Sentences with phrase «interest over the term»

Fixed rate loans charge a fixed rate of interest over the term of the loan.

With some loans, you will begin to make interest payments immediately, whereas others will allow you to pay the interest over the term of the repayments or at the end of the repayment of the actual loan.

But what about those more complex calculations, such as the cost to break your mortgage or the ability to compare three mortgage options while determining your effective interest rate (that's the rate you actually pay when you factor in compounding interest over the term of the loan)?

The advantage of refinancing before you get a job in your field is that you reduce your monthly payments and the interest over the term of the loan right away.

Factor in the interest you'll earn over the term of the CD when determining the insured amount; i.e., you want the value at maturity, after earning interest over the term, to be $ 250,000 or less at each bank or credit union.

But, if you can afford that, you'll pay only $ 67,371 in interest over the term of the loan.

With a lower interest rate and higher monthly payments, a 15 - year mortgage can save half of the interest over the term of the loan.

Some loans will need you to make interest payments immediately where others will allow you to pay the interest over the term of the repayments.

Remember a lower option now means more paid in interest over the term.

The dazzle of the lure, the cash, often distracts from the barbed hook, i.e. the proportionately higher interest rate which effectively funnels all of the upfront cash back to the lender with significant interest over the term of the mortgage.

Longer loan terms will lower your monthly repayment, but you'll be paying more interest over the term of the loan.

According to a mortgage calculator, that saves me about # 17,500 in interest over the term of my mortgage, assuming that the interest rate stays constant.

If you or a cosigner has excellent credit, there is a good chance you will be able to lower your interest costs — potentially saving you thousands of dollars in interest over the term of the loan.

Since your outstanding debt is shrinking faster, there's not as much debt each month to pay interest on, so you pay much less interest over the term of the loan.

APR is an annual percentage rate so most other loans will be taken out over a minimum of 1 year, and when you consider the compound interest over this term can add up.

Your money is invested for a fixed term and you get a fixed rate of interest over that term.

However, it's important to understand that opting for a higher interest rates means you'll have a higher monthly payment and pay more interest over the term of the mortgage.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The report also forecasts short - and long - term interest rates will ratchet up steadily over the next decade to 3.2 percent and 4.2 percent, respectively, which means the costs to borrow are also certain to go up.

However, it noted that it expects inflation to «run near» its 2 % target «over the medium term,» suggesting that interest rates might see a hike in June.

Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper for the federal government to borrow.

When you take the time to read the latest article or, even better, spend some time casually catching up with a team member over a cup of coffee or lunch, you may not be scratching something off the to - do list, but you're building relationships, learning something interesting, discovering something you likely would not have found out otherwise... and, most important, helping to build the foundation for long - term success.»

Nicolas Shea, who heads innovation initiatives for the Chilean Ministry of Economy and founded Start - Up Chile, says the government's $ 40 million investment in the program will be worthwhile if it can build ties with interesting new companies, even if they don't stay in the country over the long term.

Angela says that the thing that predicts success far more than intelligence or a privileged upbringing is GRIT, which she defines as sustaining interest, passion and persistence for a goal over the long term.

Over the long term, if you maintain a balance on a store credit card, for example, the fees and interest charges are often much higher than a major credit card.

Simply stretching the term of a $ 35,000 federal loan from 10 to 25 years triples the interest due over the lifetime of the loan, from $ 13,000 to $ 39,000.

Brokers cheered her advocacy of long - term customer interest over short - term gains.

Glickman put in $ 80,000 of his own money over time and would occasionally make short - term loans to the company; later his father would end up lending the company $ 100,000, which was paid back in full, with interest, within a year.

Some worry that over time, the MSC has become corrupted by the same forces that caused government regulation to fail: bowing to short - term commercial interests.

Yes, you'd be paying about $ 227,000 in interest over the life of the loan compared to $ 22,000 over a single year, but think about the $ 38,000 a month you'd be saving on payments with the longer - term loan.

In this model, the excubator would also consider taking an equity position in these businesses, so it actually had a vested interest to help these businesses succeed, as partners with entrepreneurs over the long term.

Term loans are a lump sum of cash you pay back, plus interest, over a fixed period of time.

But Klein insists they're not interested, remaining focused on building a much bigger company over the long haul and turning down short - term, quick - buck opportunities.

(In case you're interested, LeBron James was the highest paid player, in terms of salary, at nearly $ 31 million — and Curry's teammate, Kevin Durant, made over $ 26 million.)

We also argued that if real long - term risk free interest rates stayed below historical norms when QE stopped, then a PE over 16x trailing EPS would be fair.

Economy: Long term interest rates in both the US and Australia have declined sharply over the past week as the economic outlook in both Australia and US point to a slowdown in economic activity.

This ensures that each named executive officer will hold a significant amount of our equity to further align his or her interests with those of our stockholders over the long term.

Variable interest rates range from 3.80 % -11.90 % (3.80 % -11.80 % APR) and will fluctuate over the term of the loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

Ms. Merkel has ruled out forgiving any of Greece's debt but has left the door open to a new negotiation over extending the payment terms or reducing interest rates to help bring down Greece's annual debt payments.

This ensures that each named executive officer will hold a significant amount of our equity to further align his interests with those of our stockholders over the long term.

While that may result in more interest being paid over the term of the loan, a lower monthly payment allows for the following:

Variable interest rates range from 2.90 % -8.00 % (2.90 % -8.00 % APR) and will fluctuate over the term of the borrower's loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

For most borrowers, it makes sense to direct any extra payment toward your loan with the highest interest rate — this is the fastest way to save the most money over the long term.

Debt interest costs are fully tax deductible as a business expense and in the case of long term financing, the repayment period can be extended over many years, reducing the monthly expense.

Interest rate expectations are constantly changing over the short - term but over longer periods bond returns are more or less based on math.

Takeover specialists and their investment bankers pore over balance sheets to find undervalued real estate and other assets, and to see how much cash flow is being invested in long - term research and development, depreciation and modernization that can be diverted to pay out as tax - deductible interest.

However, if one focuses on the resulting growth of credit over the recent period or the movements in long - term interest rates, the effects are less concerning.

Your taxable income will not see the same short - term benefit as a traditional, but when you start pulling from your nest egg, there will be no paying the taxman on all of the millions in compound interest you have accumulated over your working career.

When financing a new vehicle, cut your total interest rate by choosing a shorter - term loan over a longer one.

That is, would expectations of outsized demand growth — of, say, 4 percent per year over the next four years in inflation - adjusted terms — generate undue inflationary pressures that would require the Federal Reserve to respond by raising interest rates, essentially killing off any actual growth that those expectations could generate?