Sentences with phrase «interest than your points»

Not exact matches

At that point, interest payments would absorb more than $ 1 in $ 5 of federal revenue, crippling the government's capacity to bolster the economy, and constraining the private sector too.

But at that point, the Fed chair Janet Yellen and the other members of the interest rate - setting committee seemed to side with the idea that Trump's policies would do more to help the economy than hurt it.

QNX, which made more than 60 % of the core software inside the world's car infotainment systems in 2011, has partnered with The Weather Network to send location - based weather data to drivers, and the intelligent dashboard system in many of Nissan's 2013 models, for instance, will feed drivers real - time local fuel prices, flight - status information, and points of interest supplied by Google.

While Fink is right to point out that low interest rates are putting a large burden on those of us trying to save retirement, he does not address the fact that central banks aren't primarily responsible for the fact that bonds of all types are yielding less today than we're used to.

1 - 2 POINTS: Like more than 95 percent of people, your interests and abilities appear to lie outside the entrepreneurial realm.

The fees can vary from less than 1 percent to a few percentage points — and interest at the prime rate to several points over prime on the balance of receivables you sell, making it steeper than most bank loans.

The company's chief financial officer David Wells says the amount isn't significantly more than what it is otherwise paying third parties, to the point where, «We're not going to be interested in doing something that's going to meaningfully change the economics for us on that.»

He has a point: The typical credit card charges more than 16 percent interest, so not paying off your balance in full each month could cost you.

Rather than a traditional offsetting relationship at this early point of the tightening cycle, the near - term interest rate outlook and the near - term profits outlook are both negative.

Let's say you do want to give (or hint strongly that you'd like to receive) a monetary gift, but not cash — something more interesting, less likely to be spent idly, and with a chance of growing at more than zero - point - something percent.

This week the average interest rate on 1 - year CDs rose to 0.42 percent, 1 basis point higher than it was last week.

I would also point out that we now judge that the neutral interest rate in Canada is lower than we thought previously.

The appeal of variable - rate loans is that they usually start out with interest rates that are between one and two percentage points lower than fixed - rate loans.

The light green line in the chart above shows interest rates would need to jump more than one percentage point to wipe out a year of income in the two - year Treasury note.

While the interest rates it advertises online tend to be lower than most banks or direct lenders, a quick look at the underlying assumptions shows that these rates are the result of factoring in mortgage discount points, which must be paid for upfront as an extra item in your mortgage closing costs.

In the post-Volcker period, for example, short - term interest rates in the United States have jumped by more than two percentage points within a one - year period on several occasions.

These earn slightly less interest than CDs, but you can withdraw the money at any point.

Because most wealthy Chinese seem to think about RMB in terms of USD or Hong Kong dollars, it is the fear that any depreciation of the RMB against those two currencies (the Hong Kong dollar is pegged to the USD through a modified currency board) greater than the couple of percentage points interest rate differential would yield less than equivalent USD or Hong Kong dollar bonds.

Ryan Avent pointed out that even if we enacted Trump's massive tax cuts and spending increaes, adding $ 34 trillion in new debt over the next two decades, our ratio of debt to GDP two decades from now would still be 30 percentage points less than Japan's government debt ratio is right now... and the market is still buying their negative interest rate long term debt...

Some clever golf gluttons have tried to interest their kids in golf, in order to justify a weekend round while still getting parental points, but fathers these days are more likely to be taking their children to various sporting activities than taking part in their own.

(As shown in the graph, the interest rate applied to the loan is expected to be lower when it switches to P&I (by around 40 basis points) but this effect is more than offset by the principal repayments.)

An analysis in the Toronto Star pointed out: «A 40 - year mortgage [on a $ 350,000 home] will save you $ 73 a week on payments but cost an extra $ 254,000 in interest than if you had opted for 25 years.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

As Robert points out, the deeper level of ongoing engagement that characterizes the subscriber experience makes this audience more likely to exhibit desirable behaviors — like a greater willingness to share personal data, a greater interest in upselling opportunities, or greater brand loyalty and evangelism — than non-subscribers.

Interest rates on bridge loans are a few percentage points higher than the going market rate.

