Sentences with phrase «into high interest rates»

Banks like to trick students into high interest rates loans with short repayment times which can lead to stress and frustration down the line.
A dreadful debt deal under Kilpatrick that locked Detroit into a high interest rate when rates were falling during the recession contributed to the bankruptcy.
Some dealerships get paid kickback by the bank for getting you locked into a higher interest rate, he said.
If you chose to incorporate your mortgage insurance costs into a higher interest rate, the only option to remove that cost is to refinance.
One tactic to consider here is paying the minimum on all the lower interest rate debts and putting all your extra money into your higher interest rate debt.
Also note, that longer terms and higher loan amounts typically translate into higher interest rates.
The next, is being locked into a high interest rate as rates start to fall.
If you maxed out your direct loans, you may run into some higher interest rates.

Not exact matches

Barely - there interest rates, made possible by unconventional monetary policy since the last recession, have driven investors into dividend - paying products, and that has pushed P / Es higher.
LONDON, May 1 (Reuters)- The dollar broke into positive territory for the year and bond yields were creeping higher again on Tuesday, as the recent rise in oil prices fuelled bets that the U.S. Federal Reserve will flag more interest rate hikes this week.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
And while Macdonald did not look into it, other studies have pointed to another major influence China has had lately on many countries, including Canada: how its high savings rate and mounting foreign currency reserves, much of it invested in benchmark U.S. government debt, have depressed interest rates around the world.
The U.S. dollar surged into positive territory for 2018 and broke past key levels against several currencies as a divergence between growth and the interest rate outlook versus other countries spurred investors to chase the currency higher.
NEW YORK, May 1 - The U.S. dollar surged into positive territory for 2018 on Tuesday and broke past key levels against several currencies as a divergence between growth and the interest rate outlook versus other countries spurred investors to chase the currency higher.
NEW YORK, May 1 - The dollar broke into positive territory for the year and U.S. bond yields inched higher again on Tuesday as the recent rise in oil prices fueled expectations the Federal Reserve could flag more interest rate hikes at its policy meeting this week.
As interest rates for these seemingly safer investments increase, they become more attractive to investors, and as such, the incentive for investors to plow funds into high - risk opportunities decreases.
On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.
The Fed's low interest rate policy has driven more and more money into bond funds as investors search for higher yields.
Should you run into trouble or the business fail to take off as planned, and you're unable to pay back the balance on time, you'll be stuck with high interest rates.
«We looked at income, supply, demographics, interest rates and took all of these things into account, and we still come up short in trying to explain why people have been so willing to pay higher and higher home prices relative to their income.»
April 13 - JPMorgan Chase & Co's quarterly profit fell short of Wall Street expectations on Friday as lower revenue from investment banking ate into gains from U.S. corporate tax changes and higher interest rates.
In Asia, the Bank of Japan's surprising decision to cut interest rates into negative territory in late January pushed the Japanese yen higher and stocks lower.
A carry trade is typically based on borrowing in a low - interest rate currency and converting the borrowed amount into another currency, with proceeds placed on deposit in the second currency if it offers a higher rate of interest or deploying proceeds into assets — such as stocks, commodities, bonds, or real estate — that are denominated in the second currency.
Low interest rates have given a huge incentive to shift out of low - risk assets into stocks and corporate bonds in search of higher returns.
As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the debt considerably heavier, and as more money goes into servicing the debt, it means less money is available to spend on other things, which could lead to less infrastructure spending and increased austerity.»
But as interest rates rise, buyers are trying to get into a home before those rates go even higher.
This doesn't take into account postsecondary institutions, which have seen long - term building maintenance cuts, and whose students, paying some of the highest interest rates on student loans in the country, saw their grant program replaced with a loan - reduction program nine years ago.
An APR takes any fees associated with the loan (like origination fees) and wraps them up into a (higher) percentage rate than the interest rate you may see quoted.
What Harper and Oliver can't get into their heads is that what is unethical is leaving future generations a crumbling infrastructure that they will have no choice but to finance at much higher interest rates than today.
In that space, we know that the new rules mean you need to be much more qualified to have that mortgage today than before the rules went into place, so there is a cushion in there where you can tolerate a higher rate of interest and so on because you have been tested against it.
This could lead to select opportunities among Energy, Technology, and Financials stocks in the U.S.. However, any notable economic improvements could close the window on such opportunities, and lead to higher short - term interest rates in the U.S. sooner than is currently priced into the markets.
He noted that getting inflation into the «comfort zone» of 1 - 2 % could involve higher interest rates and «considerable output and employment losses.»
The result was an extreme movement into negative real interest rate expectations associated with record high levels in gold.
«All of this has really triggered a spike in volatility because it's brought into question whether higher interest rates are going to curtail the global growth story or erode corporate profitability,» said Bangsund.
To test DR - CAPM on currencies, they rank a sample of 53 currencies by interest rates into six portfolios, excluding for some analyses those currencies in highest interest rate portfolio with annual inflation at least 10 % higher than contemporaneous U.S. inflation.
With interest rates on low - risk investments falling to low levels in many countries, investors have sought to maintain yields by moving into higher - risk assets such as corporate debt and emerging market debt.
At higher interest rates, banks would have more options to generate returns while taking less risk (Federal Reserve's ultra-low rates have pushed financial market participants into riskier behaviors such as taking higher interest rate risk, credit risk, etc):
In the case of adjustable rate mortgages being refinanced, the tangible benefit would be moving into a fixed interest rate even if that rate is higher than the one currently being paid on the mortgage.
Finally, for some time the Finance Department has been engaged in a strategy of locking into long - term debt at historical low interest rates, thereby minimizing the impact of higher interest rates on public debt charges.
Today's low - to - negative interest rate world has sent investors searching far flung corners of the market for yield, driving flows into a range of once obscure, high - yielding asset classes.
Higher interest rates will have to be paid, which will lure investment capital away from stocks and into bonds.
For most adjustable - rate mortgages, the interest rate cap structure is broken down into three separate caps, where the initial cap determines the maximum amount the rate can initially change; the periodic cap sets the amount a rate can change during each adjustment period; and the lifetime cap determines how high a rate can go.
Banks benefit from higher interest rates, which translate into more revenue from loans and credit cards.
Even more disconcerting is the fact that the relative strength of the XHB has remained below its falling 200 - day moving average in spite of the broader equity market recovery and the fact that the Fed has backed off its hawkish interest rate stance — two things that would normally translate into higher confidence for homebuilders.
The farther into the future you want your lender to commit to a specific interest rate, the more they're going to charge you for it — it's a high - risk proposition, after all.
Many workers are driven into debilitating debt, borrowing from co-workers or street lenders at high interest rates.
After a while each year a bond will become due and you can use the proceeds to buy into another long - term bond; preferably at a higher interest rate.
NEW YORK The dollar broke into positive territory for the year and U.S. bond yields inched higher again on Tuesday as the recent rise in oil prices fuelled expectations the Federal Reserve could flag more interest rate hikes at its policy meeting this week.
So while low and negative interest rates across the globe has inspired flows into stocks, emerging market bonds and corporate credit in search of higher yields, keep in mind the high correlations of these assets to oil prices and the advantages of holding actual diversifiers in your portfolio to smooth the ride.
Profits after interest have tended to decline over the past couple of years, reflecting the impact of the 1994 interest rate increases and a tendency for corporate leverage to increase, but they remain at high levels compared with historical averages; they can be expected to receive a further modest boost as interest - rate reductions in the second half of last year begin to feed through into profit results.
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