Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high -
interest rate debt that they could not repay; (ii) many
of the Company's
customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower
numbers and increasing the likelihood
of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the
number of its non-performing loans in the Registration Statement and Prospectus; (vi) because
of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk
of adverse actions by Chinese regulators; (vii) the Company's
largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect
customer data; (ix) data for nearly one million Company
customers had been leaked for sale to the black market, including names, addresses, phone
numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks
of penalties and financial and reputational harm; and (x) as a result
of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
KEY ACHIEVEMENTS • Increased the
number of clients 25 % by performing word
of mouth marketing through existing
customers • Singlehandedly performed advanced detailing on 5 rental vehicles, in the absence
of 2 car detailers • Successfully created a
large vehicle display, which won the Auto Display Competition, held at The Orange in May 2016 • Decreased the red tape involved to gratify the qualifications procedure, increasing
customers»
interest in renting vehicles from the company
VERIZON, Belton, SC May 2014 — Present
Customer Service Representative • Increase customer base by 50 % at the new Verizon store on Denbeck Road by eliciting exceptional customer services to interested inquirers • Introduce an order tracking system that increased efficiency of order delivery by a staggering 88 % • Retain a corporate customer by providing him with colossal discounts and deals, in direct competition with his preferred brand • Lead 12 group product demonstrations, increasing onlookers interest in the company's products and eventually converting a large number of them into business providing customers • Greet customers as they arrive at the Verizon outlet and engage them in conversation to determine their technology needs • Lead customers or direct them to appropriate sections according to their areas of interest within the store • Introduce customers to the store and provide them information on products and product lines • Maintain professional interactions with customers, providing them with product demonstrations and advice • Assist customers in choosing products of their choice and provide them with information on each feature and pricing • Walk customers through the purchasing procedure, facilitating buying, documentation and payment procedures • Accurately document and report sales to the manager and provide customers with warrantee and after sales services information • Ascertain that the store is kept clean, organized and functional at all times, in sync with the company's
Customer Service Representative • Increase
customer base by 50 % at the new Verizon store on Denbeck Road by eliciting exceptional customer services to interested inquirers • Introduce an order tracking system that increased efficiency of order delivery by a staggering 88 % • Retain a corporate customer by providing him with colossal discounts and deals, in direct competition with his preferred brand • Lead 12 group product demonstrations, increasing onlookers interest in the company's products and eventually converting a large number of them into business providing customers • Greet customers as they arrive at the Verizon outlet and engage them in conversation to determine their technology needs • Lead customers or direct them to appropriate sections according to their areas of interest within the store • Introduce customers to the store and provide them information on products and product lines • Maintain professional interactions with customers, providing them with product demonstrations and advice • Assist customers in choosing products of their choice and provide them with information on each feature and pricing • Walk customers through the purchasing procedure, facilitating buying, documentation and payment procedures • Accurately document and report sales to the manager and provide customers with warrantee and after sales services information • Ascertain that the store is kept clean, organized and functional at all times, in sync with the company's
customer base by 50 % at the new Verizon store on Denbeck Road by eliciting exceptional
customer services to interested inquirers • Introduce an order tracking system that increased efficiency of order delivery by a staggering 88 % • Retain a corporate customer by providing him with colossal discounts and deals, in direct competition with his preferred brand • Lead 12 group product demonstrations, increasing onlookers interest in the company's products and eventually converting a large number of them into business providing customers • Greet customers as they arrive at the Verizon outlet and engage them in conversation to determine their technology needs • Lead customers or direct them to appropriate sections according to their areas of interest within the store • Introduce customers to the store and provide them information on products and product lines • Maintain professional interactions with customers, providing them with product demonstrations and advice • Assist customers in choosing products of their choice and provide them with information on each feature and pricing • Walk customers through the purchasing procedure, facilitating buying, documentation and payment procedures • Accurately document and report sales to the manager and provide customers with warrantee and after sales services information • Ascertain that the store is kept clean, organized and functional at all times, in sync with the company's
customer services to
interested inquirers • Introduce an order tracking system that increased efficiency
of order delivery by a staggering 88 % • Retain a corporate
customer by providing him with colossal discounts and deals, in direct competition with his preferred brand • Lead 12 group product demonstrations, increasing onlookers interest in the company's products and eventually converting a large number of them into business providing customers • Greet customers as they arrive at the Verizon outlet and engage them in conversation to determine their technology needs • Lead customers or direct them to appropriate sections according to their areas of interest within the store • Introduce customers to the store and provide them information on products and product lines • Maintain professional interactions with customers, providing them with product demonstrations and advice • Assist customers in choosing products of their choice and provide them with information on each feature and pricing • Walk customers through the purchasing procedure, facilitating buying, documentation and payment procedures • Accurately document and report sales to the manager and provide customers with warrantee and after sales services information • Ascertain that the store is kept clean, organized and functional at all times, in sync with the company's
customer by providing him with colossal discounts and deals, in direct competition with his preferred brand • Lead 12 group product demonstrations, increasing onlookers
interest in the company's products and eventually converting a
large number of them into business providing
customers • Greet
customers as they arrive at the Verizon outlet and engage them in conversation to determine their technology needs • Lead
customers or direct them to appropriate sections according to their areas
of interest within the store • Introduce
customers to the store and provide them information on products and product lines • Maintain professional interactions with
customers, providing them with product demonstrations and advice • Assist
customers in choosing products
of their choice and provide them with information on each feature and pricing • Walk
customers through the purchasing procedure, facilitating buying, documentation and payment procedures • Accurately document and report sales to the manager and provide
customers with warrantee and after sales services information • Ascertain that the store is kept clean, organized and functional at all times, in sync with the company's policies