Based on the latest CBO projections, we now project that if interest rates were 1 point higher than CBO currently projects each year, the amount spent on interest would be $ 1.9 trillion higher over ten years.

In January 2017, CBO noted that if interest rates were 1 point higher than projected each year, the cumulative added costs would be $ 1.6 trillion.

For those who have more interest and time, I'm confident that if you follow my five main points you'll do better than someone who does not.

Argentina's central bank has hiked its interest rates by 300 basis points for a second time in less than a week, in its latest attempt to halt the peso's dramatic slide against the US dollar.

According to the minutes of the meeting, a 25 - basis point increase in the bank rate was fully factored in by the markets in the run - up to November's MPC meeting, and the interest - rate curve underlying the November Inflation Report projected interest rates at 1 percent by the end of the three - year forecast period, higher than the recent median estimates of economists polled by Reuters.

Euro - Zone Producer - Price Inflation Slows Euro - zone producer - price inflation slowed to its weakest rate in more than two years in May, pointing to a slowdown in consumer prices that would give the European Central Bank more room to cut its key interest rate.

In other English - speaking countries, interest rates that intermediaries currently charge businesses are generally higher than at their previous cyclical low point for the decade.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

One bank has introduced a small business loan secured by commercial property, reducing the interest rate at which such a loan would previously have been available from this bank, while another introduced a «basic» residentially secured term loan for small business at 6.35 per cent, 40 basis points lower than that bank's standard residentially secured term loan.

Even if the interest rate it offers you is higher than you'd like it to be, you can try to reduce it by paying for discount points.

Yet April 30th 2008 was no less critical a turning point in the recession's history than these other dates, for it was then that the FOMC, having cut the Fed's target interest rate to 2 percent, resolved to cut it no further — drawing a line in the sand by which it unwittingly helped seal the fate of the US, and world, economy.

Yet structurally lower interest rates point to sustainably higher valuation multiples than in the past.

The refinance must produce a net tangible benefit resulting in at least a 0.5 percentage point reduction in the combined interest rate and Mortgage Insurance Premium (MIP) or Refinancing from an Adjustable - Rate Mortgage (ARM) to a Fixed - Rate Mortgage (with no more than 2 percentage points greater than the combined interest rate and MIP)

A spokesman for Pershing Square said declined to comment other than to point to its proxy statement, which didn't mention the talk about Ackman's ability to cause media coverage but did say Ackman told ADP it was in the company's interest to avoid the distraction of a board fight.

3 - month interbank interest rates in Australia peaked at over 7 per cent in mid September, more than 50 basis points above the corresponding rate that measures expectations of the cash rate (the overnight indexed swap rate: OIS)(Graph 2).

For example, it's not uncommon for mortgage lenders to quote interest rates on a 30 - year fixed - rate mortgage which vary by more than 50 basis points (0.50 %) from one another.

For example, the cost for the Indonesian government to borrow money for a decade rose more than half a percentage point, to 4.8 percent; similarly eye - popping interest rate increases occurred in countries including Brazil, Mexico, Turkey, Russia, and Poland.

We found that diversified portfolios have, in fact, been less risky, but only up to a point: A portfolio that allocates 60 % or more of its investments abroad has actually taken more risk than one that doesn't diversify at all — an interesting revelation.

With a lower credit score, you might only qualify for an interest rate that is 1 or 2 percentage points higher than the lowest rates advertised.

Interest rates for non-prime loans are several percentages points higher than those of prime loans.

In general, interest rates on a second mortgage will several percentage points higher than for a comparable - sized first mortgage; and second liens can be fixed - rate or adjustable - rate mortgages (ARM).

On the interest rate front, moreover, containing and reducing inflation over time will mean that we should be able, at some point, to look back to the current period as one of higher - than - normal interest rates.

The second point is that more marginal borrowers are now more likely to take on a principal - and - interest loan than in the past.

So, even though Lender A has the lowest interest rate advertised, Lender A's points, fees, and other prepaid finance charges actually make Lender A more expensive than Lender C, which is advertising a higher interest rate but lower points and fees than Lender A.

This was reinforced later in June by economic data which showed that the economy was not deteriorating further and by the Fed's decision to cut official interest rates by 25 basis points rather than the 50 basis points that had been widely anticipated.