Sentences with phrase «interesting changing environment»

Not exact matches

Digital lenders haven't yet been through a credit cycle or dealt with a changing interest rate environment.

Trump's plans to increase fiscal spending has boosted bond yields — a change that would support higher revenue for banks currently languishing in a low - interest rate environment.

Changes in the interest rate environment have had a very large impact on bond returns over the long run.

Uncertainty around the policy path of President - elect Trump, coupled with a changing interest rate landscape and rising PBGC premiums create a challenging environment for plan sponsors.

Although the interest rate environment has remained relatively consistent for the past few years, there is reason to believe that may be changing.

Be willing to change your strategy as global markets, tax policies and interest - rate environments shift.

Rivkin adds that assets that have had strong returns in the past might not going forward due to the changing interest rate environment.

The changes have come in response to the prolonged low - interest rate environment, and the pressure that has put on carriers» ability to support product guarantees and related features, according to a wide variety of annuity watchers...

Given this confinement, they have had little direct access to the great social questions of the day... [They are] encouraging nostalgic attachments to former ways of life... and abandoning the victims of social dislocation in rapidly changing urban environments... They appear more interested in maintaining secure spaces which can sustain them in their attempts to cope with the daily problems of living.»

For over 80 years NABI has represented the interests of the beverage alcohol import community by assuring access to the US market and alerting the import community to changes in the regulatory environment.

Recent changes in the political environment means there is renewed interest in a stand - alone UK organic regulation post-Brexit.

By concentrating on building a balanced portfolio of wine and spirits that cover the spectrum from small boutique gems to powerhouse volume brands, Shaw - Ross is able to offer a wide range of interesting and unique products that are relevant in today's ever changing environment.

Growing more interested in the effect of business on the environment, Katy worked as an environmental consultant and later a researcher on socially responsible investing, helping conscientious investors to find world - changing progressive companies and avoid corporations pushing profits above people.

In a statement released after the issue gained traction, the district said, «In the best interest of our students, we are re-examining the procedures surrounding these dances and will make any necessary changes to promote a positive environment where all students feel included and empowered in their choices.»

So many recent cultural shifts — a growing sense of alarm over childhood (and adult) obesity, a new interest in where our food comes from and how its production affects our health and environment, concern about climate change and the need to source food locally — all point in that direction.

Who claims to: «To support democracy and promote public dialogue in a rapidly changing media environment, is a member - supported news service that advocates journalism in the public interest.»

«By seeking to repeal the Clean Power Plan — especially without any credible commitment to replacing it — the Trump Administration's campaign of climate change denial continues, once again putting industry special interests ahead of New Yorkers» and all Americans» safety, health, and the environment,» Schneiderman said in a statement.

Indeed, it is an interesting phenomenon that in our industrial research environments we often come across scientists who have changed fields a few times, while in academia this is less common.

Of particular interest are changes in mechanical and thermal transport properties with which researchers try to determine the lifetime for safe use of the material in engineering systems within radiation environments.

In her investigations of the water systems, she also grew interested in the social impact of environmental change, and in people's understandings of the effects of the environment on their lives.

Boys didn't prefer one classroom's physical environment over the other, and how the classroom looked didn't change boys» level of interest in computer science.

«I'm interested in how the environment is changing, how animals respond to those changes, and the potential for acclimatization to those conditions, particularly across generations and in different life stages,» said Putnam, assistant professor in the URI Department of Biological Sciences, who joined the faculty in January.

The world of health care is changing rapidly and there is increased interest in the role that light and lighting can play in improving health outcomes for patients and providing healthy work environments for staff, according to many researchers.

The thing that I find most interesting about the hominin fossil record is the diversity of adaptations that evolved to meet the challenges of changing environments after 3.0 myr.

I'm interested in how species adapt to their environment and how this affects inter-species interactions and evolutionary diversification, particularly in the context of anthropogenic environmental changes.

«I thought it was an interesting idea to change environment and London just feels like the city where everything is happening right now,» said Josep Font, Delpozo's creative director, in an interview with BoF.

«It's been a really interesting time to actually open up the conversation and have it open your eyes to the environment and how it needs to change,» she added.

And one of the interesting questions that I've had for quite a while is what happens when the environment changes?

It is interesting to note in this context that the absence of an orderly learning environment is usually the first thing noticed in an under - performing school, and the major impediment to improvement and change.

These goals serve as the primary tenants for advancing the high school renewal work to: 1) establish system coherence by aligning central office and site programs, and accelerating student learning by leveraging and expanding knowledge and skills among staff, parents, and community members; 2) improve the quality of instructional leadership by providing ongoing professional development for school leaders; 3) improve the quality of teaching throughout the district through embedded professional development; 4) increase student engagement in the learning process by personalizing learning environments to build on student interests; 5) increase community involvement in schools by giving principals ownership of the change process, expanding student voice, and bringing parents and students into the school renewal process.

This capricious policy environment constituted an interesting opportunity to study and analyze the interplay between the macro-level of changing institutional logics and the micro-level of human action.

Like the Ford Everest, specifications for the Fortuner are largely unchanged since our last country comparison, so we were interested if it could still hold its own against updated models from both Holden and Isuzu and model - year changes on the Mitsubishi Pajero Sport when tested in an even tougher environment.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Though small caps have lower exposure to the dollar's impact on international sales, this benefit is being trumped by small cap's potential vulnerability to the changing interest rate environment.

One of the oldest tricks in the game is to offer a high current yield, where the yield can get curtailed through early prepayment (typically in low interest rate environments), or some negative event that forces the security to change its form, such as when a stock price falls with reverse convertibles.

But some things haven't changed — investors are still challenged by the seemingly never - ending search for yield in an environment of potential rising interest rates.

Typically, they don't move the prices much as the interest rate and spread environments change, and third party pricing services are loath to opine on anything too illiquid.

The market value of an investment in bonds will change according to the prevailing interest rate environment and the perceived credit worthiness of the borrower.

HELOC rates are typically variable, so they can increase and decrease as the interest rate environment changes.

A change in the regulatory environment might tax capital gains and carried interest on a different basis.

Uncertainty around the policy path of President - elect Trump, coupled with a changing interest rate landscape and rising PBGC premiums create a challenging environment for plan sponsors.

But as long as the current interest rate environment persists and Prosper doesn't change their underwriting dramatically I expect to have returns of 15 % or more.

And they don't understand why because the media keeps talking about the fact that we're still in this low interest rate environment and the Bank of Canada rate hasn't changed so why is the bank's rate changing?

Let's look at what happened to the change in the CAPE valuation multiple and its contribution to total returns in the 1960s, which was an environment of low interest rates to start with which moved higher over the decade.

Fixed income prices respond to changing economic environments, including interest rate changes and credit risk perceptions of individual issuers, which can negatively affect the price and income level.

Given that we're in a rate climate that hasn't exactly been favorable for savers (it's been a low interest environment for a while now, with no signs of a change in the trends), the «raise your rate» feature may offer a bit of insurance.

She offers examples of how active investors can respond to changing markets: «If interest rates rise, active fixed - income investors could invest in short - term bonds, which tend to remain fairly stable in rising rate environments, or floating rate funds, which are more insulated from the negative impact of rising rates.

Bonds have done well in an environment marked by high demand, low interest rates and low levels of defaults, but we know that markets change.

Bonds can be traded on the open market and their principal value can fluctuate in large part due to changes in the interest rate environment or in the financial stability of the issuer.