Sentences with phrase «interest rate options for»

Not exact matches

A «currently discussed» option is for first home buyers to receive interest rates at two per cent below the standard variable rate for up to two or three years.

The increased, fluctuating interest rates and personal liability that you are accountable for are risks, however if you have few options a business credit card can help enormously.

In addition to having fewer flexible repayment options, private student loans are also slow to offer forbearance and are well - known for their unfriendly variable interest rates, which can swell into the double - digits.

«Do they want miles for dollars spent, or are they most interested in a low interest rate or the balance transfer option?»

DeCicco is responsible for all of BlackRock's interest - rate derivative trading execution out of New York, which includes all swaps, swaptions, and options on futures.

Today, however, a slew of options exist for getting a lower interest rate or consolidating several loans into one.

While there are credit cards and lending programs designed for individuals with poor credit, these options will typically charge a higher interest rate to compensate for the credit risk posed by a sub-prime borrower.

The majority of Jim's 30 - year career has been spent brokering futures and options trades for large institutional clients in equity indexes, interest rate products, commodities and foreign exchange.

LendKey markets itself to graduates who are searching for the lowest interest rates but want flexible payment options and decent fringe benefits.

Nearly half of borrowers (48 percent), believed that government refinancing programs, refinancing with a private lender, or declaring bankruptcy were all options for obtaining an interest rate reduction.

The only option left for the British government to keep their currency trading at the right level would be to increase interest rates dramatically and attract people to buy pounds.

The risk - free interest rate approximates the yield on benchmark Government of Canada bonds for terms similar to the contract life of the options.

SoFi is best for high - income graduates who want the lowest possible interest rates and a good selection of hardship options.

For borrowers who are unhappy with their loan situation, refinancing is an option for obtaining a lower student loan interest rate; additionally, it could be used to convert a variable interest rate loan into a fixed interest rate loFor borrowers who are unhappy with their loan situation, refinancing is an option for obtaining a lower student loan interest rate; additionally, it could be used to convert a variable interest rate loan into a fixed interest rate lofor obtaining a lower student loan interest rate; additionally, it could be used to convert a variable interest rate loan into a fixed interest rate loan.

In addition, based on the relatively unusual combination of overbought, overbullish conditions, inflation pressures, and the like, I once again staggered our put option strikes, which results in a lower «implied interest rate» earned on our hedges, in return for tighter protection in the event of an abrupt market selloff.

Loans under the new credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.

Below 579 (Bad): There is some financing available for borrowers with this type of credit score, but it's considered a high - risk score and will likely come with fewer options and higher interest rates.

Money market funds have benefited from the rise in interest rates; some say that makes them an attractive option for clients» cash.

Loans under the new credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.

While refinancing could mean a lower interest rate, better repayment terms, and faster debt payoff, it's definitely not the best option for 100 percent of borrowers.

Borrowings under the credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 %, and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 %; or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.

Loans under the credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 % or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.

For example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness ProgrFor example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Progrfor borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Progrfor the Public Service Loan Forgiveness Program.

[10] The survey separately identifies OTC derivatives that can be used to hedge FX risk (such as forwards, swaps and options) and OTC derivatives that can be used to hedge interest rate risk (such as single - currency fixed for floating rate swaps).

Variable rates currently offer lower interest rate options, resulting in additional interest savings, but keep in mind — variable rate student loans are often higher risk for borrowers than fixed interest rate student loans.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

Now you know the importance of comparing student loan interest rates, so you can make more informed choices when you shop for student loans or student loan refinancing options.

1 Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest RepaymentInterest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repaymentinterest rates for the Interest RepaymentInterest Repayment Option.

With all the small business loan options available to a business owner today, a term loan could be a good fit for borrowers who meet the banks» criteria because a term loan at the bank will often include the lowest interest rates.

If you can get a much lower interest rate on a five - year loan than a 10 - year loan, for example, but your payments would be too high for you to afford due to the short repayment period, this loan probably isn't the best option for you.

Refinancing can be a great option for many borrowers with federal and private student loans that have above - average interest rates.

A streamlined lending process, coupled with easy online access, allows customers to instantly qualify for no money down loans with fixed interest rates and multiple loan term options for both home solar equipment and various home improvement modifications like energy efficient doors, windows, roofing and HVAC systems.

TD's tool presents four or five different options for each home loan product, with a range of choices that either lower your interest rate by charging you points upfront or reduce upfront expenses by raising that same interest rate.

Ascent student loans offer a range of options for borrowers, including competitive interest rates on cosigned student loans.

In particular, it gives borrowers many different options for buying mortgage points or taking lender credits in order to balance interest rates and closing costs.

With this option, you can get out of paying monthly private mortgage insurance by opting for a higher interest rate at closing, or by paying all your PMI in one lump sum at closing.

The Revolving Credit Facility provides for a revolving total commitment of $ 50.0 million and bears interest, at our option, at either the prime rate or LIBOR plus, in each case, an applicable margin determined according to a grid based on a net funded debt to Adjusted EBITDA ratio.

The Annual Percentage Rate (APR) shown for each MBA loan product reflects the accruing interest, the effect of one - time capitalization of interest at the end of a deferment period, a 2 % origination fee, the full deferment payment plan option (in which there is a 21 - month in - school deferment and a six - month grace period).

College Ave offers borrowers great interest rates, as well as a variety of terms and repayment options, so each borrower can find the right fit for them.

Many public reviews praise iHelp and its parent company, SLFC, for its long - term standing in the lending industry and general transparency although iHelp does not offer the option of interest rate reduction with automatic payments, borrowers praise iHelp's repayment options.

«YOURgage»: If you'd like to customize your mortgage, pick your own terms to meet a financial goal or lower your interest rate, Quicken Loans» YOURgage might be a good option for you.

Just some of the considerations a borrower should look for are interest rate, term length, chance of being approved, potential cosigner release, and options for deferment.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

The low interest rate brokerage firms charge for portfolio loans is due to the risk you are taking on with this loan option.

Borrowings under the refinanced Credit Facility bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.Rate, or (iii) one - month LIBOR plus 1.0 %.

This loan option gives buyers a long time to pay off the loan (30 years) and the interest rate remains the same for that entire time, making it easier to budget monthly payments as they stay constant.

Although using a credit card for small business financing is certainly not the optimal method of raising money due to restrictive terms and high interest rates, at least it is an option for small businesses.

The advantage of using a «fixed» option is that the interest rate will stay the same for as long as you keep the loan.

This is evident in a number of developments, including: increased demand for higher - risk assets; the increase in «carry trades» — a form of gearing where funds are borrowed short - term at low interest rates and invested in higher - yielding assets, often in other countries; growth in alternative investment vehicles such as hedge funds; and growth in alternative investment strategies such as selling embedded options (see Box A).

This low interest rate environment and the growing pool of institutional funds have encouraged investors to search for investment options that offer a higher yield.