«Take advantage of higher - than - average
introductory rewards rates and sign - up bonuses, but use the permanent rewards earnings as a basis for comparing cards,» she says.
Not exact matches
Some of the best credit cards offered to those with Excellent credit often feature high
rewards earning
rates and
introductory bonuses, primary car rental insurance, airport lounge access, trip delay / cancellation protection, and more!
Other customers receive higher
rates and may be offered an account with different
rates or terms, including no
introductory rates but the same cash back
rewards offer.
The problem here is that many of the cards that offer
rewards programs and
introductory balance transfer
rates don't offer an
introductory rate on purchases.
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Rates Credit Cards - No Annual Fees Credit Cards - Prepaid Credit Cards -
Rewards Programs Credit Cards - Secured Credit Cards - Student Credit Cards - Zero Balance Transfer Fees Credit Cards - Zero Interest
Rates Credit Cards - Zero
Introductory APR Credit Repair Services Credit Reports Cruise Vacations Cufflinks Curtains Custom T - Shirts Daily Fantasy Sports Dancewear Data Recovery Dating Services Debt Consolidation Debt Relief Dental Insurance Depression Dessert Clubs Diabetes Supplements Diamonds Divorce Forms Divorce Online DNA Testing DIY Home Security Dog Beds Dog Food Dog Houses Dog Training Programs Dropshippers Drug Tests Drum Lessons DUI Lawyers E-Cigarettes Eczema Elderly Care Elliptical Machines Exercise Bikes Eyeglasses Fatigue Faucets Feather Beds Feather Pillows Fertility (Women) Fibromyalgia Fitness Clothing Flooring Flower Clubs Flower Delivery Foam Mattresses Foreclosure Listings Forex Trading Platforms Forming an LLC French Lessons Fruit Baskets Fruit Clubs Futons Genealogy Services German Lessons Gift Baskets Gift Certificates Gifts GMAT Test Prep Golf Clubs Golf Equipment Gout Relief Government Auctions Government Grants Graduation Invitations Greek Lessons Green Cards Guitar Lessons Gutter Guards Hair Care Products Hair Loss Hair Removal Halloween Costumes Handbags HCG Health Insurance Hebrew Lessons Hemorrhoids HGH (Human Growth Hormone) Hockey Equipment Home Automation Home Brew Beer Home Equity Loans Home Gyms Home Loans Home Safes Home School Supplies Home Security Systems Home Warranty Home Theater Seating Homework Help Hoodia Hot Sauce Clubs Hot Tubs Identity Theft Incorporation Services Infertility (Women) Insomnia Installment Loans Insurance - Auto Insurance - Dental Insurance - Health Insurance - Life Insurance - Pet Insurance - Travel Internet Filters iPhone Repair Irritable Bowel Syndrome Italian Lessons Japanese Lessons Jewelry Jewish Dating Sites Job Search Sites Junk Removal Korean Lessons Lacrosse Equipment Lab Testing Lamps Latin Lessons Lawsuit Funding Learn to Read Programs Learn Spanish Lice Life Insurance Light Bulbs Light Fixtures Limos Living Trusts Living Wills LLC Formation Lobster Logo Design Low Carb Diets Luggage Stores Mail Scanning Services Makeup Maternity Clothes Medical Alert Systems Memory Loss Menopause Mobility Scooters Moles Money Transfers Mortgage Refinance Music Boxes Music Publishing Mystery Shopping Nail Fungus Name Change Services Nanny Agencies New Cars Online Auctions Online Backup Online Divorce Online Stock Brokers Outdoor Furniture Paid Surveys Painting Lessons Pajamas Party Planning Passport Services Patent Application Payday Loans People Search Perfume Stores Personal Checks Personal Loans Personal Trainers Pest Control Pet Insurance Pet Meds Photo Books Photo Cards Piano Lessons Playhouses PMS Relief Poker Pool Supplies Pool Tables Popular Diets Portuguese Lessons Prenuptial Agreements Prepared Meals Printer Ink Prom Dresses Rapid Weight Loss Diets Reading Glasses Refrigerators Remote Control Toys Repairmen Restless Leg Syndrome Resume Builders Reverse Mortgages Ringworm Roadside Assistance Rowing Machines Rugs Russian Lessons Salsa Clubs Scabies Scar Creams Scuba Gear Seafood Self Publishing Sell Cars Sell Diamonds Sell Gold Senior Care Senior Dating Sites Shingles Shoes (Women) Sign Language Lessons Singing Lessons Skin Tags Slipcovers Snoring Spas Spanish Sporting Goods Sports Memorabilia Stair Climbers Steak Stock Brokers Stock Photos Stop Smoking Stress Relief Stretch Marks Structured Settlements Student Loan Consolidation Student Loans Sunglasses Survival Gear Swimsuits Tax Relief Tax Software Teeth Whiteners Thyroid Health Tickets Tinnitus Trademark Registration Travel Insurance Travel Visas Treadmills Trophies Tutors Used Cars Vacation Rentals Vehicle Inspections VoIP Services VPN Services Warts Watch Stores Water Filters Web Hosting Website Builders Website Templates Wedding Dresses Wedding Favors Wedding Invitations Wedding Planning Guides Wedding Planning Software Wedding Websites Wholesale Dropshippers Wigs Wills Window Blinds Wine Wine Clubs Wireless Security Systems Women's Shoes Workout Programs Wrinkle Creams
Comparable to some of the lower end cards on our list with respect to length of the 0 % APR
introductory rate, the Blue Cash Everyday Card from American Express is strong on cash back
rewards at supermarkets and gas stations but offers only average balance transfer capabilities.
