Sentences with phrase «interest cost of»

The full interest cost of these loans got pushed down the road.
Basically, I want to «borrow» the downpayment so that I can deduct the interest cost of this cash.
The program has certain requirements, including the requirement that a qualifying LTC insurance policy include a mandatory 5 % compound interest rider for certain states, while other states simply want any compound interest cost of living adjustment.
As a result of the triple - A ratings assigned to insured obligations, the principal economic value of financial guarantee insurance is the lower interest cost of an insured obligation relative to the same obligation on an uninsured basis.
The goal of debt consolidation is to lower the interest cost of the debt and / or accelerate the payoff of that debt.
The lifetime interest cost of a shorter loan will be less than a 30 - year mortgage, however — and this is a big catch — the monthly payment for the 15 - year loan can be significantly higher.
And, while the monthly payments are somewhat higher than a 30 - year loan, the interest rate on the 15 - year mortgage is usually a little lower, and importantly - the homebuyer pays less than half the total interest cost of the traditional 30 - year mortgage.
If the interest cost of your debt is more than you'd earn on savings you're better off paying down the debt.
But reducing the interest cost of your mortgage should be one of the top priorities a home owner has as part of their personal finance strategy.
What you do is simply allocate a portion of your savings (even $ 20 week) to making an additional payment on your mortgage once a year to help bring down the interest cost of that mortgage.
Then compare that to the interest cost of your debt.
Paying $ 50 a month on the same account of debt will shrink the time to pay it off to less than two years, with an interest cost of just $ 139.
However, buying the Loonie ETF on US dollar margin - without foregoing any stock purchases - creates a hedge with a cost only equal to the interest cost of the margin debt.
Monthly payments are lower than under the 10 - year standard repayment plan which may increase the total interest cost of the loan over time.
The interest rate on a 15 - year loan is usually a little lower and, more importantly, you'll pay less than half the total interest cost of the 30 - year mortgage.
The program has certain requirements, including the requirement that a qualifying LTC insurance policy include a mandatory 5 % compound interest rider for certain states, while other states simply want any compound interest cost of living adjustment.
In contrary to Fraser Smith's presentation, the manoeuvre does not reduce the interest cost of the mortgage.
Joe Debtor has just $ 302 a month available for unsecured debt repayment — but that debt carries an estimated interest cost of $ 960 a month
As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.
In addition to comparing interest rates, it's important to consider the loan term and the total interest cost of the loan to determine which is the best fit for any particular loan purpose.
It is also important to keep in mind that, in this example, not only will you be paying for a vacation for three years after you take it; its cost goes up by $ 807, which is the interest cost of the loan.
They pass through to you the interest cost of money they provided (assuming they had to borrow it, and 5 % does sound reasonable), but on sale they only get their original principal (115k) back, or
The specifics look like this: Freddie Mac reports that the interest cost of a 30 - year fixed - rate mortgage reached 4.61 percent for the week of December 9th.
More important — you'll pay less than half the total interest cost of the traditional 30 - year mortgage.
The shorter - term loan will likely have a higher periodic payment, but the overall interest cost of the loan could be less, while the longer - term loan will probably have a lower payment but include a higher total cost of financing over the course of the loan.
As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.
In addition to comparing interest rates, it's important to consider the loan term and the total interest cost of the loan to determine which is the best fit for any particular loan purpose.
Add on the interest costs of amortizing this over 25 years at 5 %, and the cross-border difference is more like $ 3,400.
To balance the budget in that year, assuming interest costs of $ 42 billion, will mean holding program spending to $ 234 billion.
A way around the high interest costs of foreign cash advances on your credit card....
Just the dividend yield alone should take care of the interest costs of a student loan.
The 15 - year fixed - rate mortgage enables you to own your home in half the time and for less than half the total interest costs of a 30 - year loan.
This calculator will help you to compare monthly payments and interest costs of home mortgages at up to five interest rates simultaneously.
While cash - out refinances seem like an attractive hybrid solution, the «cash - out» portion of the loan will add to the interest costs of the new mortgage.
Rondec, in many ways you are correct, but when merely the interest costs of carrying the debt get to be too high, the Citizens are going to be rebel against the government because the spiral will begin.
These factors reduce the long - term interest costs of owning a home so, with a shorter - term loan, it actually costs less to «buy» the home you're buying.
Once you combine the refund with the tax - free interest earned on the RRSP over the following year, the short - term interest costs of the RRSP loan usually at prime rate will be outpaced.
Assuming a 20 % down payment, a quick calculation using Paterson's average 30 - year fixed rate and the median sales price so far in 2017 leaves us with monthly principal and interest costs of about $ 1,100.
But if you can afford higher monthly payments a 15 - year fixed - rate mortgage allows you to repay your loan twice as faster and save more than half the total interest costs of a 30 - year loan, as illustrated on our graph:
So if you take the difference between the interest costs of A and B that would be $ 77,347.26 - 60,683.76 = $ 16,663.50.
If you can refinance at a substantially lower interest rate, you'll eliminate the high interest costs of the debts you pay off, and you could even come out with a lower payment than you have right now since rates are so low.
But, if you can afford higher monthly payments, a 15 - year fixed - rate mortgage allows you to repay your loan twice as fast and save more than half the total interest costs of a 30 - year loan.

Not exact matches

YELLOWKNIFE, Northwest Territories, May 1 (Reuters)- Bank of Canada Governor Stephen Poloz said on Tuesday there is good reason to believe the central bank can manage the risks of Canada's high household debt, even as he signaled that interest rate hikes will continue, increasing the cost of that debt.
Rather, it's in their best interest to clearly define how the benefits of the product can assist the organization in cutting production costs and complexities.
Pick your poison: plunging energy costs taking a bite out of stocks in related industries, an erratic Canadian dollar, Greece, interest rate uncertainty.
It's genius, in a way — the kind of innovation that costs almost nothing in development or execution that can result in heaps of free media (like this blog post), renewed interest and maybe even extra sales.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Bloomberg, the New York - based news and information company, reckons the decline had something to do with the Bank of Canada's decision to raise interest rates, which compounded anxiety over the cost of housing.
YELLOWKNIFE, Northwest Territories, May 1 - Bank of Canada Governor Stephen Poloz said on Tuesday there is good reason to believe the central bank can manage the risks of Canada's high household debt, even as he signaled that interest rate hikes will continue, increasing the cost of that debt.
Investors often use gold as a hedge against inflation, but higher interest rates dent the appeal of gold, which earns nothing and costs money to store and insure.
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