Sentences with phrase «into the savings plan»

She criticized her opponent for not throwing his support behind the program but instead advocating for a system that she said would only allow the wealthy to be able to pay into a savings plan.

If some portion of your very first paycheck is automatically diverted into your savings plan, you won't miss what you never had.

Ideally, parents should factor in all of this information into their savings plan to avoid getting stuck with unexpected costs.

The amount of money you put into a savings plan, such as a 401 (k) or IRA for retirement, or a 529 plan for college.

I know we will need to replace our deck next year and our roof shingles the next and those are all planned into our savings plan.

Regardless of how you decide to structure your savings, planning in your monthly budget to contribute designated amounts into these savings plans is crucial.

The amount you can put into a savings plan like a Registered Retirement Savings Plan (RRSP).

In other words you say to the insurance company, for example, «I have $ 200.00 per month that I want to put in this policy, I want $ 250,000 of life insurance and the rest of my monthly payment should go into a savings plan.

You could then put the they pay you each month into a savings plan for when they are ready to attend college.

Closing costs should also be factored into your savings plan.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

If you're squirreling money away into an emergency fund or savings account but not putting money into a 401 (k), IRA or other long - term plan, you're not preparing for something you know is coming: old age.

It goes beyond setting aside a percentage of your paycheck into a company's retirement savings plan.

Instead of kicking your restaurant spending up a couple of notches, put those payments into a savings account or a 529 college savings plan instead.

In addition to investing in a 401 (k) plan, I put money into a Roth IRA, another tax - advantaged retirement savings account.

The numerous changes to the tax code provide a lot of income - tax planning opportunities, which can translate into more retirement savings.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

I learned that if I didn't plan my withholdings (and savings) well, I'd get into big trouble come tax time.

People can join pension plans or sign up for automatic deposits into their savings account; in both cases, they begin saving automatically.

While Crawford's plan ultimately received the approval of an overwhelming majority of noteholders, some investors accused his committee of muddling the process for ordinary people who had put their savings into the commercial paper.

So before I started putting my business plan into action, I made sure to stash nine months of living expenses — accrued during my few years of working on Wall Street — in a savings account.

Fredrick Petrie, author of «The End of Work: Financial Planning for People With Better Things To Do,» recommends «taxing» yourself in order to get more money out of your wallet and into the bank — this way you'll make savings a priority from the get - go, rather than budgeting everything else first and then seeing what is left over for savings.

Adding an Individual Retirement Account into the mix is an easy way to amp up your savings or kickstart your nest egg if you don't have access to a retirement plan at work.

So channel as much of your income as possible into legally protected personal assets such as a 401 (k) plan and college savings accounts in your children's names.

Pollack works hard to not bring politics into his financial advice but as soon as you get into tax - advantaged savings plans, you're getting into politics.

But Musk doesn't tend to follow normal rulebooks, and he plunged three quarters of his net worth into his new idea, an outrageously bold plan to build essentially an online bank — replete with checking, savings, and brokerage accounts — called X.com.

These costs can be grouped into three major categories: administrative costs for bookkeeping and informing participants of account balances and plan features; investment management costs for investing participants» savings; and marketing costs for media advertising of the plan's virtues.22 However, unknown to most retirement savers, 23 participants actually pay all or the vast majority of these costs24 through fees charged as a percentage of their account balance and paid out of their investment returns.

Which is why I contend it makes more sense to think of an immediate annuity as part of a comprehensive retirement income plan that works as follows: Put a portion of your savings into the annuity and opt for the highest monthly payment.

Some people put their life savings into the plan, and even borrowed against their homes.

You can deposit rewards3 into any eligible Fidelity account, 4 including: retirement, brokerage, Fidelity - managed 529 savings plans, Fidelity HSA ®, Cash Management Account, Fidelity Go ®, and the Fidelity Charitable ® Giving Account ®.

If you plan in $ 15 - $ 20K into your annual spending for travel, like you said, then obviously that eats up a lot of your savings.

