Sentences with phrase «into debt and credit»

Not exact matches

And since you probably couldn't afford to take a comparable salary at first, you also faced a variety of unappetizing choices like dipping into savings, or running up credit card debt, or borrowing money from your friends and famiAnd since you probably couldn't afford to take a comparable salary at first, you also faced a variety of unappetizing choices like dipping into savings, or running up credit card debt, or borrowing money from your friends and famiand family.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Credit scores take a few different major factors into account and weigh them according to how big of an impact they have on your ability to repay debt.

The pressure to put money into the industry has created ideal conditions for fundraising, which is why we have such a high amount of dry powder and that's creating even more intense competition for deals along with continued favorable credit markets which allow for cheap debt.

Tapping into tax credit allocations through the New Market Tax Credits scheme, which offers investors tax credits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and UCredits scheme, which offers investors tax credits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and Ucredits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and US Bank.

By choosing to pay themselves first — which you can do, too, by diverting a portion of your paycheck into a savings account or scheduling auto - transfers from checking to savings — wealthy people reliably hit their targets, while also learning to delay gratification and avoiding wealth busters like credit card debt.

As you consider whether to buy a house, it helps to get your credit card balance down as low as possible and to examine consolidating your debts into lower monthly payments.

Payday lending is just one facet of the FCA's concerns however, with the regulator also looking into credit card debt and car financing, both areas that have seen significant growth in recent years.

Previous Bankrate surveys have shown similar results, explaining that several factors including the availability of debit cards and concerns about possible debt play into millennials» credit card avoidance.

The buffer is put in place to ensure that lenders do not get themselves into the same positions that they did during the financial crisis, protecting themselves from debt going bad and triggering another credit crunch.

So if your credit score is bad and your debt is through the roof, will moving from Hialeah to the Bay Area whip your wallet into shape?

In the survey, Americans were asked about their credit card payment habits and how they got into debt.

A Credit Karma / Qualtrics study of 1,045 U.S. consumers found nearly 40 % of millennials have spent money they didn't have and gone into debt to keep up with their peers.

About the report: The Federal Reserve Bank of New York's Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. houseCredit Report provides unique data and insight into the credit conditions and activity of U.S. housecredit conditions and activity of U.S. households.

A student loan debt settlement can have a negative impact on your credit report and FICO score, since it indicates that you've gone into both delinquency and default on a loan.

Consolidating your higher interest loan and credit card payments into your HELOC can help you save money and pay off debt faster.

They'll think that it's their own fault if they can't afford to pay their rent, if they have to go deeper into credit - card debt and other debt, if they fail to save anything for their retirement or even for an emergency.

I would like to say a little more about it today and will divide the subject into two aspects: the shorter - term cyclical fluctuations in household credit growth, and the fact that various debt ratios have trended upwards over time.

Debt leveraging is depicted as the easiest and even the surest way to accumulate wealth — going into debt to buy assets whose prices are being inflated on credit, or to spend in the hope of paying out of rising and more easily earned future incDebt leveraging is depicted as the easiest and even the surest way to accumulate wealth — going into debt to buy assets whose prices are being inflated on credit, or to spend in the hope of paying out of rising and more easily earned future incdebt to buy assets whose prices are being inflated on credit, or to spend in the hope of paying out of rising and more easily earned future income.

Combined data from the U.S. Census Bureau and the Federal Reserve allowed us to dive deeper into credit card debt in the United States, and look beyond the face value of those two figures.

Meanwhile, credit card debt transitioning into early and serious delinquencies increased notably from a year ago.

If they do, eliminating short - term debt like credit cards and car loans should become the priority before looking into investing.

Here's the loophole: If you take out a new home equity loan or line of credit and use the money for home improvements, you're converting a home equity debt into an acquisition debt because the proceeds are used to «substantially improve» a qualified residence.

Moody's Investors Service, which downgraded Tesla's credit rating further into junk in March, still expects Tesla will need to raise about $ 2 billion selling equity, convertible bonds or debt, to offset the cash it burns this year and securities maturing through early 2019.

