Sentences with phrase «into guaranteed issue»

This means he will likely need to look into a Guaranteed Issue life insurance policy for a smaller amount.
B. Quote without shopping your information, a fool's approach with impaired risks or C. Immediately try to talk you into guaranteed issue life insurance because they don't know how to get you approved through traditional companies.
A graded death benefit, is a «clause» written into guaranteed issue life insurance policies which will limit when your guaranteed issue life insurance policy will begin to provide coverage for «natural» or «illness based» causes of death.
A Graded Death Benefit, is a clause written into all guaranteed issue life insurance policies which will limit when in fact your guaranteed issue life insurance policy will begin providing coverage for «natural» or «illness based» causes of death.
To put it simply, a graded death benefit is a clause written into guaranteed issue life insurance policies which requires the insured to wait a period of time (usually 2 - 3 years), before their guaranteed issue life insurance policy will begin covering NATURAL causes of death.
A graded death benefit is a clause written into all guaranteed issue life insurance policy which will state that in order for your guaranteed issue life insurance policy to pay a death benefit for dying of «natural causes» you must first «outlive» the graded death benefit period.
Graded death benefits a «clauses» written into guaranteed issue life insurance policies which will place limitations on when your guaranteed issue life insurance policy will begin covering your for «natural» causes of death.
Without having a graded death benefit clause, written into a guaranteed issue life insurance policy, there would be nothing to protect the insurance company form preventing someone from purchasing a life insurance policy just days away from passing away from a known pre-existing medical condition!
The best thing for you may be to look into a guaranteed issue life insurance policy.
Graded death benefits are «clauses» written into guaranteed issue life insurance policies which will create a «waiting period» before your guaranteed issue life insurance policy will begin covering you for NATURAL causes of death.
If you have a medical condition that prevents you from finding whole life insurance, you might look into a guaranteed issue term life insurance, also known as «quick issue» or «simplified issue.»
Graded death benefits are clauses written into guaranteed issue life insurance policies which state that in order for your life insurance policy to pay a death benefit for «Natural» causes of death, you will need to live for a set period of time (typically 2 - 3 years) after your policy goes into effect.
However, if you have battled any serious medical conditions such as cancer or a heart condition in the past, and are worried about leaving behind debt to your loved ones, then consider looking into a guaranteed issue policy.
However, if you choose to go this route, you will be defaulted into their guaranteed issue plan.
They seem to always force people into their guaranteed issue burial insurance which has a two year waiting period.
A graded death benefit is a clause written into guaranteed issue life insurance policy which states that prior to your policy covering «Natural» causes of death, you must first remain ALIVE for a certain period of time (typically 2 - 3 years depending on the carrier) after your guaranteed issue life insurance policy goes into force.

