Sentences with phrase «interest rate index for»

An interest rate index for commercial and residential loans.

Most lenders use either the 1 - Month LIBOR (London Interbank Offered Rate), 3 - Month LIBOR, or Prime Rate as their base interest rate index for variable rate loans.

Not exact matches

The major indexes have since struggled to hold gains for the year amid worries about rising interest rates, a U.S. - China trade war, prohibitive regulation on technology giants and a peak in earnings growth.

The majority of Jim's 30 - year career has been spent brokering futures and options trades for large institutional clients in equity indexes, interest rate products, commodities and foreign exchange.

The dollar index finished last week with slim gains ahead of the Federal Reserve's highly anticipated meeting this week, with investor expectations for interest rate hikes providing some support.

The consumer price index (CPI) for August came in at an anemic 1 percent level, despite the ECB being in the midst of QE, low interest rates and a weaker euro.

Although the Fed is likely to take a gradual approach to raising short - term rates, long - term interest rates — including 10 - year Treasury notes, which serve as an index for government student loans — are already on their way up.

The Producer Price Index typically offers the first clues of impending inflation, another key driver for interest rates.

In a rising interest rate environment, the risk that investors have in owning all bond mutual funds and / or bond ETFs for their bond allocation is that both vehicles are managed on a relative return basis versus a benchmark index.

Bond indexes have declined this year, as the growing economy has led the Fed to raise interest rates and investors have grown increasingly concerned about the potential for accelerating inflation.

Note that the real interest rates exceed reported for TIPS because I have adjusted yields to reflect the 35 basis point average difference between the Consumer Price Index used in calculating TIPS coupons and the Personal Consumption Expenditures deflator targeted by the Fed.

Compass Bank Prime is a reference rate that we have established for use in computing and adjusting interest and is subject to change (increase or decrease) at our discretion, and is only one of the reference rates or indices that we use.

The US Dollar index hit new highs for the year ahead of the Federal Reserve's interest rate decision later today, where it's expected they will continue to signal further rate hikes as the US economy grows at a reasonable pace.

The MOVE index suggested that US Treasury volatility was expected to be very low, while the flat swaption skew for the 10 - year Treasury note denoted a low demand to hedge higher interest rate risks, even on the eve of the inception of the Fed's balance sheet normalization (Graph 9, right - hand panel).

On Wall Street, concerns over rising interest rates put the major indexes on track for their worst weekly performance in two years.

U.S. stocks rose, with the Standard & Poor's 500 Index near a record, as investors weighed economic data for clues on the timing of higher interest rates amid optimism that a deal on Greek aid is within reach.

Mortgage rates for 5/1 ARMs also depend on a margin, which determines how much a homebuyer's interest rate differs from the index rate.

Asian indices are enjoying significant gains on Thursday, tracking the positive lead overnight from Wall Street while the focus now shifts towards the much - anticipated FOMC statement, which may or may not see US interest rates increased for the first time in nearly a decade.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

FXStreet (Mumbai)-- Asian indices are enjoying significant gains on Thursday, tracking the positive lead overnight from Wall Street while the focus now shifts towards the much - anticipated FOMC statement, which may or may not see US interest rates increased for the first time in nearly a decade.

When the stock market is near a record high, interest rates are headed much higher and the market fear index, the VIX, suddenly shoots up, this is a clear sign of an overvalued market for conventional intangible assets.

With years of experience trading treasuries, agency bonds, currencies, commodities, interest rates, volatilities and all types of derivatives and structured products, LakeBTC is dedicated to building a bitcoin platform for pricing, liquidity, security, derivatives and indexes.

A margin is then added to the index rate, and the result is rounded to determine the new interest rate for your loan.

Like bonds, the prospect of the Fed tapering and causing rising interest rates has helped bring the 2013 YTD returns for the S&P U.S. Preferred Stock Index to -1 %.

As the RBA's operational target for monetary policy and the reference rate for OIS (overnight index swap) and other financial contracts, the cash rate is the risk - free interest rate benchmark for the Australian dollar.

For example, based on our analysis using J.P. Morgan index data, the EMBIG index's 7.25 percent performance in 2014 is owed to a -0.35 percent spread return combined with a 7.6 percent Treasury return, as U.S. rates dropped significantly (remember that when interest rates fall, bond prices rise, and vice versa).

