Sentences with phrase «interest rate debt because»

Not exact matches

Canadians ignored warnings from policymakers about piling on debt for years because low interest rates were too enticing.

That said, this is No. 10 on our «get» list, because the interest rate on student debt isn't as onerous as personal credit card debt, but we do find it a bit depressing that our list is bookended by debt!

In fact, interest payments relative to GDP actually fell while the debt - GDP doubled because interest rates plunged extraordinarily.

This is because the province has accumulated a large public debt that given the prospects for an economic slowdown and / or rising interest rates will potentially increase fiscal pressure via debt service costs which in 2016 - 17 totaled $ 11.7 billion or just over 8 percent of total government spending.

Actual results could differ materially from those expressed in or implied by the forward - looking statements contained in this release because of a variety of factors, including conditions to, or changes in the timing of, proposed real estate and other transactions, prevailing interest rates and non-recurring charges, store closings, competitive pressures from specialty stores, general merchandise stores, off - price and discount stores, manufacturers» outlets, the Internet, mail - order catalogs and television shopping and general consumer spending levels, including the impact of the availability and level of consumer debt, the effect of weather and other factors identified in documents filed by the company with the Securities and Exchange Commission.

Most people focus on consolidating unsecured debt, such as credit card debt and payday loans, because of the higher interest rates that are charged on these types of debt.

Interest rate risk is the risk that debt securities, and the Fund's net assets, may decline in value because of changes in interesInterest rate risk is the risk that debt securities, and the Fund's net assets, may decline in value because of changes in interestinterest rates.

In the presence of debt finance, textbook analysis would suggest that a cut in the corporate tax rate would raise the cost of capital because interest deductions would no longer be as valuable and thus discourage investment.

There are so many reasons why this is wrong (to list just the most obvious, poor countries have much lower debt thresholds than rich countries, Japanese debt can not possibly be dismissed as not being a problem, and because it is almost impossible to find an economist who understands the relationship between nominal interest rates and implicit amortization, Japanese government debt has probably only been manageable to date because GDP growth close to zero has permitted interest rates close to zero) and yet inane comparisons between China's debt burden and Japan's debt burden are made all the time.

Let's say you're still convinced that borrowing rates are going to skyrocket because the US carries too much debt, and we need to raise interest rates to entice foreigners to help pay off our debt.

Indeed, because the Trump proposal would redistribute after - tax income towards those most likely to save it, push up long - term interest rates because of debt pressures, increase uncertainty and the advantages of overseas production, it is as likely to retard growth as to accelerate it.

The beneficiaries of falling interest rates have been mainly the bondholders, not new borrowers, because only a fraction of existing debt represents new debt at the recently falling rates — which now are rising once again.

For example, people with lower incomes are likely to be sensitive to interest rate changes because of the potential effects on their employment income and their debt - service costs.

«He doesn't want to leave any question about the independence of the Governor of the Bank of Canada, but we have a situation under the Conservative government that has allowed record household debt... and the bank is really caught between a rock and a hard place, because these high debt levels create pressure for higher interest rates, but inflation is very low.

Saving is making even more sense now because savings accounts will have fairly higher interest rates, so if you have no debt, my recommendation is to start with capping your Registered Education Savings Plan contributions first because that brings you tax savings.

However, other kinds of debt, like the kind from credit cards, can be some of the most expensive and damaging debt we accrue in life because interest rates are generally extremely high and many people get used to spending on things they can't really afford.

The Fund's income may decline when interest rates fall because most of the debt instruments held by the Fund will have floating or variable rates.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Your credit score has a greater effect on the interest rate for credit cards because credit cards are unsecured debt.

QE is misused true, it should be used to pay down debts more and companies less, and the interest rate should be raised half a percent straight away, maybe more to avoid a long - term bear market soon, but the US Dollar is strong right now because the US economy is fairly productive.

«U.S. developers are turning to an unlikely place like Israel to sell debt because interest rates are low and capital is readily available,» Israel REN said.

