Sentences with phrase «into savings in»

The funds from a life insurance policy can keep a surviving spouse or other loved ones from having to dip into savings in order to pay such expenses.

A final expense insurance policy can save loved ones from having to dip into savings in order to pay for the final needs of a loved one.

Knowing that you have a way to quickly and easily pay these expenses can be extremely beneficial, as going this route will not require you, your siblings, or other loved ones to dip into savings in order to pay — or worse, to put these costly items on credit, leaving you with a large debt to pay over time.

In fact, about half of American households did not put any money into savings in 2014, according to the Bureau of Labor Statistics.

Not exact matches

To find the wealthiest people in the world, Wealth - X looked at its database of dossiers on more than 110,000 ultra-high net - worth people and used a proprietary valuation model that takes into account each person's assets, then adjusts estimated net worth to account for currency - exchange rates, local taxes, savings rates, investment performance, and other factors.

The MS team lays out «four hypothetical phases» in which Amazon could insert itself into the now - overly - mediated supply chain and ultimately pass along some savings to consumers:

She said she had dipped into her retirement savings to pay nearly $ 35,000 for the classes, because «Mr. Trump is a very respectable person, and I thought that Trump University was a real institution,» she said in the letter to the Better Business Bureau.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

And while Macdonald did not look into it, other studies have pointed to another major influence China has had lately on many countries, including Canada: how its high savings rate and mounting foreign currency reserves, much of it invested in benchmark U.S. government debt, have depressed interest rates around the world.

Two years ago, he put $ 10,000 in savings into a self - directed portfolio invested in index funds.

«I try to make $ 1,500 every week, and as long as I'm able to do that, I'm able to pay all my bills and put some money into savings,» Phillips, who lives in Chapel Hill, N.C., tells CNBC.

The current economic climate has led some folks to explore investing in franchise businesses, and significant numbers of them are willing to dip into personal or retirement savings to make the move.

Now, those savings are pouring into equities markets like India's benchmark Sensex index, which has in turn seen a 14 % rally over the past year.

In addition to investing in a 401 (k) plan, I put money into a Roth IRA, another tax - advantaged retirement savings accounIn addition to investing in a 401 (k) plan, I put money into a Roth IRA, another tax - advantaged retirement savings accounin a 401 (k) plan, I put money into a Roth IRA, another tax - advantaged retirement savings account.

The lines track more or less in sync until a decade ago, when they diverge as home prices shoot toward the stratosphere, the gap growing wider with each year, like huge jaws swallowing homeowners» retirement savings and vacation budgets and pushing them further into debt.

Now, CEO Jeff Jacober — who founded the company in 1996 with bank loans and his own savings and nurtured it into a business that does $ 15 million a year in revenue — needed cash to build up enough inventory to service the big pharmacy chains.

Fresh pharmaceutical unit head Luke Miels is calling for 20 % in budget savings from managers, part of an expansive effort to cut costs in the unit and reinvest money into specific (and, likely, fewer) R&D efforts that may bring in more cash and higher returns.

Retirement planners give the same advice to entrepreneurs as they do to everyone else — divert savings into retirement accounts like an IRA or 401 (k) that invest in mutual funds.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

These are unnecessary expenses that will do much for you in the long run if you instead put that money into your savings account.

Forbes» Garrett Gunderson attests that this sturdy principle changed his life: «In hard times, when every extra penny went to sustaining my business, I still found a way to stick 15 percent of my income into our personal savings account every single month.

You could be paying a lot more in interest than you're getting back in those rewards, and that is money you could pour into savings.

To get off that endless and hopelessly debilitating loop, you have to invest in something that outpaces inflation, which means you have to do more than dump money into a savings account.

This is a direct strategic and financial benefit to Method, but there are also cost savings to society in the reduction in the billions of tons of plastic flowing into our landfills and oceans each year.

For example, Warren's business is in the black — and it happened a few months sooner than he expected — but he's still putting more into it than he is getting out and supplementing his income with savings.

