Overheated real estate markets are seeing regulators tighten restrictions to ensure buyers can sustain
interest rate fluctuations as well as the debt load they take on to buy a house.
Volatility While preferreds are interest rate sensitive, they are not as price sensitive to
interest rate fluctuations as bonds.
Citi is particularly vulnerable to
interest rates fluctuations as it depends more heavily on wholesale funds than its competitors.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including
fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including
fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions,
fluctuations in commodity prices,
interest rates and foreign currency exchange
rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
A number of factors — such
as rising US
interest rates, the recurrence of big
fluctuations in global currencies, and the widening dispersion of equity returns across sectors and regions — may have helped to create an increasingly conducive environment for hedge - fund strategies, which have seen a positive turnaround in performance in recent quarters.
As of September 30, 2009, we did not have any debt or notes outstanding in which fluctuations in the interest rates would impact us as even our capital lease obligations are fixed rate instruments and are not subject to fluctuations in interest rate
As of September 30, 2009, we did not have any debt or notes outstanding in which
fluctuations in the
interest rates would impact us
as even our capital lease obligations are fixed rate instruments and are not subject to fluctuations in interest rate
as even our capital lease obligations are fixed
rate instruments and are not subject to
fluctuations in
interest rates.
I continue to expect that we will gradually increase our exposure to inflation - protected securities and commodities on substantial weakness in these areas, but
as inflation pressures are most likely still several years away, our primary concern here is with fresh credit weakness, and that concern still translates into a moderate exposure to
interest rate fluctuations.
Back in July of last year I pointed out that in a world where official short - term
interest rates are close to zero, some short - term market
interest rates are also going to be very close to zero, and that, in such cases,
interest -
rate dips below zero could occur
as a result of insignificant price
fluctuations.
Investing in currency involves additional special risks such
as credit,
interest rate fluctuations, derivative investment risk, and domestic and foreign inflation
rates, which can be volatile and may be less liquid than other securities and more sensitive to the effect of varied economic conditions.
Just compare loan
rates from reputable lenders, who will automatically raise or lower their specific
rates in order to stay competitive
as the financial markets shift through the natural ups and downs of
interest rate fluctuations.
As a result, the impact of interest rate fluctuations on strip bonds, known as the bond duration, is higher than the impact on periodic coupon - paying bond
As a result, the impact of
interest rate fluctuations on strip bonds, known
as the bond duration, is higher than the impact on periodic coupon - paying bond
as the bond duration, is higher than the impact on periodic coupon - paying bonds.
An Ontario mortgage is, like any other mortgage an entailment on the title deeds of the property which will remain with the mortgage holder until it is fully paid up according to the prevailing
interest rates and
fluctuations as agreed in terms of the mortgage.
As far as I can tell, it really means nothing other than the fact that if you take a Subsidized Stafford loan each of the 4 years that you attend college, you get to experience the fluctuation (highs and lows) of interest rates over those year
As far
as I can tell, it really means nothing other than the fact that if you take a Subsidized Stafford loan each of the 4 years that you attend college, you get to experience the fluctuation (highs and lows) of interest rates over those year
as I can tell, it really means nothing other than the fact that if you take a Subsidized Stafford loan each of the 4 years that you attend college, you get to experience the
fluctuation (highs and lows) of
interest rates over those years.
Interest rate fluctuations may also lead to payment difficulties for homeowners
as HELOC
rates are variable.
What you will pay though will be dependent on your personal credit and financial situation,
as well
as interest rates fluctuations.
«
As interest rates start to go up, it effects how much house people can afford, and therefore the price of homes will come down or stagnate,» said Neil Maxwell, a Certified Financial Planner ™ professional with Maxwell Wealth Planning in Parker, Colorado, noting
interest rate fluctuations help keep the economy healthy.
Investments in currency involve additional special risks, such
as credit risk,
interest rate fluctuations, derivative investment risk which can be volatile and may be less liquid than other securities and more sensitive to the effect of varied economic conditions.
ARMs,
as their name implies, have adjustable
interest rates during the life of the loan that depend on
fluctuations of markets and federal
rates.
Insufficient planning when locking into a mortgage can be disastrous for a potential buyer,
as the
interest rate fluctuations can spell trouble for them down the road.
How much you'll pay will depend on your personal financial and credit situation
as well
as any
fluctuations in the prime
interest rate.
How much you'll pay will depend on your personal financial and credit situation
as well
as normal
fluctuations in
interest rates.
The increase can occur for a number of reasons, including increased demand or weakening supply, or
as a result inflation or
interest rate fluctuations.
Investments in currency involve additional special risks, such
as credit risk,
interest rate fluctuations, derivative investment risk which can be volatile and may be less liquid than other securities and the effect of varied economic conditions.
As such, macroeconomic variables such as interest rate fluctuations, inflation rate announcements, employment data, manufacturing PMI, nonfarm payrolls and other factors can influence the prices of individual stocks, of sectors, and various other components of the US financial market
As such, macroeconomic variables such
as interest rate fluctuations, inflation rate announcements, employment data, manufacturing PMI, nonfarm payrolls and other factors can influence the prices of individual stocks, of sectors, and various other components of the US financial market
as interest rate fluctuations, inflation
rate announcements, employment data, manufacturing PMI, nonfarm payrolls and other factors can influence the prices of individual stocks, of sectors, and various other components of the US financial markets.
Interest rate risk covers the volatility that may accompany interest rate fluctuations due to fundamental factors, such as central bank announcements related to changes in monetary
Interest rate risk covers the volatility that may accompany
interest rate fluctuations due to fundamental factors, such as central bank announcements related to changes in monetary
interest rate fluctuations due to fundamental factors, such
as central bank announcements related to changes in monetary policy.
Going for fixed
interest rates will be wise
as you will not be affected by
fluctuations in the
interest not in favor of borrowers.
Which is why you see the daily
fluctuations in the price - yield relationship of bonds
as interest rates move.
Small
fluctuations in
rates are to be expected; the top
interest rate today may not be at the same bank
as the top
interest rate tomorrow.
An
interest rate is «fixed» if it remains unchanged over time, while a «variable»
interest rate changes over time based on
fluctuations in a market benchmark
rate, such
as 1 - month LIBOR.
As it got launched on August 29, 2008,
interest was up and running with nearly 11 banks and 300 trading members registering and transacting nearly 70,000 contracts in a single day, with great
fluctuations in the Indian forex
rates.
To me this is very enticing and I can l; ocked that up for five years and don't have to worry about anything that goes in the mortgage industry
as well
as the changes and or
fluctuations in the market or
interest rates.
The banks also sell some type of insurance against
interest rate fluctuations — which is also known
as fixed
rate mortgage.
Finally, one commenter offered that Federal student loan
interest rates, a significant predictor and influencer of borrowing costs, are now pegged to market
rates and,
as a result, exposed to
rate fluctuations.
As interest rates have gone lower, the TMX Universe has become more sensitive to interest - rate fluctuations, as measured by duratio
As interest rates have gone lower, the TMX Universe has become more sensitive to
interest -
rate fluctuations,
as measured by duratio
as measured by duration.
Note that this example assumes Frank's non-guaranteed policy performs
as planned; however, according to the Wall Street Journal, the vast majority of these polices are underfunded due to
fluctuations in the market and decreasing
interest rates.