You'll then call the financial company that holds your former employer's retirement plan and have your savings moved into a Vanguard IRA.

Can I transfer any additional IRA savings I may have outside of my employer - sponsored retirement plan into a Vanguard IRA?

Here's the good news: There are special college savings plans available to help whatever you can set aside grow into substantial savings.

By automatically transferring a percentage of your paycheck into savings before you can get your hands on it, 401ks and other workplace plans increase the odds that the money will actually be saved rather than spent.

Darin Kingston of d.light, whose profitable solar - powered LED lanterns simultaneously address poverty, education, air pollution / toxic fumes / health risks, energy savings, carbon footprint, and more Janine Benyus, biomimicry pioneer who finds models in the natural world for everything from extracting water from fog (as a desert beetle does) to construction materials (spider silk) to designing flood - resistant buildings by studying anthills in India's monsoon climate, and shows what's possible when you invite the planet to join your design thinking team Dean Cycon, whose coffee company has not only exclusively sold organic fairly traded gourmet coffee and cocoa beans since its founding in 1993, but has funded dozens of village - led community development projects in the lands where he sources his beans John Kremer, whose concept of exponential growth through «biological marketing,» just as a single kernel of corn grows into a plant bearing thousands of new kernels, could completely change your business strategy Amory Lovins of the Rocky Mountain Institute, who built a near - net - zero - energy luxury home back in 1983, and has developed a scientific, economically viable plan to get the entire economy off oil, coal, and nuclear and onto renewables — while keeping and even improving our high standard of living

You can do much smarter things with that money, like putting it into a retirement plan or a college savings fund, or maybe paying down outstanding debt or replenishing your emergency reserve fund.

His name first came into the spotlight in 2011 with a research paper entitled «Safe Savings Rate: A New Approach to Retirement Planning over the Life Cycle,» and much of his work is still centered on its main concept: That anyone who saves at their own «safe savings rate» will likely be able to achieve their retirement spending goals, regardless of their actual wealth accumulation and withdrawaSavings Rate: A New Approach to Retirement Planning over the Life Cycle,» and much of his work is still centered on its main concept: That anyone who saves at their own «safe savings rate» will likely be able to achieve their retirement spending goals, regardless of their actual wealth accumulation and withdrawasavings rate» will likely be able to achieve their retirement spending goals, regardless of their actual wealth accumulation and withdrawal rate.

A smaller but significant number of respondents who have self - directed retirement accounts (either an employer - sponsored defined contribution plan or a retirement account they manage on their own) reported tapping into their retirement savings.

Taking advantage of your employer's retirement plan, such as a 401 (k) or savings products such as an Individual Retirement Account (IRA), can transform a small - but - regular contribution into a nest - egg for your future.

Just 24 percent of the military group said they plan to «start saving money for retirement or put more money into retirement savings» in 2016.

Based on Morgan Stanley's analysis of transcripts, approximately 44 % of companies have indicated that they plan to put a portion of their tax savings into capital expenditures, higher wages and other investments for growth.

Refinancing into a 15 - year mortgage is common among homeowners with long - term retirement and savings plans.

Working into retirement can help in your retirement planning, especially if your savings are running a bit behind your goals.

A 401 (k) is a type of workplace retirement savings plan that allows employees to contribute a portion of their income with pre-tax dollars into their own retirement investment account.

You can also use a savings plan for the stock you've picked and your broker or the company itself will automatically put the money into that stock every month.

You can update your contributions and specify savings into individual accounts in Your Plan > Savings andsavings into individual accounts in Your Plan > Savings andSavings and Assets

Im planning on living off my personal pension [which im moving into a sipp soon to reduce charges] and cash savings from 55 to 67 yrs which will be in about 28 months At present its a 30 % equities 70 % cash split.

If possible, consider putting part or all of any bonuses, tax refunds or other lump sum payments into your retirement savings, and don't assume that your current retirement plan contributions are enough.

You may see this value and break it into individual tax advantaged accounts in Your Plan > Savings & Assets