Sentences with phrase «intro rate»

Warning: The trick to not paying interest is paying your balance before the end of your billing cycle if you're going to use the card beyond the free intro rate.

There isn't a penalty rate and new customers get a generous 12 - month 0 % APR intro rate on balance transfers and new purchases.

For instance, you can check out balance transfer credit cards or try out 0 % APR credit cards if you know you can pay off your balance quickly before the 0 % intro rates expire.

There is a 0 % APR intro rate on purchases and balance transfers for the first 12 billing cycles.

Scotiabank offers a Visa card with a low intro rate of 3.99 percent.

It also includes a 0 % APR intro rate of 12 months and competitive rates.

With cards offering intro rates for both new purchases and balance transfers, you'll also want to verify the length of the introductory period, as it can vary between transaction types.

As far as I know, EverBank's rate is probably the highest out there, much better than the 3.50 % intro rate from HSBC.

It's still better than having to pay more than 15.99 % APR on most of your debt after the six month intro rate ends.

It also has a 0 percent intro rate on new balance transfers for the first 18 months.

The new offer also comes with a subscription to HBO and AT&T's version of basic cable for a one - year intro rate of $ 39 per month.

The premier cash back card from American Express offers a reward of $ 250 for spending $ 1000 within the first three months with the card which is an effective intro rate of 25 % back.

Citadel's new High Yield Savings Account gives you a guaranteed intro rate of 1.30 % for six months, and a 1.00 % * APY.

The US Bank Visa Platinum ® Credit Card does not have a signup bonus, although some customers may consider the 12 - month 0 % APR intro rate incentive enough to apply.

These special intro rates are usually applicable to balance transfer and regular transaction APRs.

Additionally, you may also qualify for elite or premium pricing and receive a longer intro rate, if applicable, for balance transfers and purchases.

2 2.25 % 90 Day Intro Rate = The promotional rate to applicable tiers is guaranteed for 90 days from the day of account opening.

Credit cards tend to be either good balance transfer deals, or an offer of low rates on new spending, but these cards offer cheap intro rates on BOTH balance transfers AND new spending.

With an extra-low intro rate on a Home Equity Line of Credit, someday can start today.

* The promotional intro rate is «as low as» and is good for the first 12 months from the time the line of credit us made available to the borrower.

If you received a pre-approved offer for a 0 % APR intro rate make sure you know the standard purchase APR and any additional fees that apply.

When deciding which credit card best suits your needs, comparison of cash rebate delivery procedures can be as important as other more common card features, like intro rates and fees.

Since you'll be carrying a balance after the 0 % intro rate expires, do take a look at the regular rate after 12 months to see how much interest you'd pay at the regular rate.

The card doesn't offer low intro rate, so it may not be a good choice for balance transfer (balance transfer fee is either $ 5 or 3 % of the amount of each transfer, whichever is greater), even though the transferred amount counts as eligible spending for the sign up bonus.

Receive 4.99 % APR intro rate for 12 months when you get any of our three Visa Platinum credit cards.

At this time, there are no variants of the Citi ThankYou Preferred Rewards Card that offers a zero percent intro rate.

This credit card offers no annual fee and a 0 % intro rate on all transactions for the first six months (a rarity for student credit cards).

5 % APR Intro Rate for all Balance Transfers (first six cycles after card opening) for Platinum Rewards and Platinum Cash Rewards Credit Cards

Some financial establishments also offer cards with low intro rates and perks such as cash back, a long introductory period of 18 months, no annual fee or annual fee waivers, and many others.

If you pay late, or don't make the minimum, your intro rate is revoked and you revert to a higher rate.

Even though there are no late payment fees, you may still find that your due date is inconvenient (and your intro rate does run out).

There are times when fixed rate products have lower interest rates than that of the intro rates from adjustable rate mortgages.

Despite this intro rate, balance transfers are still charged a 3 % fee.

In addition to the high yield money market account, EverBank is offering a good interest checking account, FreeNet Checking Account, which offers the same 4.76 % 3.93 % intro rate for three months.

The US Bank Visa Platinum ® Credit Card is designed for people with good to excellent credit who want a card with a long 0 % APR intro rate and competitive rates that doesn't have an annual fee.

Another credit card balance would mean you'll have another payment to make and would probably make it harder to pay off your balance transfer before the intro rate expires.

If you make insufficient payments or fail to make them on time, your intro rate could disappear.

After the intro rates expire, keep saving with a variable APR between 11.99 % and 19.99 % based on the Prime Rate, depending on how you meet our credit criteria.

I would end up needing another card because my intro rate on the first one ran out BUT I was well on my way to crushing my credit card debt for good.

If you pay late, or don't make the minimum, your intro rate is revoked and you revert to a higher rate.

Someone with poor credit, by contrast, might end up with a 3.99 % intro rate that is only good for six months.

After the intro rates you have the same variable APR as the card above.

The better your credit, the lower your intro rate, and the longer it lasts.

The intro rate for the Everyday Card is 30 % compared to the Preferred Card's 25 % rate.

Someone with good credit is often eligible for a credit card with a 0 % intro rate that applies for up to 21 months.

With an 18 - month, 0 % APR offer on balance transfer and 6 - month, 0 % APR on purchases, this card offers one of the longest lasting balance intro rates.