Sentences with phrase «interest during a promotional period»

This means you can use your card to purchase from Walmart and then pay your balance down without any added interest during the promotional period.

This means you can use your card to purchase from Walmart and then pay your balance down without any added interest during the promotional period.

Another disadvantage of the special financing offer with Lowe's is that although you don't have to pay the interest during the promotional period, that interest is still accruing.

Not exact matches

Citi wants to adjust its new - cardholder strategy as interest rates rise, including «shortening or eliminating the promotional period on certain offers,» Joseph Gerspach, the company's chief financial officer, said during Citi's fourth - quarter earnings call in December.

If you find yourself, from time to time, unable to pay off a credit card balance in full, you may be interested in a credit card that assesses low interest in the long - term, not just during a promotional period.

Just make sure you check the fees and pay it off during the promotional period, otherwise interest can revert much higher, making repayment even more expensive.

If you don't think you can pay off your debt during the promotional period, getting a low interest rate personal loan can still save you lots of money when paying down credit card debt.

With the 0 % introductory APR, all purchases you make — whether big or small — won't accrue any interest charges during the promotional interest period.

During the promotional period, the regular annual interest rate for purchases will apply to purchase transactions and the regular annual interest rate for cash advances will apply to balance transfer (s) that do not qualify for the promotional interest rate.

If you do not pay your minimum payment by the payment due date in any month during the promotional period, you will lose the benefit of this promotional interest rate offer and, effective the first day of the next monthly statement period, the regular annual interest rate for cash advances will apply to any remaining balance transfer amounts.

With these types of offers you will pay no interest for a year, and at times during promotional periods, over a year.

By doing so, you can earn interest on this money during the promotional period when rates are at 0 %.

When you transfer your existing balances to one of these new cards, you can avoid interest charges during the promotional financing period.

If you don't pay off that zillion inch flat screen during the promotional period, you could be hit with deferred interest on the entire purchase price.

Watch out for retail credit card offers: Stores and other credit providers may offer opportunities for one day discounts or for placing big ticket items on an installment plan with no interest charges during a promotional repayment period.

These credit cards offer a promotional period (usually 12 to 24 months) during which interest isn't charged on the account's balance.

While you may not have to worry about interest expenses during this promotional period, you still need to worry about making on - time payments for the health of your credit score.

A 0 % introductory APR period: This lets you avoid interest on purchases or balance transfers during a promotional period.

Debt consolidation may be done in two basic ways: the debtor may walk down the avenue for a credit card that has 0 % interest or a balance - transfer to which all your debts may be transferred and the balance paid in full during the pre-determined promotional period.

If you exceed your credit limit or make late payments during this promotional period, you may lose your 0 % interest rate.

With the 0 % introductory APR, all purchases you make — whether big or small — won't accrue any interest charges during the promotional interest period.

In that case, you don't pay interest at all during the promotional period — but will start paying interest when the offer expires.

You will have to pay interest once the promotional period is over, but you do not have to pay back interest on the balance you carried during those 21 months.

However, be wary of the card's special financing deals — while they might come in handy on those big - ticket buys, they actually include what's called deferred interest, which means interest accrues during the promotional period and is applied to your account if you don't pay your entire balance by the end of the term.

Many of those cards also offer 0 % APR during the promotional period, but you'll be paying some interest with the Bass Pro Shops card.

The former is considered true no - interest financing — in which no interest accrues during the promotional period, so long as you make minimum monthly payments — while the latter denotes a deferred - interest deal, which means interest is retroactively applied from the date of purchase if you don't pay your entire balance by the end of the term.

(Keep in mind, though, that interest accrues during that time and will be charged to your account from the date of purchase if the balance isn't paid in full by the end of the promotional period.)

Many retail cards, in contrast, offer deferred interest financing deals, in which interest accrues during the promotional period.

While you may not have to worry about interest expenses during this promotional period, you still need to worry about making on - time payments for the health of your credit score.