For example, a private student loan will not usually offer a payment plan should you run
into financial issues.
In addition, if the buyer runs
into any financial issues they are more likely to make payments on their primary residence before a second property so the chance of default is higher.
I was just wondering because we ran
into some financial issues with our house not to Long ago like a Leakey roof and bats so it has set us back
Not exact matches
Heading
into January 2016 this
issue became a major concern for investors, particularly as it became apparent these loans, taken together, are three times larger than the sub-prime loans that caused the 2008
financial crisis.
Durant (and business partner Rich Kleiman) delved
into issues ranging from the
financial to the physical to the mental.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses
into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be
issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
New York state
financial regulators have
issued subpoenas asking Bitcoin - related companies for information
into whether safeguards are in place to prevent the virtual currency from being used in illeg...
The
Financial Accountability Office has
issued a report saying the government pumped about $ 22.9 billion dollars
into dozens of business support programs between 2012 and 2017.
First - quarter results from the big banks could offer insights
into the
issues buffeting the
financial markets and the global economy.
That's one outcome outlined by a new report published by the Bank of International Settlement (BIS) focusing on the impact of distributed
financial technology, a follow up to the BIS's last report, which looked
into issues with the correspondent banking system.
For example, the U.S. Treasury Department's
FInancial Crimes Enforcement Network (FinCEN), as well as various states,
issued guidance to help those aiming to convert U.S. dollars
into virtual currency navigate money transmitter laws.
In its Global
Financial Stability report in April, the International Monetary Fund
issued another dire warning: projected interest rises could throw 22 % of US corporations
into default.
on a pro forma basis, giving effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock
into shares of Class B common stock and the conversion of Series FP preferred stock
into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with a qualifying initial public offering, as further described in Note 1 to our consolidated
financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to
issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be
issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock
into shares of Class B common stock and the conversion of Series FP preferred stock
into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1 to our consolidated
financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to
issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be
issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
High - yield bonds are usually
issued by firms that have an uncertain
financial outlook — either they have fallen
into deteriorating credit situations, they are emerging growth companies, or they are undergoing corporate restructurings.
Edited by Carnegie Senior Fellow Michael Pettis based in Beijing, China
Financial Markets offers monthly insights
into income inequality, market structures, and other
issues affecting China and other global economies.
American Express skipper Chenault, 60, has all those qualities and more: He had a steady hand through the last
financial crisis, he's expanded
into new areas like bank -
issued AmEx cards, and, crucially, he's considered a good boss.
Noting that there was a tsunami of content related to
financial issues, Taki Tsaklanos created the blog to help both beginners and established investors get a deep insight
into everything to do with the
financial markets.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion
into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and
financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation
issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
A small but growing number of countries now have legal requirements for institutional investors to report on how their investment policies and performance are affected by environmental factors, including South Africa and, prospectively, the EU.36 Concern about the risks of a «carbon bubble» — that highly valued fossil fuel assets and investments could be devalued or «stranded» under future, more stringent climate policies — prompted G20 Finance Ministers and Central Bank Governors in April 2015 to ask the
Financial Stability Board in Basel to convene an inquiry into how the financial sector can take account of climate - related
Financial Stability Board in Basel to convene an inquiry
into how the
financial sector can take account of climate - related
financial sector can take account of climate - related
issues.37
When considering all of these
issues, if we are unable to reach
into the soul of the entrepreneur to motivate them, give them confidence and empower them to take on the numerous challenges, overcome the many regional barriers and fight the normal storms of entrepreneurship, specifically through mentoring, the investment made in all other areas of the entrepreneurial ecosystem, particularly
financial capital, will not produce a favorable and / or optimized return.
So we have to rely on our regular models and supplement them with stylized models that give us insights
into specific
financial stability
issues.
Central bankers now understand that
financial stability
issues must somehow be integrated
into the conduct of monetary policy.
(For instance, I think we're seeing internal
financial and organizational
issues as key factors that keep bringing Mars Hill Church
into the news.)
The diversity of individual pursuits also calls
into question the
issue that opened the conversation: What is the churches»
financial responsibility to provide seminary training for its leaders?
