Sentences with phrase «interesting addition to income»

Not exact matches

In addition to the results provided in accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment charges.
In addition, we believe it is useful to exclude interest income and expense, other income and expense, and provision or benefit from income taxes, as these items are not components of our core business operations.
In addition to providing a source of income and diversification, the interest income on municipal bonds generally is exempt from federal income tax and may also be exempt from state and local taxes for residents in the state where the bond is issued.
In addition, we think the upward momentum in US interest rates is likely to lead to higher bank net - interest income growth, and as a result, greater profitability potential.
Adjusted EBITDA is defined as net income / (loss) from continuing operations before interest expense, other expense / (income), net, provision for / (benefit from) income taxes; in addition to these adjustments, the Company excludes, when they occur, the impacts of depreciation and amortization (excluding integration and restructuring expenses)(including amortization of postretirement benefit plans prior service credits), integration and restructuring expenses, merger costs, unrealized losses / (gains) on commodity hedges, impairment losses, losses / (gains) on the sale of a business, nonmonetary currency devaluation (e.g., remeasurement gains and losses), and equity award compensation expense (excluding integration and restructuring expenses).
In addition to the consequences described above, if you don't recertify your income by the annual deadline under the REPAYE, PAYE, and IBR plans, any unpaid interest will be capitalized (added to the principal balance of your loans).
These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.
He identified a «cocktail of factors» that led to unconstrained growth of Toronto and Vancouver home prices, including a growing population, land constraints, lack of supply and highly stimulative interest rates that caused people to funnel more disposable income into their homes in addition to foreign money.
Total personal outlays, which includes interest payments and personal transfer payments in addition to PCE, rose by an annualized $ 91.7 billion to $ 14,140.3 billion annually in November, which left total personal savings, which is disposable personal income less total outlays, at a $ 426.2 billion annual rate in November, down from the revised $ 466.9 billion in annualized personal savings in October.
In addition, greater education about living benefits in that channel may bring about greater interest in purchasing an FIA to meet retirement income needs, in addition to accumulation needs.
In addition to the more high - profile policy issues in the budget talks, the IDC's resolution also includes an elimination of the personal income tax for New York City residents earning $ 45,000 and less, efforts to make college more affordable and reduce student debt and support for a multi-state effort to close a «loophole» in carried interest.
The project has a total cost of $ 1.3 billion and is funded with senior bank loans ($ 685.8 million), private equity contributions ($ 209.8 million), and interest income ($ 2.3 million), in addition to the TIFIA loan.
In addition to the TIFIA loan, project funding sources include $ 111.5 million from city of Reno bond proceeds (backed by hotel room and sales taxes), $ 17 million from Union Pacific Railroad, $ 21.3 million in Federal grants, and $ 79.6 million in cash, interest earnings and other income.
Interest rates are based on the borrower's credit history in addition to income and other debt obligations.
In addition to capital gains distributions, fund distributions may include nonqualified ordinary dividends (taxed at ordinary income tax rates), qualified dividends (taxed at rates applicable to long - term capital gains if holding period and other requirements are met), exempt - interest dividends (not subject to regular federal income tax) and nondividend, or return of capital, distributions, which are not subject to current tax.
In addition, you could be fined interest fees for misreporting your income or forgetting to include income documents.
In addition, although you'll have to pay the Feds, the interest you earn on TIPS is exempt from state and local income taxes.
In addition to typically carrying higher interest rates, they don't come with the same protections that federal loans do (like income - based repayment plans, forgiveness options, and deferment / forbearance options).
So in addition to keeping any interest income limited to tax advantaged accounts such as IRAs and 401 (k) s, we also want to keep investments that we don't plan on holding for a year, or funds that trade frequently (also known as having high turnover) out of taxable accounts as well.
This usually happens only if you have other substantial income (such as wages, self - employment, interest, dividends and other taxable income that must be reported on your tax return) in addition to your benefits.
In addition to cutting living expenses and refinancing for a shortened repayment period or lower interest rate, student loan borrowers can search for ways to earn extra income which can then be applied toward outstanding student debt balances.
Since we will all have to retire at some point, if you are participating in a work - related 401K retirement plan this is even better since you will have that in addition to whatever savings, plus interest accrued on your savings, you make and any income you make on your investments.
In addition to the federal deduction, 37 states and the District offer an identical or similar provision, usually through their connections to the federal tax code: Most of these states start their income tax calculations with one of the federal definitions of income — adjusted gross income or taxable income — that include the student loan interest deduction.