Despite the difficulties endured during the era of post-Lehman austerity, commercial and private - sector debt levels are low: Nonperforming loans are below 5 % and the banking system, unlike those of Poland or Hungary, did not have to tackle the fallout from high levels of foreign currency loans, because low interest rates and a stable Czech koruna meant these weren't taken up in large quantities.

In a seven page report released Friday, Beata Caranci says the need for financial literacy has never been higher because of record low interest rates and household debt growing faster than income, something the millennial population seems unprepared to deal with.

And so for example, if you look at U.S. government debt, which is the one almost everyone always talks about, most people aren't sitting there worrying about how much debt does Amazon have, when you look at government debt, interest payments on government debt as a percent of GDP or as a percent of tax revenue, currently because interest rates are relatively low, are very low, are running half, literally half of what they were in the second half of the»80s and the first half of the»90s.

A bonus could be a great way to pay down debt, particularly when it comes to credit cards because they have higher interest rates than most other loans.

Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest raDebt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest radebt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest rates.

Because the Fed is holding interest rates very low, corporations can borrow very cheaply and use the money to buy back stock or redeem older, more expensive debt.

Find out why negative interest rate policies are failing because bond buyers do not want a negative yield and saturated borrowers want to pay off debts.

Easy: because no one else will purchase the government debt issued by the United States, Japan and others at such prevailing low interest rates.

At the above poster, it definitely makes sense to pay off certain debts before investing especially if they are at high interest rates because it's a guaranteed return.

This is because creditors lowered interest rates and extended loan maturities (the average maturity of Greece's debt is now 16.5 years, double that of Germany and Italy).

A false sense of security has prevailed over the last few years because the consumer debt service ratio (denoted by the red line) collapsed from 6 % to 5 % after the onset of the last recession, as bad debts were written off and interest rates collapsed.

The stock briefly traded for less than 17x 2018 earnings estimates because investors feared that rising interest rates and changing tax policies would depress debt issuance.

Having trouble making headway with your credit card debt because of high interest rates and hefty monthly finance charges?

I am hoping interest rates stay low because I have a lot of mortgage debt, and with rates low, it boosts the stockstoo.

Using differential interest rates rising with earnings as a means of providing for a more progressive system is less fair than a graduate tax, a graduate contribution or general taxation because those from wealthy backgrounds will have smaller debts as their families can afford to pay up front.

Using differential interest rates rising with earnings is less progressive and less fair than a graduate tax, a graduate contribution or general taxation because those from wealthy backgrounds will have smaller debts if their families can afford to pay up front or soon after graduation.

Higher interest rates are a greater danger to the recovery: «Because of the mess in the public finances created by the last Government, the amount of debt interest that we have to pay out is growing and beginning to exceed some core Government budgets.

But because they're a small biotech company, with high risk of default (i.e., a high risk of not paying off their debts), they would have to pay a very high interest rate in order to make the bond attractive enough for investors to purchase it.

Because of tax and debt limits, educational districts could not raise tax rates or borrow more money using traditional Current Interest Bonds to compensate for the loss in revenue resulting from the decline in property values.

The annual operating levy could decline slightly in Burnsville - Eagan - Savage School District 191 primarily because debt has been refinanced to lower interest rates.

Because adding debt against the value of your house increases your risk of default, lenders charge higher interest rates for second mortgages.

Because of the particularly high interest rates that many credit cards carry, financial advisors recommend focusing on paying down this debt before other types of loans.

However, because you represent a moderate level of risk, you will almost certainly be asked to pay a higher interest rate than someone who has a better score, even if their income and debt levels are comparable.

The rates affect a shorter period, meaning a smaller amount paid on interest, but payments are rather higher, because the spread of the debt is shorter.

If interest rates fall, the call risk becomes high because the municipality is better off refinancing its debt.

At the above poster, it definitely makes sense to pay off certain debts before investing especially if they are at high interest rates because it's a guaranteed return.

Because debt consolidation loan allows you to pay low monthly installments and interest rates, it involves a longer repayment period.

«But it's probably the best time to pay down debt, because lump sums go against the principal and reduce the interest you'd incur on future payments at higher rates.»

The advice on avoiding high - yield debt needs more explanation, because bonds with high payouts are not especially sensitive to interest rate movements.