Not exact matches

To obtain guaranteed issue life insurance you do not need to take a medical exam nor are your medical records taken into consideration.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Indeed there has been lots of issues with pedophile priests they should be judged by the justice system accordingly but God will call them into account and that I guarantee you will be even worse... God Bless everyone here...!
While the full programme has yet to be published, Drake - Brockman says: «The programme promises a unique insight into the cutting - edge trends, current issues and latest opportunities within the industry, and guarantees inspiration for any industry professional in attendance.
The programme promises a unique insight into the cutting - edge trends, current issues and latest opportunities within the industry, and guarantees inspiration for any industry professional in attendance.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
On the issue of mass immigration, while the Tory party are more divided, UKIP are, of course, vociferously opposed, pointing to the need to withdraw from the EU as the only way to guarantee full control over migrant entry into the country.
A longer warranty is a guarantee you won't run into any issues.
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Following a young woman as she awkwardly makes her way through her senior year of high school, Lady Bird explores popularity, family issues, jealousy, and numerous other issues that teenagers face on a daily basis, so if you go into this film having already experienced those years of your life, I guarantee there will be a section of this movie that you can relate to.
On the off chance that they are not unserious about their guarantees of not conveying plagiarized work, then they will in all possibility own such programming and they will have the capacity to do this with no issue Essay composing has turned into a constitutive piece of the scholastic courses and it is for good reasons.
MYGAs are issued by insurance companies instead of banks and typically offer higher guaranteed interest rates, as well as the ability to be converted into a lifelong stream of income.
Another critical issue is the delay, if you are following a person into a trade; there is no guarantee that you will get the same price as that person did.
Fixed annuities are tax - deferred * retirement vehicles issued by insurance companies that grow at a guaranteed rate and offer you the opportunity to turn some or all of your savings into guaranteed income payments for life, or for a set period.
Critical illness insurance can come in the form of a guaranteed issue policy, where the only requirement is a health questionnaire, or a fully underwritten policy where the applicant's health is taken into account.
To obtain guaranteed issue life insurance you do not need to take a medical exam nor are your medical records taken into consideration.
If you are seeking a guarantee issue policy that requires no medical exam, then this will not be a factor taken into consideration.
Those people who can not obtain a life insurance policy due to health or other issues may look into getting a guaranteed issue life insurance policy.
If there were systematic risk issues, guarantee the derivatives counterparty, and send the rest of AIG into Chapter 11.
3) Issue bonds or preferred stock convertible into common stock at a level that virtually guarantees conversion.
Of course, there is no such thing as guaranteed loan approval, so it would be very foolish to take a lax view of the issue and think no effort needs to go into formulating the application.
Here's an idea: invest into real estate, especially on the west coast and almost guarantee you will never have issues again
An hour later, gamers were allowed into the building in small groups, where we were issued wristbands to guarantee entry at a specific time.
The developer noted that music rights issues are the reason for the removal, and while they are looking into solutions such as relicensing, they can not guarantee that a deal will be worked out.
In the absence of a court adjudicating what equity requires of nations in setting their national climate change commitments, a possibility but far from a guarantee under existing international and national law (for an explanation of some of the litigation issues, Buiti, 2011), the best hope for encouraging nations to improve the ambition of their national emissions reductions commitments on the basis of equity and justice is the creation of a mechanism under the UNFCCC that requires nations to explain their how they quantitatively took equity into account in establishing their INDCs and why their INDC is consistent with the nation's ethical obligations to people who are most vulnerable to climate change and the above principles of international law.
-- To the maximum extent practicable and consistent with sound business practices, the Secretary shall seek to conduct necessary reviews concurrently of an application for a loan guarantee under this title such that decisions as to whether to enter into a commitment on the application can be issued not later than 180 days after the date of submission of a completed application.».
It also takes into consideration the fact that there are no guarantees with medical outcomes and that sometimes unforeseeable health issues or complications arise.
(2) This Part applies to a trust indenture, whether entered into before or after the 29th day of July, 1983, if, in respect of any debt obligations outstanding or guaranteed thereunder or to be issued or guaranteed thereunder, a prospectus or securities exchange issuer or take - over bid circular has been filed under the Securities Act or any predecessor thereof or in respect of which a prospectus has been filed under The Corporations Information Act, being chapter 72 of the Revised Statutes of Ontario, 1960, or any predecessor thereof.
Rimpacific v Daehan Shipbuilding (2009) EWHC 2941 - anti suit injunction, Korea, raising issues of separability of a jurisdiction agreement, ostensible authority to enter into a guarantee and proper law.
The insurance company guarantees that they will issue you a policy no matter what as long as the product is available in your state, you meet the age requirements, and you are of sound legal mind to enter into a contract.
From there we run into our second problem which is that guaranteed issue life insurance policies will only begin to cover «natural causes» of death after the policy has been in place for a minimum of 2 years (and sometimes 3).
When the underwriting process is eliminated, guaranteed and simplified issue life insurance can be put into place in a matter of days.
Now there are products known as «guaranteed issue» life insurance products that won't ask any medical questions or require a medical exam, however, these types of life insurance products will not cover «natural» causes of death for a certain period of time (typically 2 - 3 years) once the policy goes into force.
This is Where a guaranteed issue life insurance policy comes into play.
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