Sentences with phrase «interesting take on risk»

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Convertible bonds are securities that pay interest, but give the bondholders the right to convert them to equity shares; they're basically a way to bet on the growth potential of a company without taking the risk of buying common shares.

«Gold is stuck between $ 1,238 - $ 1,260 with the risk to skewed to downside based on rising expected interest rates and failure to break higher which has left it vulnerable to profit - taking in the short term,» said Ole Hansen, the head of commodity strategy at Saxo Bank.

Debt: Taking on debt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressfuInterest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressfuinterest payments soak up cash flow that could be used in stressful times.

Possible reasons for the increased lending activity include lower levels of regulation at smaller banks than at their larger counterparts, recent movement of lending staffers from large banks to small banks and an increased willingness of smaller banks to take on credit and interest risk, the report says.

Debt securities rated below investment grade2 based on the issuer's weaker ability to pay interest and capital, resulting in the issuer paying a higher rate to entice investors to take on the added risk

It's unclear whether platforms would be willing to take on that level of risk and whether customers are interested in that magnitude of trade.

According to a June survey from Legg Mason, nearly 80 % of millennial investors plan to take on more risk this year, with 66 % of them expressing an interest in equities.

As do foreign investors in local currency debt that want exposure to domestic credit and interest rates, but not exchange rates, as well as other non-residents who are willing and able to take on exchange rate risk.

The lender takes the risk that the loan may not be repaid and charges an interest rate based on that risk.

Tactically, now may be an appropriate time to consider taking on more interest rate risk; nominal yields on government bonds look attractive and we believe can persist through the quarter.

This very low market volatility can lead investors to take on more risk, and in a period of still relatively low interest rates, to «reach for yield» — that is, buy riskier assets than one would otherwise, in order to achieve a desired profit or savings goal.

The low interest rate brokerage firms charge for portfolio loans is due to the risk you are taking on with this loan option.

Rates on government student loans are always fixed, and don't take into account the credit risk posed by the borrower, however you can take a look at what the average student loan interest rate is.

Measured across all loan products, and taking into account changes in customer risk margins, however, it seems that interest rates paid on average by small businesses have increased by a little less than the rise in interest rates directly due to the tightening of monetary policy.

Speaking of Dodd - Frank, its restrictions on risk - taking greatly reinforce the effects of the Fed's low interest rate policies.

Look at it this way with regard to your bond funds: you are not earning enough interest on them to make a difference in your lifestyle, so why bother taking on the high risk of a big hit to your invested capital.

With interest rates still hovering near the lowest levels they've ever been in 5,000 + years of recorded human history, it's very difficult to achieve a significant investment return without taking on substantial risk.

Interest: The amount of the payment which repays the lender for taking on risk.

In the current low - interest - rate environment, investors are not being rewarded with enough income to take on that interest - rate risk.

For many, being a «value investor» therefore has meant taking on commodity risk and / or interest - rate risk.

The debt spread is the excess interest burden a company faces to take on debt versus the risk - free rate.

Fidelity ® Short Duration High Income Fund (FSAHX) This fund might be appropriate for investors looking for higher yield who are willing to take on more credit risk while limiting interest rate risk.

Gardner says that in the current market environment, with interest rates near zero, investors are being forced to take on more risk.

We are indeed, unlikely to see any more big incoming signings (zero reports about interest in central midfield, and with Arsene seemingly intent on keeping Ox and even Wilshere, it seems like he's erring on the side of mostly keeping faith with the same players for the umpteenth summer in a row; just once I'd like him to err on the side of taking risks with the squad by shaking things up and having a bit more turnover in order to significantly improve us, but there you go...).

Andre Villas Boas made some interesting changes, or rather took some bold risks at half time by removing both his full - backs and bringing on a defender and an attacking midfielder in Michael Dawson and Clint Dempsey.

This clarification was necessitated when our Global Council, on behalf of IBFAN, had to take a strategic decision whether or not and under what conditions IBFAN should participate in two new initiatives by UNICEF and WHO, WHO NetCode, and the UNICEF Breastfeeding Advocacy Initiative, both receiving funding from the BMGF, which has direct links and gets its returns from the baby food industry and also engages with entities such as the Global Alliance for Improved Nutrition (GAIN) that create situations of risk of conflicts of Interest in infant and young child feeding.