Then hundreds of startup investors rejected them, and the went into credit card debt.

Short - term debt is used to finance assets that can be made liquid quickly (turned back into cash)-- examples include accounts receivable amounts, tax credits, newly signed contracts and inventory.

The information collected by the credit bureau and processed into your business credit profile is designed to reflect the financial condition of your business and its capacity to service debt.

The lender followed up by calling the Cheathams and urging them to consolidate the loan with their credit card debt into a single mortgage.

A credit card can make paying for things very convenient — but you must be responsible with it; avoid getting into debt if you want to increase your credit score and open up other credit options in the future.

Beijing is working on fixes for internal debt issues, such as turning short - term bank debt into long - term bonds and redirecting credit to the private sector and households.

Moreover, if your business crumbles, you will still have to pay back the debt, and if you run into difficulties with that, your personal credit score could suffer.

«An individual should sit down with a financial professional to look at their whole picture if the windfall is of any size,» said Alexis Hongamen, a money manager at Federal Retirement Investment Advisers in Orlando, Fla. «For small windfalls, it may be best just to pay off credit card debt and promise themselves never to fall into that trap again.»

Many Boomers go into retirement saddled with debt, including a mortgage, car loans and balances on credit card accounts.

For deflation to seriously happen, not only the current extreme credit expansion by the central banks and states (through «quantitative easing», stimulus packages, monetising and then spending national debt etc.) but also the money that was released into the economy PRIOR to the collapse would have to be «mopped up» again.

Given a surplus, you may be able to use a balance transfer card that allows you to incorporate all your credit card debts into that card and use the introductory interest - free period (usually 12 - 21 months) to pay down the debt more efficiently.

«Make minimum payments on the necessities and other debt, and pump as much money as you can into your highest rate credit card or loan,» she said.

When managing credit balances a borrower should also know their current debt to income ratio which takes into consideration both revolving and non-revolving credit and is another factor that is considered when submitting a credit application.

«The type of credit that this bill helps consumers access is the kind that makes it easier for vulnerable consumers to sink into insurmountable debt — like payday and other high - cost loans.»

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The easiest way to keep records — and manage your debt — is to tie your credit card number into an online accounting program that will not only record purchases, but assign them to a budget category for you.

Split that amount in half, put one half into your savings account and the other half goes toward paying down your credit card debt.

«Predatory subprime auto lending takes advantage of vulnerable New Yorkers in every corner of our state and often drives people with bad credit further into debt.

So essentially, the GOP is demanding that the Democrats in Congress cave in to their demands for drastic cuts to Medicare and other social programs under threat of default on our federal debt, the downgrading of our international credit rating, and a likely plunge into economic depression.

Ghana is emerging from a fiscal crisis that has left it with high deficits and a steep public debt that forced the government into a credit deal with the International Monetary Fund worth around $ 918 million in 2015.

If you have questions about your score, you have the legal right to ask for your credit report, which includes all the information that goes into the score, including your record of mortgage and utility payments, your total debt and the percentage of available credit you're using.

I wish I had put more time and energy into reducing — and completely avoiding — credit card debt, as well as aggressively paying off student loans.

With the success of The Blind Side and Moneyball, Hollywood loves Michael Lewis» books, but how do you turn a highly engaging but very deep dive into the housing market crisis, credit default swaps and collateralized debt obligation into a movie?

... Many financial planners, educators, banks and credit unions are working hard these days to make certain that busy high school and college students and young adults possess the financial knowledge to make good decisions about such matters as how far to go into debt, whether to sign up for a credit card, how to establish a good credit rating or how much college loan debt they should incur.

The DOT's review will ensure the concession terms are incorporated into the overall credit due diligence process and will identify terms that may negatively impact the repayment of the project's debt.

Merely summarizing the plot doesn't do the book justice — it's far more gripping than you'd expect from a family drama about the consequences of falling deeper and deeper into credit card debt.