Sentences with phrase «into consumer financial services»

Not exact matches

An Oval Office bill signing attended by lawmakers and financial services interest groups devolved into a venting session about Richard Cordray, the embattled director of the Consumer Financial Protection Bureau, according to six people in the room and two people briefed on the convfinancial services interest groups devolved into a venting session about Richard Cordray, the embattled director of the Consumer Financial Protection Bureau, according to six people in the room and two people briefed on the convFinancial Protection Bureau, according to six people in the room and two people briefed on the conversation.

The Consumer Financial Protection Bureau launches a public inquiry into the student loan servicing industry.

Fintech companies are transforming the banking experience by offering easy payment processes, opportunities to save consumers» money, ways to promote financial services such as investments and planning, and ultimately by driving the industry into the next generation of banking.

Returning to our previous example, if you were a webmaster running a financial services website, this Top Chart would provide you with valuable insight into what consumers are actually interested in, without the hassle associated with adding together different keyword variations.

Following Mr. Stumpf, regulators, including Consumer Financial Protection Bureau Director Richard Cordray, answered questions about their investigations into Wells Fargo, and what they recommended to not only address wrongdoing within that company, but prevent future abusive practices across the financial services Financial Protection Bureau Director Richard Cordray, answered questions about their investigations into Wells Fargo, and what they recommended to not only address wrongdoing within that company, but prevent future abusive practices across the financial services financial services industry.

Temasek, which has 28 percent of its $ 197 billion portfolio in financial services, has been diversifying its portfolio in recent years, moving into consumer and life sciences.

We can no more create expert consumers of financial products and services than we can transform these same consumers into brain surgeons.

We have helped clients complete successful transactions across nearly every industry, offering specialized insights into core sectors such as consumer and retail, energy and power, financial services, financial sponsors, healthcare, industrials, media and communications, real estate and technology and business services.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

In a hearing by the House of Representatives Financial Services Subcommittee on May 12, 2010, a representative from FICO, the dominant credit - scoring agency, admitted that collection accounts for medical debt are factored into the consumer's FICO score.

«This defangs the watchdog and instead turns the office into a lapdog for the industry,» said Chris Peterson, a former top CFPB official who is now director of financial services at the Consumer Federation of America.

The centre, which celebrated its 30th anniversary in 2017, originally focused on consumer credit issues, but it has since expanded into insurance, superannuation, and other financial services.

The loan servicing industry's longstanding failures came into sharp focus three years ago when an analysis of consumer complaints by the federal Consumer Financial Protection Bureau found that some companies were pushing struggling borrowers toward default — which essentially ruins their financial lives — by giving them misinformation, by making it difficult for them to refinance their loans and pay lower rates, and by withholding information about affordable paymenconsumer complaints by the federal Consumer Financial Protection Bureau found that some companies were pushing struggling borrowers toward default — which essentially ruins their financial lives — by giving them misinformation, by making it difficult for them to refinance their loans and pay lower rates, and by withholding information about affordable paymenConsumer Financial Protection Bureau found that some companies were pushing struggling borrowers toward default — which essentially ruins their financial lives — by giving them misinformation, by making it difficult for them to refinance their loans and pay lower rates, and by withholding information about affordable paymeFinancial Protection Bureau found that some companies were pushing struggling borrowers toward default — which essentially ruins their financial lives — by giving them misinformation, by making it difficult for them to refinance their loans and pay lower rates, and by withholding information about affordable paymefinancial lives — by giving them misinformation, by making it difficult for them to refinance their loans and pay lower rates, and by withholding information about affordable payment plans.

The Consumer Financial Protection Bureau (CFPB) has launched a public inquiry into student loan servicing practices.

So what we need to do is make sure we're tailoring our information to meet the needs of those people, but also understanding some of the vulnerabilities that our more remote and regional Indigenous consumers face, who might not have had the same opportunity to interact with financial products and services as other consumers, and might not have so readily entered into commercial agreements in the past.

Over 2014 - 2015, more and more consumers call into Golden Financial Services requesting assistance with Lending Club Debts.

In December 2015, a bill (H.R. 4211) was introduced into the House of Representatives that could potentially allow VantageScores to be used in evaluating consumers seeking these mortgages, though it's currently awaiting review by the House Committee on Financial Services.

He added that the following values were all to be appreciated and brought into a pragmatic balance: that an efficient and cost - effective and relatively informal type of alternative dispute resolution should not be stifled by the imposition of legal doctrine; that the opportunity for the development of new ideas fitting to financial service industries operating in consumer markets should be appreciated for the benefits they could bring; that on the other hand transparency, consistency and accessibility as to the principles which informed the ombudsman's determinations remained virtues in the new setting; and that publicity as to those principles and those determinations could assist in that regard.

Our advice included: advising the company on the full range of applicable consumer financial services and bank regulatory laws in an effort to ensure efficient and compliant product and service development; the successful defense of a confidential state regulatory inquiry into certain business practices; and negotiating a private resolution to private, civil claims of alleged trademark infringement and cyber theft.

To go into effect next Spring, the final rule would have prohibited providers of certain consumer financial products and services from using an agreement with... Read More

Any solution to financial services consumer dispute resolution must take into account four salient factors --(1) the disparity of sophistication between parties, (2) the disparity of resources between parties, (3) the repeat player interest of financial institutions, and (4) the frequently small amounts in controversy.

Today, the Consumer Financial Protection Bureau published a proposed rule substantially curtailing the ability of financial services firms and consumers to enter into voluntary pre-dispute arbitrationFinancial Protection Bureau published a proposed rule substantially curtailing the ability of financial services firms and consumers to enter into voluntary pre-dispute arbitrationfinancial services firms and consumers to enter into voluntary pre-dispute arbitration clauses.

«What we're seeing is a demographic shift where younger consumers are not necessarily going into a branch to do their banking but are very comfortable trying financial services that are purely digital, off their desktop or on their mobile phone, so it's really changing the customer engagement model,» says Salim Teja, executive vice-president of ventures for the Toronto - based innovation hub MaRS Discovery District.

Getting online allows a car owner to tap into the vast resources available, from company web sites giving information about financial figures and customer service philosophies to consumer advocacy sites rating different Logan car insurance providers with messages from actual Logan car owners who have dealt with these companies.