For Cerner, the added convenience translates into about $ 1.2 million in productivity savings among its 5,700 Kansas City workers.

People can join pension plans or sign up for automatic deposits into their savings account; in both cases, they begin saving automatically.

Those savings would be such a boon to Teva, it would be as if the company had launched another blockbuster drug, «with exclusivity extending into perpetuity,» analysts at investment back Cowen wrote in a research note.

Which means you'll probably have to tap into personal savings, equity in your home, or relatives to finance your new enterprise.

Startups are using chat too — like Digit, a free app that hunts your spending patterns for opportunities to make withdrawals into savings, or Pana, a chat - interfaced virtual travel agency that creepily promises there are some real humans in there somewhere.

The second half will see the company reinvest a higher proportion of savings into its business in addition to increased costs related to its turnaround program, Chief Financial Officer Heine Dalsgaard said on a call with analysts.

Capital flows into the US are strong because of low private savings and large budget deficits in the US and elevated savings in China and other EM economies.»

So before I started putting my business plan into action, I made sure to stash nine months of living expenses — accrued during my few years of working on Wall Street — in a savings account.

Fredrick Petrie, author of «The End of Work: Financial Planning for People With Better Things To Do,» recommends «taxing» yourself in order to get more money out of your wallet and into the bank — this way you'll make savings a priority from the get - go, rather than budgeting everything else first and then seeing what is left over for savings.

This leaves more money on the table to stash in the business savings account and invest back into the business.

A different approach would strengthen individual savings accounts by requiring workers to contribute out of pre-tax income, combined with a redistributive means - tested safety net for those who fall into poverty in old age.

Furthermore, the savings in the 401 (k) are bulletproof in the sense that if MDY ever runs into financial trouble, your savings there will not be considered an asset of the company.

The funds in your savings account are then invested into one of five varying portfolios ranging from moderate to aggressive, which you can select and customize from your mobile device.

So channel as much of your income as possible into legally protected personal assets such as a 401 (k) plan and college savings accounts in your children's names.

So I had to factor in future child care as well as college savings into the mix, on a single income.

To get there, Katharine Perry, an associate financial consultant at Fort Pitt Capital Group, in Pittsburgh, suggests putting $ 20 from every paycheck into a savings account.

There's a lesson here about the difference between panicked pessimism, in which you swap your savings for Krugerrands and move into the bomb shelter, and prudent pessimism.

So now it's 2015, I'm 4 months from graduating college, I'm making 70k as a project manager (been working here for 2 months), putting 10 % of my income into my 401k (currently valued at 10k, & 50 % is matched by my employer, i'm at their max for matching), living at home with my parents, I have 3k in CD's, $ 26k in savings, and have no debt whatsoever (paying $ 8k per year for school in cash, so no student loans).

Farmers largely relied on it in times of need, though dipping into the savings was a common practice.

If you are in a financial pinch and considering taking money out of your 401k or any other retirement savings account, here are seven times it's OK to dip into your retirement fund early.

Settle into your seat sooner with Priority Boarding and enjoy 20 % savings on eligible in - flight purchases in the form of a statement credit.

In addition to ads that tap into emotions, Expedia is highlighting the savings involved when travelers bundle activities, hotels and flights into one package with the brand.

The required administrative savings will, therefore, result in an offsetting reduction in the lapse adjustment, which the Department of Finance did not take into account in Budget 2010.

From a janitor who left behind an $ 8,000,000 fortune to a reclusive computer programmer who amassed $ 18,000,000; a lawyer who quietly built a stock portfolio worth $ 188,000,000 to a retired IRS agent who turned her $ 5,000 savings into a portfolio valued in the tens of millions of dollars from her apartment in New York, ordinary Americans have been using the stealth wealth strategy to grow rich for a long time.»

When venturing into entrepreneurship, many people find that if they don't have a large savings, they need a credit card advance in order to pay for business expenses, and to cover living expenses too.