Despite this first year promotional
rewards rate, the value will not surpass most decent
introductory bonuses from competing credit cards unless cardholders spend at least $ 1,000 per month.
The
introductory bonus
reward offer is essentially a 20 % cash back
rate on initial purchases.
After this
introductory cash back
rate expires, cardholders are left with a much lower, but fairly standard and
rewarding, cash back
rate of 1.5 % on all purchases.
If you opened a Wells Fargo credit card within the last 15 months, you may not be eligible for
introductory annual percentage
rates, fees, and / or bonus
rewards offers.
Additional bonuses include a 12 - month 0 %
introductory rate on all balance transfers or new purchases and Bank of America customers will receive a 10 % loyalty bonus when redeeming credit card
rewards into their checking or savings account.
Credit cards for those with good credit
reward those habits with cards that may offer benefits such as a low
introductory APR, a solid
rewards program, competitive interest
rates, moderate fees or a combination of benefits.
If you are looking for a card that will offer a 0 %
introductory rate on your balance transfers and a solid
rewards program, then this may be the perfect card for you.
Whether you are looking to earn valuable
rewards, save with a longer
introductory rate, or build your credit, you'll enjoy features like full mobile compatibility and EMV smart chip technology.
A great way to save money and earn
reward points is to use a 0 % purchase credit card (note that these 0 %
rates are
introductory).
On top of these
rates, Discover doubles the total cash back
reward at the end of the first year of membership, so the
introductory baseline cash back
rate can be said to be 2 % while the quarterly category cash back
rate is 10 % for the first year with the card.
If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for
introductory annual percentage
rates, fees, and / or bonus
rewards offers.
The problem here is that many of the cards that offer
rewards programs and
introductory balance transfer
rates don't offer an
introductory rate on purchases.
Switching to a State Farm
Rewards card is designed to reduce your interest
rate in comparison to your current credit card and you can switch your balance over and enjoy a 0 %
introductory annual percentage
rate.
Beyond the interesting way that this card
rewards its customers, it also has a highly favorable balance transfer and purchase
introductory rate.
Great
introductory rates, superior
rewards, and special offers, get the card that's right for your business.
Don't pick a card simply because it's the one your bank or credit union offers or because it comes with a super-low
introductory rate or attractive
rewards or because it showed up in your mailbox «pre-approved.»
Want a Chase credit card that gives you great
rewards and also offers a zero - percent
introductory rate?
Other pros of the Discover It include: a relatively lower regular APR after the
introductory APR period lapses (and it won't raise if you do pay late occasionally), a free FICO credit score every month, highly -
rated customer service, more options and
rewards (as high as 20 %) when you shop through Discover Deals (Discover's online shopping portal), and no minimum for redeeming your cash
rewards.
The no annual fee version has a
reward rate essentially equal to half the
rewards rate of the annual fee version, and the
introductory offer is a bit different as well.
Though the Navy Federal Credit Union Cash
Rewards card offers a very low APR along with very reasonable
rates and fees, cardholders looking to save money on interest may be better off with a card with a 0 - percent
introductory APR..
If you're on the hunt for cash back
rewards or to take advantage of a 0 %
introductory Annual Percentage
Rate (APR) on purchases and balance transfers, Discover may have just what you're looking for.
