Sentences with phrase «investing your money instead»

Now I'm not suggesting that mortgage rates are headed back to 12 %, but every percentage point of interest added to the cost of a mortgage makes paying it down more attractive versus investing the money instead.

Think of how much interest you could earn if you invested that money instead.

Jim Wang of WalletHacks said he also prefers investing his money instead of paying off his mortgage early, which has a 3.625 % interest rate.

It isn't easy to decide to pay off a mortgage early or to invest that money instead.

But, if I didn't have that debt, I could be investing the money instead.

As a rule of thumb, investing money instead of paying off your mortgage early makes mathematical sense, while paying off your mortgage quickly makes psychological sense.

The sum is the total cost of that expense over 10 years if you had invested that money instead of using it.

So if we decided to invest this money instead of buying a home, I'd probably need an adviser's help to manage it.»

It also takes into account something known as opportunity cost — for example, the return you could have earned by investing your money instead of spending it on a down payment.

Or invest the money instead?

Investing this money instead in nuclear energy would be a good investment.

So if someone offers to protect your privacy for $ 5.99, invest that money instead.

Young adults may say they'd prefer to invest money instead of earmarking it toward monthly insurance premiums, but this isn't always what happens.

Not exact matches

Instead of haphazardly throwing money at a mutual fund or stock — a choice you may regret later — consider keeping your money in cash while you figure out where it's best invested.

«If he's so concerned about the financial health of his players,» wrote Merrill, «maybe he should spend more of the millions he has made / makes from League of Legends on paying them instead of investing in other e-sports where he is losing money.»

Instead of investing time and money into training a separate customer care team, companies can allocate their human resources to other, more important tasks, leaving their chatbot to provide assistance to vendors, suppliers, as well as third parties.

What if the guys invested their extra money in property and owned condos across the hall from each other or all pitched in together to buy a house instead of throwing away money on rent?

Kevin O'Leary discusses why young couples should choose to invest their money and have a pizza party instead of having an expensive, fancy wedding.

But this time, instead of going to outsiders for capital, he would invest his own money.»

Instead, they take the time to find out what they're investing their money in, and they only commit when they're sure of what lies ahead.

No institution wants to do that, so they take that money and invest it or loan it to consumers and businesses instead.

Unlike the typical investment fund that has a set amount of money to divvy out to startups, HP will instead invest directly from its balance sheet, according to the Wall Street Journal.

Instead, if I'm smart about the amount of money I invest in a company and work hard with the entrepreneur to build something valuable, I've found the exit will take care of itself at the appropriate time.

So they invested time instead of money and capitalized on whatever interest they could drum up.

If you are far from your business goals and money won't fix your problems, you should stop investing money into the project and spend your time troubleshooting instead.

Rather than duplicating it himself by opening and operating a second location, then a third, then a fourth, probably incurring substantial debt in doing so, he instead has other independent operators invest their money in replicate outlets and takes a royalty, typically 5 percent to 7 percent of the gross revenues of every such location.

Diversification is one of those fancy investing words, but all it really means it spreading your money out into lots of different types of investments instead of putting all your eggs in just a few baskets.

Instead of investing in «location, location, location» investment money should be targeted at a high rate into marketing, direct - mail, coupons, web - based ordering, etc...

But you may have encountered a problem where it wasn't always easy to meet the minimum deposits required to invest in some of the funds you want, which means that the end result was oftentimes that you'd have a portion of your money sitting in a money market fund instead of your desired ETF.

I'm just curious why you have so much money invested in CDs instead of low - fee index funds.

Imagine what you could do with that money if you invested it, instead of paying it out in interest.

Since I know I have a solid investing strategy, I focus a lot more of my time on making money instead of tinkering with my investments.

The issue, therefore, is not whether you're investing with «no money,» but instead whether you're investing with «none of your own money.»

Instead, I saved and invested about $ 225,000 of the $ 325,000 every year, drove a sub $ 50,000 car and enjoyed the money elsewhere.

If you've already received dividends from investing in another stock, you're simply using those funds to buy another share instead of having the money deposited into a different account for personal use.

Those surveyed indicated strongly that they favoured investing the surplus in areas of high priority, instead of putting the money away in the province's Heritage Fund, or providing refunds for every Albertan through tax rebates.

He recounted a story of how he used to frivolously spend money on a latte everyday and that if he had saved that money instead and invested it, he would have a fortune.

Instead of keeping their money in the bank, many Russians have decided to invest it in overseas property and combined with rising Middle East and Asian demand, property sales in Cyprus...

Winston challenges young people to think about saving and investing as not taking money away from what you want, but instead giving it to yourself.

Daniel continues, «I have several friends who missed out on investing and stuck their money in a savings account instead.

In the worst case scenario, where the kid doesn't get any money for college, you always have the option of taking 4 years off from investing for retirement and plowing the money instead right out of your paycheck into school costs.

Since mutual funds can invest in many things, your money is no longer dependent on the performance of one investment, but instead the average performance of all the investments held within the mutual fund.

If you are not investing, but instead have your money in a bank savings account, you are effectively losing money.

That may sound like a European social democrat's nightmare, but Mr. Ratcliffe takes a longer view, explaining that if the lost money had instead been invested in new capacity, the company would be healthier, employees» jobs more secure and better - paying because the plant would be profitable.

And this problem is compounded by too many people who are eager to help you invest your money in a way that will line their pockets instead of yours.

However, depending on the cost, you may do better financially to save and invest the difference (plus the money would be available to you at any time and to your family should you die during the term, instead of locked up in the policy).

Instead, investors should be reassured by the fact that a significant portion of the staff's own money is invested alongside theirs.

I've always said you will realize a bigger return over 20 years, because invested money will double as soon as possible, instead of leaving it in cash.

You're currently saving and investing a chunk of your current salary, remember — this money could go on living instead.

A self - directed 401 (k) lets you take control of your money, so instead of just being limited or forced to pick from a long list of stocks, bonds and or mutual funds you can easily invest in alternative assets like real estate.