As for what this means for the timing of a Federal Reserve (Fed) rate hike, data about the U.S. economy on balance exceed the reasonable measures a «data dependent» Fed might require to move off of «emergency interest rate» levels, as BlackRock's proprietary «Yellen Index» of labor market / economic conditions shows in the chart below.

Furthermore, the Fed would like to adhere to the so - called «Taylor Rule» (in spite of Professor Taylor's protestations that it is misinterpreting and misusing his concept), a mathematical construct that purports to make monetary policy more «scientific» by establishing an arithmetic rule for varying the administered interest rate according to the variance of «actual from target inflation» (note that «inflation» refers to the change in a price index in this case, not the phenomenon of inflation of the money supply as such), as well as the variance of economic output from «potential output» (i.e, the so - called «output gap» is incorporated in the formula as well).

Long - only funds keep an eye on the index for their benchmark performance rate, and will also be interested.

-- Interest rate on income contingent loans set at maximum of Retail Price Index (RPI) plus 3 percent for graduates earning above # 41,000 per year (and tapered to RPI for graduates earning # 21,000 per year); payments stop when balance is paid, or after 30 years, whichever comes first.

The number of percentage points (for example, 2.75) the lender adds to the index rate to calculate the ARM interest rate at each adjustment.

Many COSI - indexed ARMs often have minimum payment change caps (usually, up to 7.5 % of minimum payment amount), as well as lifetime interest rate caps (usually, about 12 %) but no periodic interest rate caps creating the possibility for negative amortization.

The interest rates in effect on these deposits are the basis for the GDW COSI index.

Our indexed universal life insurance quote calculator computes a monthly premium cost estimate along with a cash value estimates for the guaranteed interest rate.

For example, if your 3/1 ARM has a 3 percent margin and the interest rate index is 5.4 percent when the interest rate is scheduled to change, the new rate would be 8.4 percent.

Instead, it changes over time according to a formula - typically, a base interest rate (index) plus a certain percent (margin)(for example, Libor plus 3 percent).

Notes: All amounts indexed for inflation, except for the reverse mortgage draw, which continues for 15 years if interest rates do not increase.

The rates for annuities vary with interest rates — which are currently quite low — but right now a 70 - year - old couple can get an income of 4.8 % of the principal you put down for life, fully indexed to inflation, says Otar.

A series of indexes which are used the basis for determining interest rate changes for many Adjustable Rate Mortgarate changes for many Adjustable Rate MortgaRate Mortgages.

This index is primarily used for ARMs with monthly interest rate adjustments.

The Canadian dollar to US dollar exchange rate can be obtained by processing the Yahoo! Finance quote for USDCAD = X. (If you are interested here's how the exchange rate is obtained: «= Index (ImportHTML («http://finance.yahoo.com/q?s=USDCAD=X»,» table», 1), 8,2)».).

One of several indexes used to set interest rate changes for certain Adjustable - Rate Mortgarate changes for certain Adjustable - Rate MortgaRate Mortgages.

Since the W - COSI is more steady than the other popular indexes more closely tied to market interest rates, ARMs tied to this index are good for you if rates are rising (but not good if they are falling).

Fixed index annuities are designed for people who want the potential to earn higher interest rates than they would through traditional bank products, 1 but who are uncomfortable with exposure to market volatility.

When shopping for an FHA home, the FHA adjustable rate loan for your FHA home means you should do some homework about the index, which is the measurement of how the interest rate changes.

The Bloomberg Barclays US Aggregate Index was down -0.7 % as fears of inflation and rising interest rates created headwinds for traditional fixed income securities

The MSCI EAFE Index (Hedged to US$) consists of the results of the MSCI EAFE Index hedged 100 % back into U.S. dollars and accounts for interest rate differentials in forward currency exchange rates.

For example, the BMO S&P / TSX Laddered Preferred Share Index ETF, symbol ZPR on the Toronto stock exchange, holds floating - rate preferred shares that pays dividends that fluctuate with changes in interest rates.

A margin of 12.5 % is added to the index for VISA ® credit cards and a margin of 7.5 % is added for secured credit cards to establish the interest rate.

Many COFI - indexed ARMs often have payment caps, but no periodic interest rate caps creating the possibility for negative amortization (your loan balance can increase).