Does the Body of Christ (the American Church) have an obligation to ignore Tony's «Debacle» (an attention - getting debate being staged) and try to draw Tony and the Christian community back
into the deeper
issues of lack of character, inability to honor God's authorities, abuse of
financial power, church blindness, and using church events as a smoke - screen for evil actions?»
Le 10 Sport report of PSG's interest in Kante, but also note that they could run
into difficulties due to both the player's importance to Chelsea and their own
issues with
Financial Fair Play regulations.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player
into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and
financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this
issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought
into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a
financial necessity, like it ever really was...
John Burn - Murdoch of The
Financial Times looked
into the
issue a few months ago and found a correlation between success in the Champions League and wages compared with the best domestic team not in the Champions League.
«Sadiq has ordered a detailed investigation
into the full range of
financial issues surrounding the stadium.»
Rarely do I hear of couples who are about to marry — other than the small percentage who actually enter
into a prenuptial agreement — contemplate
financial, wealth acquisition or parenting
issues.
I understand the frustration with the
financial issue — I was bulled
into transferring to the hospital from my home birth via EMS, delivered one block from home and were forced to stay because of GBS.
Questions — talks with EU partners on economic and
financial issues, Available funds for Police and Crime panels to cover start - up and first - year running costs, Promoting lower electricity bills through the uptake of voltage optimisation, The effect the lack of a public inquiry
into the death of Pat Finucane may have on British — Irish relations and on the Finucane family.
For his part, Cuomo said that congestion pricing is a «concept whose future has come» and that the fee for yellow taxis takes
into account the
financial issues they are encountering.
Adam Fleming took the Daily Politics «mood box» to test the views of the public as they were asked to vote on the
issue of how nosy they want to be
into the
financial affairs of MPs.
This paper has again cited documents to the effect that, the claim that Menzgold was
into cash deposits, has gone through various stages since July, 2016, when the head of the
Financial Institutions Supervision Department, J. Kofi Amoa - Awuah, took
issues with the operations of Menzgold.
Hosler knew when she ran for office in 2015 there were
financial problems, but she never suspected the depth of the
issues until she got
into office: thousands of missing
financial transactions, internal audits never completed and a $ 2.6 million deficit.
They say his $ 8.5 million campaign fund should be turned
into a fund to help on women's
issues, like the perennial
financial problems of women's shelters across New York.
An investigation
into such activities was conducted in 2015 with a focus on
financial conflicts of interest, but it is remarkable that ethical
issues and the possible damage to KI's reputation were overlooked.
The Administrator shall
issue regulations establishing requirements for such
financial assurance, which shall take
into account the increased risk associated with longer crediting terms.
Life can be tremendously hard sometimes and throw an unlimited number of situations
into the mix — family problems, job
issues,
financial instability, illness, bereavement and sometimes walking away seems the easiest thing.
Rich women who choose to date men that are not on their
financial level often run
into two different
issues.
Even though long term funding arguments by Dr Buckingham cite that funding is not an
issue, I don't think the studies take
into account the
financial cost of this change?
«This needs to change and the best way to address the
issue is by bringing
financial education
into schools.
This comes following a number of
financial issues that schools in England have been facing, such as the recent announcement of the Treasury taking back # 384 million, which was to be used to convert schools
into academies.
Supporters of a South Side charter school have abandoned plans to move
into Hirsch High School, one of Chicago's most under - enrolled neighborhood high schools, citing
financial issues.
The proceeds from the collection of certification fees, fines, penalties, and costs levied pursuant to this chapter shall be remitted by the Department of Education to the Chief
Financial Officer for deposit
into a separate fund to be known as the «Educational Certification and Service Trust Fund» and disbursed for the payment of expenses incurred by the Educational Practices Commission and in the printing of forms and bulletins and the
issuing of certificates, upon vouchers approved by the department.
Schneider noted, «Despite the
financial and organizational
issues and bad press, Kopp managed to scrape by and carry TFA with her
into the new millennium.»
If this happens, it is common for ESFA to
issue a
Financial Notice to Improve because of the requirement to advance funds to bring the academy's budget
into balance.
And the
issue has only taken on more urgency within the last year due to major changes in the structure of Pell Grants, the federal
financial aid program that the vast majority of lower income students tap
into to pay for college.