Sentences with phrase «interest rate someone receive»
The interest spread is defined as the difference between the average interest rate received on interest - earning assets less the average interest rate paid on all deposits.
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The downward trend in recent years reflects a larger fall in the average interest rate received by banks than in the average interest rate paid.
The specific interest rate you receive will depend on what the interest rates are for your current loans.
Your credit rating will determine what interest rate you receive.
Traditional bonds have a «coupon,» which is the annual interest rate you receive on the principal.
The actual interest rate you receive will partly depend on your credit score and other factors.
The specific interest rate you receive will depend on what the interest rates are for your current loans.
While the coupon interest rate you receive on TIPS stays constant, the principal, (the amount you would get back at maturity) adjusts up and down with inflation.
For example, if funds used to purchase a certificate of deposit (CD) are set to earn 4 % in interest per year and the rate of inflation for the same time period is 3 % per year, the real interest rate received on the investment is 4 % - 3 % = 1 %.
The APR represents the fixed interest rate you receive, while APY refers to the amount you earn in one year, taking compound interest into account.
Your credit score will be a determinant in what interest rate you receive, with higher scores generally translating to lower interest rates.
**** We highly recommend that you get a copy of your credit report before you apply for a car loan to ensure that there is no outdated and / or misinformation that affect what kind of interest rate you receive.
Rising interest rates in all sectors of the economy will translate to higher student loan rates; however the ultimate factor in the interest rate you receive will be your creditworthiness.
As with mortgages and private student loans, it's important to remember that factors like credit score and debt - to - income ratio are most likely to determine the interest rate you receive.
The servicing fee is a «spread» between the interest rate payable on a loan and the interest rate you receive as an investor.
The gentleman who finalized my papers was not only incredibly high pressure and pretty much made me pay for warranties and other things that I didn't want, but he even lied to me about the interest rate I received.
As with mortgages and private student loans, it's important to remember that factors like credit score and debt - to - income ratio are most likely to determine the interest rate you receive.
The interest rate you receive for your loans depends on your credit — the better your credit, the lower your interest rate usually is.
With most conventional loans, the interest rate you receive varies depending on your credit score.
Your credit score will affect the interest rate you receive on any loan offer.
The interest rate you receive on a credit card will vary based on your credit score.
It also partly determines the interest rate you receive from the lenders.
For example, a borrower with a 2.49 % interest rate receiving a reduction of 50 bps would now see an interest rate of 1.99 %.
It can also affect the interest rate you receive from creditors.
The amount you are approved for and the interest rate you receive for your motorcycle loan will depend on your credit history.
The APY (the average percentage yield) is the interest rate you receive from your bank, on an annualized basis.
The larger the interest rate you receive, the less savings that you'll be able to realize on a monthly basis due to the increased mortgage cost.
For instance, your credit score will affect the interest rates you receive on future debt, can hurt your employment chances, and cause your insurance premiums to spike.
The interest rates you receive for your car loans are going to be determined by several key factors including type of car, whether you are buying new or used, the amount of down payment, applying with a co-signer and what type of credit you have.
The interest rate your receive for your loan will be lower than the rates of your outstanding debts.
However, the interest rate you receive on a personal loan is dependent on a number of factors, one of which is your credit score.
The interest rate you receive typically stays the same throughout the life of the bond.
It's possible there are discrepancies among information held at each of the bureaus that could affect your score and the interest rate you receive.
When you calculate the return on an investment, you'll need to consider not just the interest rate you receive but also the real rate of return, which is determined by figuring in the effects of inflation.
In essence, you can get the same exact 30 - year fixed or 5/1 ARM with a subprime mortgage lender or a prime lender, but the distinguishing characteristic will be the interest rate you receive, or possibly the presence of a prepayment penalty.
When you consolidate, the interest rate your receive will be an average of all the rates from your current loans.
In fact, even if you are approved, the interest rates you receive will be influenced by your credit score.
It will also determine the interest rate you receive on the loan.
If you've ever applied for a mortgage, auto loan, or credit card, the interest rate you received was directly related to your credit score.
The interest rate you receive will depend on your credit score, your combined loan - to - value ratio, the length of the payback period, and other factors.
Rising interest rates in all sectors of the economy will translate to higher student loan rates; however the ultimate factor in the interest rate you receive will be your creditworthiness.
However, the interest rate received will not be a weighted average of the existing loans» rates.
All of these factors can affect the interest rate you receive from a lender.