Dear Maninder, I judiciously follow markets and when I see the indices are below 200 day moving average (or) if I believe that markets have fallen too much (personal judgement),
I invest additional lump sum amounts.
Personally, I follow a mix of both, I let my SIPs continue and at the same time
invest additional lump sum amounts once in a while when markets are in downward trend.
Not exact matches
When using a
lump sum (i.e.
investing money without adding or subtracting
additional funds), the order of your returns do not matter.
Anything not spent on benefits was given back to teachers as a
lump -
sum check at the end of the year:
additional cash teachers could pocket and / or
invest however they chose.
If you have interest & time to follow financial markets, you can surely consider
investing lump sum (or
additional amounts) when markets fall.