And while the science may be disputed, depending on who is funding the study, as to whether commonly used food dyes such as Yellow 5, Red 40 and 6 others made from petroleum pose a «rainbow of risks» that include hyperactivity in children, cancer (in animal studies), and allergic reactions, because of the problem of hyperactivity, the Center for Science in the Public Interest petitioned the Food and Drug Administration to ban the use of these dyes given that the British government and European Unionhave taken actions that are virtually ending their use of dyes throughout Europe.

But by leaping in to defend public workers, the president risks alienating swing voters in those states and nationwide who are sympathetic to GOP governors perceived as taking on special interests to cut spending.

The balance of wearing what you feel best in and taking risks and having fun is always interesting when documenting and sharing on a blog.

With any one of these Canada date ideas, you are may be taking a little bit more of a risk, but you are also ensuring that your date is unique, interesting, and memorable, which are great things to be on a first date!

It is interesting that the movie itself makes something of an attempt to tackle that controversy head - on, most notably in a way that is both daring as well as a significant change from the source material, screenwriters Jamie Moss (Street Kings), William Wheeler (Queen of Katwe) and Ehren Kruger (The Ring) taking a major risk by doing so.

The frequent changes of personnel and the political pressures to balance the competing interests of voters, parents, unions, businesses, and so on, often preclude the continuity necessary to reflect on large - scale trends, plan for long - term goals, take calculated risks, or embrace change and innovation.

The frequent changes of personnel at both the staff level and the ministerial level, and the political pressures to balance the competing interests of voters, parents, unions, businesses, and so on, often preclude the continuity necessary to reflect on large - scale trends, plan for long - term goals, take calculated risks, or embrace change and innovation.

Our conversation focused on the personalized learning efforts in Bethlehem Elementary and many interesting facets of learning and leadership: alternative assessments to demonstrate learning; shifting mindsets of learners, teachers and parents; providing space for teachers to take risks with instruction; ceding control; and cultivating and celebrating teachers.

My idea is to invite teachers who are interested in being change agents to a week - long seminar with session «take - aways» focusing on: developing (and maintaining) a vision, negotiation skills, risk - taking exercises, how to build consensus, networking with other like - minded individuals, learning from others» successes, and more.

YA seems no longer bound by strict genre lines or pegged below a certain benchmark of quality — Kephart noted that YA novels are taking «more risks than ever with voice, structure [and] form,» and Weiss argued that the generally high quality of YA writing, coupled with increased interest on the part of adults, is facilitating a «leveling of the difference between high and low culture.»

Already they are taking a risk in working with a new writer and hoping they can get a publisher interested, so spending time working on revisions with you makes that risk more steep.

This isn't meant as a knock on the individual arts and writers, many of whom have taken the publisher's existing franchises in a number of interesting and often times thought provoking directions — it's just that Marvel is a big company (one now owned by a giant corporation), and as such, risk taking is likely not atop its list of priorities.

Providing a way to diversify your trading portfolio and hedge against risk, bonds allow you to take a position on future interest rate movements while leveraging the security and stability of government treasuries.

They want to stay on the short end of the yield curve to control their interest rate risk but are taking on an increasing amount of lower credit - quality issuers in an attempt to increase their yield.

Banks put such high fees and interest on cash advances because they take on a high risk when giving them out.

In bond funds, there are several categories right from Liquid Funds (as a surrogate to money lying in your savings account) to Short Term Bond Funds (which try to balance interest rate risk and yield) to Long term / Dynamic Bond Funds (which essentially try to deliver returns by taking on interest rate risk).

But if you aren't necessarily interested in borrowing from your broker in order to purchase securities (via margin) but you feel that you can afford to take on some risk to give your portfolio that extra nudge, then there's a way to leverage by simply relying on the right stock picks you make.

Bottom line: Not only are you risking your car if you take out a title loan, but you won't get a good deal on an interest rate (average APRs are around 200 % to 300 %!).

So that's the risk that you're taking on some of these higher interest rate bonds.

In addition to taking on higher risk, you'll pay interest on your margin loan just to buy the investment.

In the process they end up taking a lot of risk that their income streams will be cut through dividend decreases, and outright defaults on interest payments.

Providing a way to diversify your portfolio and hedge against risk, bonds allow you to take a position on future interest rate movements while leveraging the security and stability of government treasuries.

The fixed - income markets can be complicated, and your financial advisor can help you choose among the wide range of options that are appropriate for you based on the interest - rate environment, how much risk you're comfortable taking, and your investment goals.