Sentences with phrase «into financial challenges»

With universal life insurance, you have choices with what to do with your accumulated cash value in the event that you run into financial challenges.
With universal life insurance, you have choices with what to do with your accumulated cash value in the event that you run into financial challenges.

Not exact matches

While analyzing said data is proving to still be challenging, enterprise chatbots are able to provide financial departments with algorithms that offer deeper insight into how the company is performing, from sales to expenses, and virtually everything in between.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The company leveraged various financial services to then incorporate chatbots into their business in order to solve various challenges it was facing, some of which included banking, trading, and insurance problems.
The Greeks lived large borrowing in euros, which Germany backed with its sterling credit, and then challenged Germany's demands for harsh austerity when it ran into financial problems.
Pragmatism may be preventing Bezos from pulling the trigger on long - rumored initiatives such as same - day delivery and a move into brick - and - mortar retail — two projects that remain tremendous financial challenges, even for a company of Amazon's scale and execution prowess.
OPINION: The challenges facing the McGowan government are laid out in the report into the Barnett government's financial record.
To acknowledge this potential is to acknowledge the merits of investing substantial intellectual capital into strengthening our understanding of the policy challenges and implications of global economic and financial integration.
That is why it's important that meteorologists and bankers understand the importance of managing risks during periods of calm when the weather is clear and the economy is sound, so we turn financial firewalls into seawalls to meet challenges before the worst arrives if unavoidable, or avoid the path of the storm all together.
China's greatest challenge is to remain free of these financial and real estate dynamics that have plunged the Western and post-Soviet economies into debt and created a rentier over-class receiving income simply for ownership privileges, not for playing a productive economic role.
But it suggests that events over the past few months have brought into sharper focus the structural challenges in that economy including: shifting from investment to consumption - led growth; liberalising markets; the evolving demographics; and managing strains and distortions in the financial system and property market.
In our legal special, we discover what it takes to succeed as a private equity lawyer; examine some of the challenges facing the industry since the financial crisis; find out why fund terms are lengthening, the advantages of integrating permanent capital into a fund structure, and the latest regulatory shift in Germany in our expert commentaries; all this and more.
But buyers are meeting the challenge through old - fashioned saving while also tapping into new and creative sources of financial help.
When considering all of these issues, if we are unable to reach into the soul of the entrepreneur to motivate them, give them confidence and empower them to take on the numerous challenges, overcome the many regional barriers and fight the normal storms of entrepreneurship, specifically through mentoring, the investment made in all other areas of the entrepreneurial ecosystem, particularly financial capital, will not produce a favorable and / or optimized return.
8 One does not need a medical degree to recognize that admitting homosexuals into the military would bring about an increase in the number of AIDS cases and would put additional financial and personnel strains on military medicine, which must contend with a declining military budget and the challenge of recruiting and retaining sufficient medical personnel.
Vice President Bawumia challenged the financial institutions, the telcos and the Fintechs to find very innovative ways of turning mobile phones and the mobile money platform into vehicles of economic emancipation for the many players in the huge informal sector.
«These recommendations are grounded in teachers» experience in the classroom while also taking into account the financial challenges our district faces,» said Acasia Wilson - Feinberg, E4E - Chicago Executive Director.
This campaign will educate families and Oakland community members alike on the real and urgent budget challenges OUSD faces, and will advocate for and support District leaders in adopting sound financial practices focused on wringing the most good for students out of every dollar — both today and long into the future
s campaign will educate families and Oakland community members alike on the real and urgent budget challenges OUSD faces, and will advocate for and support District leaders in adopting sound financial practices focused on wringing the most good for students out of every dollar — both today and long into the future
Runcie will walk into the job with a staggering financial challenge: a $ 171 million budget shortfall and 1,100 fewer teachers than last year.
Whilst the governor role is not operational, it is important that governors are «aware of the school's current financial position and future potential budget scenarios in order to provide adequate challenge and support schools to ensure financial sustainability into the future».
6.28.16 APPROVED Agenda Approval of Minutes Approval of 4/26/2016 Minutes President's Report ACES Project Update, Change Orders Proposed TAS Board Meeting Calendar 2016 - 2017 Finance Committee Report Operating Budgets and Cash Flow 2016 - 2019 Financial Statement for 11 months ending May 31, 2016 Fiscal Policy and Procedures Handbook Staff Reports LAUSD Oversight Ratings Summary TAS Responses to LAUSD Oversight Ratings Summary Errors, Challenges to LAUSD Oversight ACES LCAP 2016 - 2019 TAS LCAP 2016 - 2019 WAHS LCAP 2016 - 2019 ACES SPSA 2016 - 2017 ACES SPSA Abbreviated 2016 - 2017 TAS K. 8 SPSA 2016 - 2017 TAS SPSA Abbreviated 2016 - 2017 WAHS SPSA 2016 - 2017 WAHS SPSA abbreviated 2016 - 2017 ACES 2016 - 2017 Calendar TAS - WAHS Calendar 2016 - 17 Curriculum Processes / Textbook Adoption Process Expulsion Readmission into Lottery Process
I help my customers get into new and pre-owned vehicles and my favorite is to work with people who may have had some credit or financial troubles in life, the challenge is why I love my career My passion was riding my Harley and I even sold Harley Davidson's for a few years before getting into automotive sales.
The challenge, however, is not having the knowledge of the financial ratios but translating it into meaningful results of accumulated wealth.
Financial planner Michael Kitces notes that this is hardly the first time that retirees have faced challenging financial markets, including long periods where bond yields have been low and the stock market has stagnated or gone into a prolongFinancial planner Michael Kitces notes that this is hardly the first time that retirees have faced challenging financial markets, including long periods where bond yields have been low and the stock market has stagnated or gone into a prolongfinancial markets, including long periods where bond yields have been low and the stock market has stagnated or gone into a prolonged slump.
