Not exact matches
Controlling inflation is as much about confidence as it is about
moving interest rates up and
down.
The common assumption is that one day,
interest rates will
move higher and never come back
down.
With the elimination of Reg Q decades ago, bank deposit
rates now tend to
move up and
down with open - market
interest rates.
The Fed is helping the process of
moving toward more normal
interest rate levels by winding
down its balance sheet, slowly releasing the air from the balloon, he said.
The NAV (net asset value) of a bond fund will
move up or
down based on a number of factors such as changes in
interest rates, credit quality, and currency values (for international bonds) for the different bond holdings in the fund.
The deterioration in operational performance, profit margins and financial strength of weaker listed companies could weigh
down their stock prices when
interest rates are
moving higher.
Looking ahead, however, it felt that on balance, based on the considerations I have outlined here today, it is more likely that the next
move in
interest rates would be up rather than
down.
That could mean investors are
moving money out of stocks and into bonds in anticipation of disappointing earnings; or that foreigners who are worried about their own economies are looking for a safer haven in the U.S.; or that expectations of future inflation have declined, allowing long - term
interest rates to come
down a little.
The country's central banking system brought
interest rates down to zero and then kept them near zero, hoping to get the economy
moving again.
He says this can
move up and
down regardless of the level of market
interest rates.
Therefore, paying
down your mortgage faster when your
interest rate is fixed is a suboptimal
move.
Even in a world where short - term
interest rates will continue to rise as the Federal Reserve raises policy
interest rates (most likely 2 — 3 times next year) and where long - term
rates should rise slowly as the Fed lets its balance sheet shrink, tax - free yields should either stay the same or
move down as the municipal bond world confronts a market with much less issuance.
Regardless of whether market
rates have
moved up or
down, your credit history will have a profound effect on the
interest rate you get.
So using your bonus to pay
down a credit card with a high
interest rate was a good
move.
With a variable -
rate credit card, the
interest rate is directly correlated to an underlying
interest rate index,
moving up or
down along with it.
For every 1 %
interest rates move, the price of this bond could
move approximately $ 4,000 up or
down, depending upon the direction
interest rates moved.
The longer the maturity (for a single bond) or average maturity (for a bond fund), the more likely you'll see prices
move up and
down when
interest rates change.
If
interest rates move between locking the
interest rate and your loan closing, you DO NOT get a lower
rate if
rates move down.
And they
move in ways that aren't intuitive: bond prices go
down when
interest rates go up, and vice versa.
With
interest rates increasing and with the anticipation of an eventual market
down turn many retirees are thinking about
moving a portion or the majority of their account to the G Fund.
As market
interest rates move up and
down, the
interest rate you pay on a variable
interest rate loan can also vary.
As personal time deposit
rates tend to
move more slowly than market
interest rates in general, and because the W - COSI is composed of a portfolio of such deposits with different maturities, the Wachovia Cost of Savings Index lags when market
rates move up or
down.
Last example: let's say, hypothetically, that you bite at current
interest rates, and lock in a
rate just above prime at 4 %, 3.5 %
down, seller pays closing, but then in two years you get married, change jobs and have to
move.
Over time the underlying
interest rate index will
move up and
down with the economy.
Eliminate or reduce other ongoing expenses (e.g., pay
down debt, refinance debt or otherwise
move it to lower
interest rates, get by without a car or cable television).
By
moving interest rate targets up or
down, the Fed attempts to achieve target employment
rates, stable prices, and stable economic growth.
If you're able to consolidate your credit and reduce your
interest rate down to 9.9 % (through a consolidation
move), you would decrease your annual
interest down to $ 1,485 (assuming the same $ 15,000 balance throughout the year).
By keying in on large - cap sectors and stocks that have shown a strong tendency to
move up or
down with
interest rates, investors can potentially outperform traditional U.S. large - cap equity indexes during periods of rising
rates.
These mortgages have two phases: a fixed -
rate period — typically three, five, seven or 10 years — followed by an adjustable phase, during which your
interest rate can
move up or
down, depending on an index of market
rates chosen by your lender.
Although the relationship between
interest rates and the stock market is fairly indirect, the two tend to
move in opposite directions: as a general rule of thumb, when the Fed cuts
interest rates, it causes the stock market to go up; when the Fed raises
interest rates, it causes the stock market as a whole to go
down.
The
interest rate will
move up or
down based on fluctuations in the economy.
Knowing BOCs boss I would not be surprised at all if we
move to negative nominal
interest rates while inflation is at 8 - 10 % annually (of course the very
move of cutting the
rates down instead of raising it up will kill the CAD and the imports will skyrocket, including food, so 10 % inflation is pretty much guaranteed)
Your
interest rate will be adjusted accordingly as the index figure
moves down or up.
For example, FED announced
interest rate policy or changes overnight lending
rates and markets start
moving like crazy up or
down.
Economic regimes constantly change;
interest rates, inflation and equity markets can
move substantially up or
down and significantly impact portfolio returns.
That's because similar bonds tend to
move up or
down in tandem with
interest rates, a key factor affecting the multitude of fixed - income securities.
Periodically check in with your various loans and credit cards to see if you're paying
down the ones with the highest
interest rates and to evaluate if you should
move your debt elsewhere (such as by making a balance transfer).
Conversely, you could adopt different manual debt repayment methods such as the snowball method that allows you to allocate a large amount of money to the debt with the highest
interest rate, whittling it
down until it's gone and then
moving to the next one and so on.
Cash
interest rates will
move up and
down with inflation as shown above.
If the economy continues to improve as expected, it is more likely that the next
move in
interest rates will be up, rather than
down.
As
interest rates move up and
down in the market, the value of your bond goes up and
down.
This method involves paying off the debt carrying the highest
rates of
interest and then
moving down the list.
It's not the ideal solution to use a credit card to pay
down other debts, but if the
interest rate makes more sense on plastic than it does from you loan repayment terms, it might be a smart
move to make a swipe.
Variable
rates will
move up and
down with market
interest rates.
More to the point, are folks here aware that FedLoan Servicing
moves your
interest rate up and
down during periods of forebearance?
If
interest rates move higher, ETFs benchmarked to indices with longer durations will go
down more in value than ETFs benchmarked to indexes that have shorter durations.
When
interest rates are
down for a long period of time, insurance companies are often forced to
move money to more risky investments, or to charge more.
That's because variable
rate student loans
move up when
interest rates go higher and
down when they go lower.
Moving high -
interest credit card debt to a card with a lower
rate — or, better yet, a 0 %
interest period — can save you hundreds of dollars while making it easier to pay
down what you owe.
Basically, the amortization schedule must be recalculated every time the
interest rate moves up or
down.