Sentences with phrase «investing lump»

Investing a lump sum in the financial market is like putting all your eggs in one basket.

It is better to invest your money over a period of time instead of investing a lump sum amount in a single go.

The book also gives background information with regards to lump sum awards generally, alternatives to alternative investment vehicles to periodical payments as well as a chapter on investing lump sum awards and damages awards.

In return for investing a lump sum (or premium, as it's known in annuity - speak) with an insurance company, you receive payments that begin at once and continue for life.

Theoretically it's possible to earn more over time by investing the lump sum, but a bad market or a too - rapid withdrawal rate can undermine your returns.

By doing so, you can avoid the risk of investing a lump - sum amount when prices are at their peak.

I've not invested anything extra with my advisor for probably 2 years, so at the beginning of the year one of my major concerns was «time risk» of investing a lump sum of cash.

Instead of investing a lump sum all at once, you divide the pot into equal amounts and invest each sliver periodically — say once a quarter.

You can also get started by investing a lump sum.

You purchase more shares when prices are low and fewer shares when prices rise, avoiding the risk of investing a lump - sum amount when prices are at their peak.

You are still likely to be better off investing the lump sum immediately rather than spreading it out over a year or two: studies have consistently shown that the all - in move delivers better results about two - thirds of the time.

You can overcome analysis paralysis by automating many decisions: setting up preauthorized monthly contributions is an ideal way to avoid the stress of investing lump sums.

Putting it another way, the results of dollar cost averaging depend on returns after you put in the last dollar of the lump, as does investing the lump sum all at once.

Dollar cost averaging is the process of investing a lump - sum of money over a predetermined period of time.

Moreover can you please suggest if investing monthly makes sense or else investing lump sum is fine.

They don't realize there is never a time when investing a lump sum feels good.

Still, investing a lump sum in the equities market makes sense only if you won't panic and sell in a downturn in the equity markets.

If I have a horizon of say 10 years, I do not mind investing lump sum amount now.

You can consider investing the lump sum amount in it.

If you have interest & time to follow financial markets, you can surely consider investing lump sum (or additional amounts) when markets fall.

While dollar - cost averaging is a popular choice, investing a lump sum in your IRA may prove to be the better strategy.

Dear Haresh, If you need to receive Rs 25k regularly every month then you may have to consider investing the lump sum amount (Rs 25 L) in Fixed deposit, Monthly income plans and balanced funds (for capital appreciation).

Dear Sandip, You may consider below funds (part of your existing portfolio) for investing the lump sum amount.

Whether one is investing a lump - sum amount or a series of periodic amounts, the arithmetic of investment expenses is compelling... Under plausible conditions, a person saving for retirement who chooses low - cost investments could have a standard of living throughout retirement more than 20 % higher than that of a comparable investor in high - cost investments.

Dear Sir, I am a new investor in MF and investing lump sum in Balanced funds (SBI magnum, HDFC balanced fund) with SWP option.

You may create STPs (Systematic transfer plans) instead of investing lump sum amount.

That's why I would ONLY consider a load mutual fund if I was investing a lump sum.

This trend is sufficiently strong to favor investing a lump sum early.

That said, if you're terrified about investing a lump sum all at once, it's perfectly fine to do so gradually.

Dear Noble, Instead of investing the lump sum amount, suggest you to book Systematic Transfer Plans (STPs) in Debt / MIP oriented funds and you can switch every month certain amount to equity oriented schemes.

Many readers were surprised when I answered a recent Ask the Spud question by suggesting you're usually better off investing a lump sum rather than using dollar - cost averaging (DCA).

Investing the lump sum might result in higher blood pressure, but it's also likely to deliver higher returns.

While dollar - cost averaging is a popular choice, investing a lump sum in your IRA may prove to be the better strategy.

Second, the instalments of a structured settlement could be timed to coincide with an advantageous tax position, or to reduce taxes payable on any income created by investing the lump sum.

On your 2nd point, I think you are right that investing lump sum historically has proven to yield higher returns.

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

That's because when you invest a lump sum with an insurer today, the insurance company guarantees you will receive a monthly income payment for the rest of your life.

There are two ways to fund your Traditional IRA: You can invest a lump sum of cash all at once or make smaller contributions throughout the year.

If you're enjoying this low - interest loan, it may make more sense to invest that lump sum in an investment that will yield more returns than you're paying to borrow for your home (especially when factoring in tax benefits).

Suggest you to invest lump sum amounts in few installments over the next say 2 to 3 months.

If you'd like to add an indexing element to your portfolio and are prepared to invest a lump sum, ETFs provide some flexibility you might find useful.

It's not like the average person can invest a lump sum.

Should you dollar cost average or invest a lump sum immediately?

what is the difference — if i invest lump sump of Rs. 25,000 every month in different top Mutual funds by 5k each as per the current market and as a other option if i invest Rs. 25,000 in SIP in 5 selected MF.

I personally invest lump sum into individual stocks (I «ve been building up a passive dividend income stream for years), mainly because I want to get a large dividend contribution from a stock at the time I believe the price is right.

First, if you invest your lump sum right before a market crash (October 1987, October 2007), dollar cost averaging will outperform over time.

Imagine how you would have felt if you invested a lump sum just before Black Monday in 1987, or in September 2008.

The idea sounds appealing: if the markets plummet after you invest a lump sum, you'll suffer a major loss and be filled with regret.

So, what are the investment (or) saving options to invest lump sum amount (retiral benefits).

May be I can also invest a lump sum amount is a few MFs.