While the card might end up being cheaper since you don't have to pay an annual fee, you get a 0 %
introductory APR, and your interest
rate could end up being less than with the Spark Cash card, you miss out on
rewards, get a smaller bonus and also could pay more interest depending on your personal financial and credit situation.
The VentureOne
Rewards card also offers an
introductory interest
rate of 0 % APR for the first 12 months and then offers an interest
rate of 12.99 % to 22.99 % variable APR after that.
The GET.com team
rates each card based on its annual fee,
rewards, benefits, bonus,
introductory APR, ongoing APR, flexibility (in how its benefits can be used and how
rewards are earned and redeemed), and other card features.
From generous (and often rising) credit limits, to zero - interest
introductory rates, to cash rebates and
rewards, to the completely self - directed nature of the credit arrangement pull us into what is probably the most cozy relationship with any kind of debt we'll ever have.
This card offers a competitive
rewards rate on Alaska Airlines purchases, some fantastic travel benefits and a sizable
introductory spending bonus.
For example, if you're interested in getting a new credit card, a 700 credit score could make it easier to qualify for a card with a 0 percent
introductory annual percentage
rate or one that offers upper tier
rewards.
While it does not offer extensive
introductory benefits by the way of
rewards, card holders still have the opportunity to accrue double points for certain expenditures which is a solid standard
rate to fall back on.
American Express, MasterCard and Visa offer cards which have no annual fee, APR interest
rates that start as low as 9.74 %, and
reward programs that offer incentives like 0 % interest
introductory offers on balance transfers and 2.25 % cash back with no limit on the amount of money you can earn back.
The INK card with Ultimate
Rewards has no annual fee and a 0 %
introductory interest
rate.
Though the Navy Federal Credit Union Cash
Rewards card offers a very low APR along with very reasonable
rates and fees, cardholders looking to save money on interest may be better off with a card with a 0 - percent
introductory APR..
The T&C s on their personal cards say: «If you opened a Wells Fargo credit card within the last 15 months, you may not be eligible for
introductory annual percentage
rates, fees, and / or bonus
rewards offers.»
If your primary concern is finding the best balance transfer offer, regardless of perks and
rewards, you're likely more concerned with the length of the card's
introductory period than its cash back
rate.
Other pros of the Discover It include: a relatively lower regular APR after the
introductory APR period lapses (and it won't raise if you do pay late occasionally), a free FICO credit score every month, highly -
rated customer service, more options and
rewards (as high as 20 %) when you shop through Discover Deals (Discover's online shopping portal), and no minimum for redeeming your cash
rewards.
On the low interest side, the Bank of America
Rewards American Express Card offers an
introductory rate of 0 percent for the first 12 billing cycles on balance transfers and cash advance checks.
In 2007 alone, the industry sent out 5.2 billion card solicitations — about 36 per American household — touting super-low
introductory rates and bonus
rewards for signing up.
The Navy Federal Credit Union Go
Rewards card features very reasonable
rates and fees and an APR that few cards can beat, but cardholders seeking to transfer a balance or save on a new purchase may be better off with a card that offers a 0 - percent
introductory offer.
You may not be eligible for
introductory annual percentage
rates, fees, and / or bonus
rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received
introductory APR (s), fees, and / or bonus
rewards offers - even if that account is closed and has a $ 0 balance.
You can disregard your
rewards credit card's interest
rate because the low APR on the Barclaycard Ring ™ Mastercard ® is what ultimately applies to that balance (this only applies for the duration of the 0 % APR
introductory period).
For example, Riley says some
rewards cards with
introductory balance transfer
rates also offer sign - up bonuses of points or miles that can be worth $ 500 or more if you meet a certain spending requirement in a certain time frame.
Also, be mindful of when annual fees are due,
introductory rate offers end and spending criteria to obtain a new bonus
rewards offer need to be met.
Despite this first year promotional
rewards rate, the value will not surpass most decent
introductory bonuses from competing credit cards unless cardholders spend at least $ 1,000 per month.
These credit cards offer many of the same features and benefits of regular credit cards with the low
introductory rates, cash back and
reward programs.
While the Visa Signature Flagship
Rewards card features a good rewards program and very reasonable rates and fees, cardholders seeking to save interest on a purchase or balance transfer would be better served with a card that offers a 0 - percent introductor
Rewards card features a good
rewards program and very reasonable rates and fees, cardholders seeking to save interest on a purchase or balance transfer would be better served with a card that offers a 0 - percent introductor
rewards program and very reasonable
rates and fees, cardholders seeking to save interest on a purchase or balance transfer would be better served with a card that offers a 0 - percent
introductory APR..