In addition, if you are subject to the federal alternative minimum tax (AMT), the interest income generated by certain municipal bonds may be taxable.
In addition, with charge - off rates now at relatively low levels, and with revenue growth remaining anemic, credit card issuers may be more inclined in the coming quarters to seek to build card outstandings and drive net interest income, perhaps through a combination of easing underwriting standards, offering strong introductory offers on balance transfers, and even reducing APRs.
In addition to considering the borrower's basic income and expenses — principal and interest, other sources of income, heating costs, property taxes, co-signor income, other monthly debt payments — lenders should look at other factors not normally considered.
Although the median household income was close to six figures, the extreme home values in Palm Beach resulted in mortgage principal and interest payments that amount to 42 % of that income even before the addition of insurance or taxes.
This asset mix may be appropriate for investors with a significant tolerance for fluctuations in market value, and who seek to emphasize dividend and interest income (in addition to capital appreciation) as a component of total return.
In addition to investing for income, I also invest for total return for myself and for select clients who are also primarily interested in total return.
In addition to the consequences described above, if you don't recertify your income by the annual deadline under the REPAYE, PAYE, and IBR plans, any unpaid interest will be capitalized (added to the principal balance of your loans).
Prominent organizations like the Russell Group, which represents 24 of the UK's most prestigious universities, called on the UK government to reevaluate the 6.1 percent interest rate, in addition to the # 21,000 income threshold.
For ETF investors interested in steady income, dividend ETFs can be great additions to one's portfolio.
To the extent that the Fund invests in these securities, the Fund may be subject to an interest charge in addition to federal income tax (at ordinary income rates) on (i) any «excess distribution» received on the stock of a PFIC, or (ii) any gain from disposition of PFIC stock that was acquired in an earlier taxable yeaTo the extent that the Fund invests in these securities, the Fund may be subject to an interest charge in addition to federal income tax (at ordinary income rates) on (i) any «excess distribution» received on the stock of a PFIC, or (ii) any gain from disposition of PFIC stock that was acquired in an earlier taxable yeato an interest charge in addition to federal income tax (at ordinary income rates) on (i) any «excess distribution» received on the stock of a PFIC, or (ii) any gain from disposition of PFIC stock that was acquired in an earlier taxable yeato federal income tax (at ordinary income rates) on (i) any «excess distribution» received on the stock of a PFIC, or (ii) any gain from disposition of PFIC stock that was acquired in an earlier taxable year.
Some of these more exotic bonds are available to regular retail investors and could make interesting additions to your fixed income portfolio.
In addition, as fewer employees plan to rely on defined benefit (DB) plans for retirement income and fewer trust that Social Security will be there for them, the RCS found many employees are showing interest in guaranteed income products.
In addition, lowering your debt - to - income ratio may help you receive better interest rates and terms on a refinanced student loan.
In addition to the normal risks associated with fixed income securities discussed elsewhere in this SAI and the fund's prospectus (e.g., interest rate risk and default risk), CDOs carry additional risks including, but not limited to: (i) the possibility that distributions from collateral securities will not be adequate to make interest or other payments; (ii) the quality of the collateral may decline in value or default; (iii) the fund may invest in CDOs that are subordinate to other classes; (iv) the complex structure of the security may not be fully understood at the time of investment and may produce disputes with the issuer or unexpected investment results; and (v) credit ratings by major credit rating agencies may be no indication of the creditworthiness of the security.
Interviewing experts is lots of fun and in addition to being a great way to increase your income, you get to meet some really interesting people.
In addition to income information, you also need to collect documentation for reporting other tax - related income or losses such as stock gains / losses, student loan interest paid, alimony received, unemployment payments received, property tax paid and more.
In addition to the $ 2,500 cap, the amount of your student loan interest deduction is further limited according to income.
In addition to issues relating to housing and shelter, income maintenance, social assistance, human rights, health, employment, education, immigration and refugee law, mental health law, criminal and family law, the Journal is also interested in a range of questions about lawyering and social change, including the exploration of non-traditional legal strategies such as community organizing.
In addition to the consequences described above, if you don't recertify your income by the annual deadline under the REPAYE, PAYE, and IBR plans, any unpaid interest will be capitalized (added to the principal balance of your loans).
In addition to this, monthly income of Rs. 50,000 increasing at 10 % simple interest per year will be paid for 4 years
In addition to this, Megha will also get a monthly income of Rs. 40,000 (0.4 % of the policy Sum Assured of Rs. 1 crore) increasing every year @ 10 % (simple interest) for a period of 10 years (120 months).
a b c d e f g h i j k l m n o p q r s t u v w x y z