Sentences with phrase «interest over the shorter term»

While this may seem like bad news, it'll mean much less will be paid in interest over the shorter term and the mortgage will be paid off much quicker.

Not exact matches

The report also forecasts short - and long - term interest rates will ratchet up steadily over the next decade to 3.2 percent and 4.2 percent, respectively, which means the costs to borrow are also certain to go up.

Brokers cheered her advocacy of long - term customer interest over short - term gains.

Glickman put in $ 80,000 of his own money over time and would occasionally make short - term loans to the company; later his father would end up lending the company $ 100,000, which was paid back in full, with interest, within a year.

Some worry that over time, the MSC has become corrupted by the same forces that caused government regulation to fail: bowing to short - term commercial interests.

But Klein insists they're not interested, remaining focused on building a much bigger company over the long haul and turning down short - term, quick - buck opportunities.

Interest rate expectations are constantly changing over the short - term but over longer periods bond returns are more or less based on math.

Your taxable income will not see the same short - term benefit as a traditional, but when you start pulling from your nest egg, there will be no paying the taxman on all of the millions in compound interest you have accumulated over your working career.

When financing a new vehicle, cut your total interest rate by choosing a shorter - term loan over a longer one.

With the U.S. economy having grown at only a 2.1 percent annual rate over the past seven years, it has become harder to sustain the view that the neutral real short - term interest rate is close to, or will soon be close to, its historical level of around 2 percent.

One is legitimate — every year in which short - term interest rates are expected to be zero instead of say, a typical 4 %, should reasonably warrant a 4 % valuation premium in stocks and bonds, over and above run - of - the - mill historical norms (one can demonstrate this using any discounted cash flow approach).

Simply put, one might believe that short - term interest rates will still be zero a decade from now, but if that's true, it will be because nominal growth over the intervening period has also been dismal.

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

While cutting the repayment term in half significantly raises monthly payments, a shorter loan will save you over half the final cost of interest on a 30 - year mortgage for the same loan amount.

The shorter - term loan will likely have a higher periodic payment, but the overall interest cost of the loan could be less, while the longer - term loan will probably have a lower payment but include a higher total cost of financing over the course of the loan.

Borrowers who chose a loan with a shorter repayment term in order to get the lowest interest rate and maximize overall savings reduced their interest rate by 1.71 percentage points and will pay $ 18,668 less over the life of their new loan, on average.

@ agranny — short term gov bonds will do OK against inflation over time because you can reinvest maturing bonds relatively quickly at higher interest rates.

With growth prospects for the world economy being revised up and inflation no longer falling, short - term market interest rates have risen on the expectation that central banks will unwind the accommodative monetary policy they had put in place over the previous year or two (Graph 4).

Its influence over short - term, market interest rates is attenuated at best.

Although choosing a shorter loan term may lower the amount of interest paid over the life of your new loan, it may not lower your monthly payment amount as much as a new 30 - year term loan might.

The purpose of this post is to point out that while the payment of interest on bank reserves is now the Fed's primary tool for implementing rate hikes, there are two other tools that the Fed will use over the years ahead in its efforts to manipulate short - term US interest rates and distort the economy.

Over the past two decades, China has become a «scapegoat» target for American candidates; such rhetoric might serve short - term election interests, but does much to harm to the U.S. reputation and credibility in China.

Uncertainty over the direction the Federal Reserve might take on interest rates is also influencing investors to add to their short - term municipal bond exposure.

Looking out twenty to thirty years I'm not overly concerned about short term gyrations in stock prices nor the inevitable rise and eventual fall in interest rates that will occur over that time period.

And therefore, I am a little bit concerned that the absence of term premium at the long end of the market is the market's myopia over the current low level of short - term interest rates.

Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan.

I believe we don't need to put our short - term bottom line over the interests of long - term recovery.

The overall interest you pay is more over a longer term loan than a shorter term loan.

For purposes of this paragraph, the term «general level of short - term interest rates» shall be defined as the average value over the preceding six - week interval of the Federal Reserve Bank of New York's benchmark Broad Treasury financing rate on overnight repurchase agreements»

That PASOK would choose last night to strike such a ridiculous pose is a bad sign for how long the coalition will hang together as the leaders of both coalition parties constantly put their own party's short - term interests over the public interest.

First, it is interesting that in the fourth century, the road to Constantinople in 381 is not paved by blunt appeals to church authority but by extensive wrestling over biblical texts and fine - tooling of extra-biblical language (most notably the term «hypostasis») in an attempt to establish which exegetical claims made sense of Scripture as a whole and which fell short.

Shadow chancellor Ed Balls said the long - term interests of the taxpayer needed to be prioritised over the short - term need for «headlines».

According to him, the relatively high interests on short term debts estimated over 20 billion cedis, has made it difficult to repay.

Although the impact of SAM events over the short term was an interesting finding, it was the long - term trend over multiple decades of observations that gave a crucial indication of the changes occurring in the Southern Ocean.

Increasing water scarcity over time and across regions, coupled with short - and long - term catastrophic droughts in certain locations, have contributed to increasing interest in water conservation in the various water - consuming sectors — urban, rural, agricultural, and environmental, Dinar explained.

Perhaps because our automatic responses have evolved in social environments where self - interested behavior in the short - term has not always lead to personal gains over the long - term.

Not interested in short term trends; Nudie has refrained from over saturating the market with their despite their popularity, leading to a refreshing style, reserved for denim lovers as opposed to bandwagon jumpers.

Instead, I suggest that you download the free Smart Defrag.cheap michael kors bag sale michael kors monogram bagNo control over the short term interest rate.cheap michaels kors bag

But don't look at this from a short - term solution to win your love interest over.

Psychology research, however, shows that although cash and prizes may boost compliance in the short term, over time they often decrease students» interest in the tasks for which the kids are being rewarded, and may even decrease interest in activities that don't win them anything.

The difference in interest cost between the TIFIA Loan and the alternate short - term debt the Thruway Authority incurred for this project is approximately $ 10 million in savings per year for over 35 years.

Since we do not expect RBI to cut interest rates, in this scenario, returns from liquid funds might improve over the last year and it could become a better surrogate to fixed deposits for short term savers.

The chief benefit of a shorter loan term is that you pay less in interest over the life of the loan.

With a 30 - year loan, your monthly payment will be lower than a shorter - term loan, but the amount of money you pay in interest over that time will be more.

Short - term loans often have huge interest rates and annual percentage rates (APRs), because they are meant to be repaid over a matter of weeks or months, not years.

«The institutional interest we see in commodities is driven much more by the desire for diversification than it is by the view that tactically commodity prices will go up in the short term,» said Bob Greer, real return product manager at America's giant bond investor PIMCO, which manages over $ 14 billion in commodity - linked strategies.

The shorter loan term will save borrowers thousands and thousands off interest payments over the life of the loan.

Short - term loans, either from payday lenders or lenders that demand property such as an auto title as collateral, can ensnare borrowers in debt traps and lead to property losses while the annual interest rate can soar to over 400 %, according to federal regulators.

For example, if short - term rates were to rise 1 %, you would lose about 2 % on a short - term bond fund (assuming a 2 year duration), and your total return over 1 year would be about 0 % (2 % interest minus 2 % decrease in value).

When financing a new vehicle, cut your total interest rate by choosing a shorter - term loan over a longer one.