Sentences with phrase «interest over a longer period»

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

If consolidating extends your repayment term, you will pay more interest over a longer period of time.

Untaxed compound interest over long periods is one of the few blessings inherent in a 401 (k) plan.

You might end up paying interest over a longer period of time.

Another potential disadvantage of the 30 - year fixed - rate mortgage is that you could end up paying interest over a longer period of time.

You might end up paying interest over a longer period of time.

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

This can be true even if you're getting a lower rate, simply because you're paying interest over a longer period of time.

If I can realize the benefits of compound interest over a long period of time through dividend reinvesting, I should have a sizeable nest egg by the time of retirement.

However, it will cost you more money in financing to pay off the $ 40,000 over 20 years since you are charged interest over a longer period of time.

While we would have still paid for Charlie's surgery regardless, at least the full amount will not be on our credit card accruing a large amount of interest over a long period of time.

They are autobiographical of interests over a long period of time.»

You might end up paying interest over a longer period of time.

Another potential disadvantage of the 30 - year fixed - rate mortgage is that you could end up paying interest over a longer period of time.

Not exact matches

There are few things more aggravating at work than being kept stagnant with the same routine responsibilities over a long period of time, especially after you've voiced interest in expanding your level of contribution.

Further, having more money today is frequently better than taking in money over a long period, since a larger investment today will accumulate compound interest more quickly than smaller investments made over time.

This is a particularly interesting sector because it is one of the few that disproportionately produces rich shareholders over long periods of time.

Imagine their surprise when investors in a small business I once worked for received the company's internal loan repayment spreadsheet, showing that the business owner was pulling out bucks by paying his family exorbitant interest on loans while investor loans were repaid at rock - bottom rates over as long a time period as possible.

Debt interest costs are fully tax deductible as a business expense and in the case of long term financing, the repayment period can be extended over many years, reducing the monthly expense.

Interest rate expectations are constantly changing over the short - term but over longer periods bond returns are more or less based on math.

However, if one focuses on the resulting growth of credit over the recent period or the movements in long - term interest rates, the effects are less concerning.

If you understand how interest is calculated over the duration of the loan period and how quickly it can add up, you might be able to save some money in the long run.

So even with the higher interest rate assigned to the 30 - year loan, the payments are smaller because they are spread out over a longer period of time.

That's because the 30 - year option came with a higher interest rate from day one, and the homeowner paid that higher rate over a longer period of time.

While this card features no rewards, customers are offered the opportunity to save on interest charges over a longer period.

A long - term transaction normally is done at a low interest rate; therefore, the only way for the lending institution to make a profit is make ensure the customer pays over a long period of time.

Over longer time periods, as we've debated many times, compound interest works fine.

For those who plan to finish repayment over a longer period (15 - 20 years), it is less risky to choose a fixed rate loan even though the interest rate will likely be higher than a variable rate loan.

We should remember that we have had a long period of falling interest rates and increasing asset prices which are perfect conditions to minimise arrears (it is cheaper and cheaper to borrow over time and rising asset prices means that there are always someone else prepared to lend...).

Moreover, a recent speech by Jamie McAndrews outlines a number of respects in which negative interest rates, if attempted on a widespread basis over a long period, could in fact be very disruptive, and in ways not likely to be expansionary for growth.

When the pace of inflation eases over a longer period and interest rates are still low, this is a good time to borrow at a low cost.

That is the idea behind a bond ladder: Basically each year you buy one set of long - term bonds with a fixed high paying interest rate and then stagger them over a long period of time.

While getting approved for a lower interest rate could save you money on interest, you'll still pay more in interest over the life of your loans if you opt for a longer repayment period and lower payments.

These numbers will likely be different for each franchisee, as you may decide to make more of a down payment (which would lower your payments), you may decide to finance your equipment over a longer period of time (which will also lower your payments), and you may have to pay a higher interest rate (which would increase your payments).

As is the case when you enroll in an income - driven repayment plan, the problem with extending your repayment term is that spreading out your payments over a longer period of time means you may end up paying a lot more in interest (see table below).

Long - Term Interest Rates — The the value of government - issued bonds that gain maturity over a period of time, generally 10 years or more.

It is interesting to me to think about evolution, where things change over long periods of time and where there may only be theories about the catalysts, in contrast to those that we have put on the fast - track ourselves, such as those you have exemplified.

Or how Usmanov offered to loan us the debt at a interest free rate and over a longer period so we can keep spending money on players to compete...

«This study is particularly interesting from a therapeutic perspective since montelukast is a safe drug with very few side - effects, which means it can be taken over a long period of time,» explains Professor Haeggström.

The ecologist, Lees says, «was not going to be successful» with his research program, «and when you're not successful over a long period of time, you generally tend to lose your interest.»

«Even more interesting is that as satellite measurements continue and so as the datasets get longer, we will be able to recalculate our metric over longer time periods to investigate how and if ecosystem sensitivity to climate variability is changing over time.»

«If you look at projects of a particular child over a long period of time — such as through grades K - 8, which is what I do every summer — one of the things you find out is that you get a very strong sense of who the child is, what they're interested in, and actually what their process of learning is,» explains teacher Beverly Hoeltke.

Economist David Deming has always been interested in long - run outcomes — how one thing affects another over an extended period of time.

«We're trying to create a community where children are our permanent interest,» says Canada, «and a child who has struggled is connected to a series of adults who stay with the child over long periods of time.

«We're trying to create a community where children are our permanent interest, and a child who has struggled is connected to a series of adults who stay with the child over long periods of time.

Probably pay more in interest on the additional money borrowed for fuel saving tech than what they saved in fuel cost unless there is exceptional fuel savings over long period of time.

The car's computer uses a pretty short polling time for the average mpg, which is bad for drivers who want to rate mileage over a longer period of time but quite interesting as a tool to help drive in a more economical manner.

While we're here to discuss your options in greater detail whenever you're ready, here's a quick look at the most common loan types, which primarily involve a fixed interest rate over a long period of time, or a rate that can change over time.

With Interest rates decreasing, equity mutual fund schemes are still attractive for investors providing better returns over a longer period.

RMG offers excellent interest rates and the industry's most attractive mortgage options geared to helping you maximize your cash flow over a five - year term or a longer amortization period.