Sentences with phrase «into other forms of insurance»

Not exact matches

Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

This protects against a gap up and depending on how much can you afford to lose can be a quite inexpensive form of «insurance» - of course as other comments pointed out, you'll need to either close out your positions or roll into a new call before it expires.

This article we wrote goes into detail and will tell you the whole story on how smokers and other form of tobacco users can save money on their Term life insurance rates.

Please enter your info into our quote form for free Minnesota Life Insurance quotes as well as from dozens of other life insurance cInsurance quotes as well as from dozens of other life insurance cinsurance companies.

These repositories are required to maintain records of e-insurance accounts with an unique number, records of e-insurance policies issued and records of e-insurance policies converted back into physical form, index of policyholders and their nominees / assignees / beneficiaries in the respective life insurance policies, among others.

These repositories are required to maintain records of e-insurance accounts with an unique number, records of e-insurance policies issued and records of e-insurance policies converted back into physical form, index of policy holders and their nominees / assignees / beneficiaries in the respective life insurance policies, among others.

Also keep in mind that there are insurance companies that will take into consideration if someone is a light smoker or uses other forms of tobacco such as cigars, pipes and chewing tobacco for a lower premium than a classic cigarette smoker.

Many other forms of life insurance can reach face amount values into the millions of dollars; final expense insurance policies rarely go above $ 30,000.

This value grows tax deferred just like other forms of life insurance, even though it is invested into the market.

The government requires that all drivers have at least some form of liability insurance (to protect other drivers if you crash into them).

Despite term life's affordability compared to other forms of life insurance and your good intentions to pay your premiums, there's always the chance you could run into hard times (injury or illness for example) and find yourself unable to work and keep up with the payments.

Grand Prairie renters insurance is a bargain in comparison to virtually all other forms of personal insurance, with annual fees that most all of us can fit into our budget.

You can get your property and liability policies, and also look into other forms of coverage, such as group health insurance.

• Highly experienced in interviewing patients and families to derive information regarding medical histories and past surgeries • Hands - on experience in determining patients» suitability for required surgical procedures by conferring with medical staff members in details • Demonstrated expertise in deciphering the need for preoperative tests such as MRS and bone scans • Qualified to juggle surgeons» schedules to fit in emergency synergies and procedures • Competent in following up with labs and radiology departments to expedite teat results • Deeply familiar with creating and maintaining effective liaison with insurance companies to obtain coverage and claim information • Proven ability to assist patients in filling out admission and insurance forms, with special focus on accuracy and legibility of information • Track record of effectively and efficiently coordinating post-surgery appointment in a bid to ensure patient health and wellbeing • Deep insight into interacting with patients» physicians and other staff members, both within the facility and at outside clinics to provide accurate, timely and responsive information • Highly skilled in creating consent forms and ensuring that patients and families fill them out and sign them prior to scheduled surgeries • Excellent skills in performing surgery related surgical procedures including answering telephones, maintaining records and accounts and fulfilling equipment requirements • Special talent for handling surgery related payments and insurance processing duties

This is because they are more likely to see damage occur to their car in the form of vandalism or theft, and they're more likely to get into an accident with someone who doesn't have insurance of their own if the neighborhood isn't as financially stable as others.