Sentences with phrase «invested by the insurance company»

Part of the premium paid in a par policy is invested by the insurance company in a conservative portfolio, where dividends earned are credited to the policy and can grow in a tax - sheltered environment, similar to an RRSP.

The key feature of a variable annuity is that you can control how your premiums are invested by the insurance company.

The money that you pay goes to pay for your life insurance and it also is invested by the insurance company.

Claiming that IRDAI is distributing bonus to insurance policy holders out of the funds invested by insurance companies with IRDAI.

The money is invested by the insurance company into fixed interest products or mutual funds, depending on the annuity.

The insured person is covered for life (sometimes until age 100), and a portion of the policy is invested by the insurance company, building cash value on a tax - deferred basis over time.

This additional money accumulates in your account and is invested by the insurance company.

For example, in an Endowment Plan, premiums are invested by the Insurance Company and profit earned on it is again distributed back to the policyholders in the form of bonuses, whereas in a pure Term Plan, the policyholders are not entitled to participate in the profit of the Insurance Company.

The savings portion of the policy is invested by the insurance company, and has interest returns relative to money market rates.

Accumulated value refers to the sum of the portion of the payment deducted from a policy that is set aside and invested by the insurance company and the interest that the investment has yielded.

This is because a portion of each month's premium in a Whole Life insurance policy is invested by the insurance company in some type of interest earning, tax - deferred savings account.

With traditional variable life insurance, the primary advantage of the policy is that you can choose how the premiums are invested by the insurance company.

Cash value is composed of a fraction of your premiums that have been invested by the insurance company into financial undertakings that can be given back to you when you withdraw it for some other purpose or, in case of whole life insurance, as a lump sum when you opt to cash in on your policy.

This amount will include the total of all your premiums paid, plus any bonuses you have received on the part of your premium that has been invested by the insurance company on your behalf (for eg, ULIPs).

This money is invested by the insurance company on behalf of the annuitant.

Not exact matches

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

Forethought Life Insurance Company's products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product (s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 ® Index.

Your premium not only pays for the cost of insurance, but is also invested in an account managed by the insurance company and shared with all other par policyholders in Canada.

And you can largely protect yourself against that small possibility by diversifying — i.e., spreading your money among annuities from several insurers — sticking to insurers with high financial - strength ratings and limiting the amount you invest with any single insurance company to the maximum coverage provided by your state's insurance guaranty association.

Investments in CHET Advisor are not guaranteed or insured by the State of Connecticut, the Connecticut Higher Education Trust Program, the Connecticut State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

Variable annuities are long - term, tax - deferred investments issued by insurance companies that offer a unique combination of growth potential and guarantees † designed to help you pursue your retirement and investing goals.

Indexed universal life policy aggregate cash values are invested differently by the the life insurance company than participating policy cash values.

With a cash value life insurance policy, the part of the premium that is not used for the cost of insurance is invested by the company and builds up cash value.

Financial funds seek capital appreciation by investing primarily in equity securities of U.S. or non-U.S. financial services companies, including banks, brokerage firms, insurance companies, and consumer credit providers.

Financial funds seek capital appreciation by investing primarily in equity securities of U.S. or non-U.S. financial - services companies, including banks, brokerage firms, insurance companies, and consumer credit providers.

As with any property and casualty insurance company, at Fairfax there is a portfolio of capital to be invested which comes mostly from the float provided by insurance premiums.

A lawsuit has been filed on behalf of retirement plan participants who have invested in guaranteed investment contract (GIC) accounts provided by United of Omaha Life Insurance Company.

It's no wonder that managed investment accounts are the preferred way to invest by large banks, insurance companies and family offices.

You can further protect yourself by sticking to annuities issued by insurers that get high financial strength ratings from companies like A.M. Best and Standard & Poor's, by spreading your money among two or more highly rated insurers and by limiting the amount you invest with any single insurance company to the maximum coverage offered by the state insurance guaranty association in your state.

By investing through bank, insurance and fund company advisors offering only high cost mutual funds, millions of Canadians are in the same boat as Client A.

An insurance bond is a long term investment offered by insurance companies and friendly societies where investors» money is pooled and invested according to the investment option chosen.

Insurance, by its very definition, requires investing significant capital to make sure that the company is able to handle its contractual policy obligations.

Widely considered to be the safest available investment, they're heavily invested in by insurance companies.

«tactical asset allocation, portfolio insurance and program [which] share to a greater or lesser extent the same disregard for investing based on company - by - company fundamentals.»

They also use practices such as «tactical asset allocation, portfolio insurance and program [which] share to a greater or lesser extent the same disregard for investing based on company - by - company fundamentals.»

The policyholder has no control over how these funds are invested; funds are managed by the insurance company's professional portfolio managers.

Filed Under: Investing Tagged With: Health Insurance Companies, Obamacare, Patient Protection And Affordable Care Act, Profit From Obamacare, UNH, WLP Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

And you can largely protect yourself against that small possibility by diversifying — i.e., spreading your money among annuities from several insurers — and limiting the amount you invest with any single insurance company to the maximum coverage provided by your state's insurance guaranty association.

Other ways to protect yourself from price increases include investing in certain inflation - adjusted annuities offered by insurance companies, paying off your mortgage and just remaining frugal overall.

Variable life insurance policies are the most expensive because they build up a cash reserve that you can invest in any of the choices offered by the insurance company.

Dividends are a portion of the life insurance company's profits that is paid to policyholders who, by purchasing life insurance, are investing in the life insurance company's growth.

Investment bonds (also known as insurance bonds) are investments offered by insurance companies and friendly socieities that can be a tax effective way to invest for the long - term if certain rules are followed.

The type and quantity of investments in which insurance companies may invest surplus capital is also limited by state law.http: / / www.onlyinsurance.com /

In another instance, a Wall Street Journal article is one of two sources cited by the IPCC to backup the claim that «Insurance companies are introducing incentives for homeowners and businesses that invest in loss prevention strategies (Kim, 2004; Kovacs, 2005b).»

The cash value builds by deferring a portion of your premiums, and depending on the type of coverage you buy, is invested in securities or grows at a fixed rate guaranteed by the insurance company.

Due to its conservative invested assets — along with its timeliness in paying out customer claims — the Baltimore Life Insurance Company is rated as a B + + (Good) by A.M. Best Company, which represents the fifth highest rating out of a possible sixteen.

Life insurance companies make money by investing the premiums, hoping to make more than they'll have to pay in claims.

QBE Insurance has got A + rating by Standard and Poor's Insurance Financial Strength rating which makes Raheja QBE General Insurance Company, a secure option to invest in.

If you'd like a little behind the scenes, how - the - sausage - is - made insights: Life insurance companies make money and help cover claims by investing premiums they receive.

The drawback with the capital protection guideline is that the insurance company will not invite any risk by investing in equity funds.