinancing your
current loan
at a lower
interest rate, you may be able to realize
interest savings over the lifetime of the loan.
Here's a good rule of thumb: if the
current interest rate is
at least a half percent lower than the
interest rate in your existing mortgage, then refinancing may be a good option for you.
And therefore, I am a little bit concerned that the absence of term premium
at the long end of the market is the market's myopia over the
current low level of short - term
interest rates.
Could be ideal if you're expecting an increase in income, plan to live in the home for only a few years, or expect
interest rates to remain
at current levels.