With college costs soaring, students face a seemingly insurmountable challenge: how to come up with the money to attend college without digging themselves into a huge hole of debt that will dominate their financial lives for years after they graduate.
Nearly everyone who has suddenly and unexpectedly gotten into a serious financial challenge, and many of those who have been obliged to file for bankruptcy, believed this «good news» about emergency funds.
As the baby boom generation continues to transition into retirement, financial advisers are facing the increasingly common challenge of clients who become overly conservative with their investments once they stop working.
Consumer bureau faces court challenge — A court ruling calls into question the recess appointment of CFPB director Richard Cordray, but experts expect a political solution... (See Consumer Financial Protection Bureau)
Incorporating a pet into one's household compromises available time, space, and financial resources (see Prepare Yourself for the Evolving Challenge of Dog Ownership).
We also understand the financial concerns of wanting to provide the best for your pet and the challenges of fitting that yearly or twice yearly visit into your already tight budgets.
Because we know making the step to invest in a non-English - speaking country is a challenge, we take you through the process of acquiring real estate at Lake Atitlan, Guatemala all the way until you move into your new house.We work with bilingual attorneys, financial and tax advisors who specialize in real estate in Guatemala and Lake Atitlan.
The biggest challenge with diving is simply the cost involved (the financial dilemma seems to figure into just about every decision we make).
It's a pretty good challenge to get a city up and running and not run into financial difficulties or all your sims leaving town because they are unhappy for one of a million reasons.
Today's funding trends such as Creative Place - making, made possible through partnership enterprises among foundation, governmental, and financial - sector support, such as ArtPlace America, are concentrated on giving art and artists opportunities in diverse communities yet also require artists and arts organizations to think through an entrepreneurial frame by integrating their initiatives into their community's economic development and community revitalization strategies and having the potential to attract additional private and public support of the community.3 Is this a worthy challenge of contemporary arts insularity or does it discount subversive and against - the - grain art production, made by and for art communities, including that which is made within and by these same diverse communities that are being targeted by new funding initiatives as in need of help in the form of artistic interventions?
I want to briefly summarize the financial challenges without going into too much detail — both the short - term and the long - term challenges.
The partnerships incentivize the initial SMR customers by addressing typical first - of - a-kind challenges that create unique regulatory, technology and financial risks that translate into higher costs that most companies are unable or unwilling to accept.
What we should take away from the whole sorry episode is that this zeal for challenging the character of climate - change skeptics — while excusing both the political / financial connections, and sloppy science, of true believers because their cause is supposedly noble — represents the final degeneration of the global warming movement into pure politics.
The addition of childcare throws a plethora of new financial and operational challenges into the mix, from qualified staff and salaries to local regulations, licensing, property lease terms, health and safety, and the inevitable red tape minefield.
The last few years have posed significant economic and financial challenges, some of which have led people to get into more debt than they can handle.
He has broad experience litigating challenges to financial statements and audit opinions and a demonstrated ability to distill complex accounting issues into themes and arguments that can persuade a judge or jury.
Through our industry sector groups, which draw together lawyers from across specialisms and offices into sector groups such as Energy and Utilities, Infrastructure & Construction, Banks and Financial Institutions, Real Estate, we understand the challenges facing different industries, both now and in the future.
In cases brought under the 1975 Act (one of the only means for individuals to challenge the terms of a valid will), the test is still what would have been reasonable financial provision for the claimant to receive in the circumstances of the estate, so it is common for a «luxurious» lifestyle to be taken into account in making a decision.
The pool of competent experts in financial sector litigation is surprisingly small and law firms looking for expert witnesses or advisers face a number of challenges: • Identifying the right expert in a specialised discipline • Developing a short list of suitable candidates on a discreet basis • Avoiding individual experts «shoe - horning» themselves into roles for which they are not properly equipped • Assessing individuals» strengths and weaknesses and prior track records Our experience - as experts ourselves and from working with our associates over an extended period - normally enables us to propose one or more candidates whom we consider the best equipped to address specific issues on which expert evidence is required.
Spotify's currently challenged underlying financials are not going to change in any fundamental sense over the course of nine to 12 months, so it will need to construct a series of narratives and targets that Wall Street will buy into.
It challenges not only the basis and underlying assumptions of the modern financial system, but calls into question the beliefs and even livelihood of so many politicians, economic advisors, and media pundits.
In a Q&A with AngelList founder Naval Ravikant at TechCrunch Disrupt on Monday, Buterin said that security is the biggest challenge to bringing blockchain technologies into the mainstream, and that once it's sorted out, blockchain tech could steal business or even replace financial institutions like Visa in a «couple of years.»
This is certainly the case in my sector of oil and gas, where oil prices have slumped to a level not seen since the global financial crisis — visit our recently launched Oil & Gas Global Salary Guide 2016 to gain an insight into the labour market trends and hiring challenges within this industry.
Chief Financial Officer Resume Create Resume Career Goal To give in and contribute the skills and education that I have acquired into a challenging and tough financial situation in order to achieve the desireFinancial Officer Resume Create Resume Career Goal To give in and contribute the skills and education that I have acquired into a challenging and tough financial situation in order to achieve the desirefinancial situation in order to achieve the desired result.
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