Sentences with phrase «investment as a lump sum»

Rather, it is meant to allow investment over time instead of investment as a lump sum.

You can receive regular periodic distributions on a schedule that is calculated based on your life expectancy, or you can collect your entire investment as a lump sum.

Not exact matches

We only put in lump sums on some individual stocks Those have mostly paid off but I wouldn't recommend going that route unless you truly can look at the investments as money lost going in.

As an example, a would - be investor starting up an investment ISA or SIPP or investing a one - off lump sum could pay between # 750 - # 1,500, plus 20 % VAT.

A lump - sum direct rollover distribution whereby all accrued benefits, plus interest and investment earnings, are paid from the participant's account directly to an eligible retirement plan as defined in s. 402 (c)(8)(B) of the Internal Revenue Code, on behalf of the participant;

«In much the same way investment advisors and the investment industry preach dollar - cost - averaging and investing small increments of money over a long period of time, as opposed to one lump sum of money all at once, I think that just goes to justify the benefit of taking the payments over the long run,» says Heath, «Especially if one didn't have a lot of financial aptitude.»

You (the annuity owner) make a lump - sum payment or a series of premium payments to an annuity issuer (the insurance company), which will accumulate earnings at a fixed interest rate (a fixed annuity) or a variable rate determined by the growth (or losses) in investment options known as subaccounts (a variable annuity).

A lump sum is a one ‑ time payment, usually rolled into an IRA, and managed as an investment portfolio to generate retirement income.

If you can't invest a lump sum amount, you can do it through a Systematic Investment Plan i.e. SIP with as less as Rs. 500.

In the lump - sum scenario, the terminal investment could be made from January 2012 to April 2013 (that is because as of this writing, monthly data through April 2014 are not yet available).

Considering it as an investment tool plus a retirement plan, since after 35 years i.e. at the age of 60 it will give a lump - sum amount, is it wise decision to buy the life insurance under given conditions?

When purchasing investments every pay, you are effectively investing as soon as the money is available to you, which is technically lump sum investing.

I have collated returns of regular plans and direct plans of some of the top performing mutual fund schemes for lump sum investment (last 3 year returns) as well as SIP investment (last 4 year returns).

Most fixed annuities have two phases: the accumulation phase, during which your investments have the potential to grow tax - deferred and the distribution phase (also known as annuitization), during which you receive income payments or a lump - sum payment.

Most variable annuities have two phases: the accumulation phase, in which your investments have the potential to grow tax - deferred, and the distribution phase (also known as annuitization), in which you receive income payments or a lump - sum payment.

For lump sum investment, you may consider an Arbitrage fund and can hold the investment for just over 12 months, as the capital gains (if any) on Arbitrage fund is tax - exempt after 12 months.

We only put in lump sums on some individual stocks Those have mostly paid off but I wouldn't recommend going that route unless you truly can look at the investments as money lost going in.

In a nutshell, a lump sum investment in the market would need to provide much higher returns in order to offer the same tax - free payments as the deferred annuity.

If the entire monetary award is taken as a lump sum and invested in stocks or bonds, then the income generated from those investments would be taxable.

The idea is that this fund should last as long as you live as your retirement income (increasing by 4 % each year for inflation) is simply taken from the income generated from your investment itself and not from your lump sum you have saved.

Determining an investments horizon, or term, is often based on the intention behind the investment more than the investment itself, such as when the funds will be used for other goals, or whether a lump sum or an income stream is the desired result.

Dear Subramanyam Ji, If you would like to accumulate Rs 50 Lakh in 5 years from now, assuming the rate of return as 10 %, you have to invest around Rs 8.2 Lakh per annum (or) Rs 31 Lakh lump sum investment.

Please advise if I should come out of all my investment in sbi global fund and invest as lump sum in some other fund or keep it invested for some more time in sbi global fund only.

Please advise if I should come out of all my investment in Reliance fund (Approx 2.5 Lakh) and invest as lump sum in SBI Blue chip fund or keep it invested for some more time in Reliance fund only.

Dear Yatin, As these are lump sum investments, if you are happy with the returns, you may hold on to them.

Hi, Most mutual fund schemes in India require investment as low as Rs 1000 per month for SIP and Rs. 5000 for lump sum investments.

And, I am making lump sum (additional) investments only in Balanced fund, as of now (last few months).

It's not entirely clear what you're asking... If you're talking about an Excel Formula for getting both of those, then: = PV (Rate, NPER, PMT, Future Value) = PMT (Rate, NPER, Present Value, Future Value) For the lump sum investment, you would put the final value you need in as «present value», and the Payment would = 0.

Here you will divide your planned lump sum investment into 12 equal parts, say if you plan to invest $ 1,20,000 in March as a lump sum, in a SIP you will invest $ 10,000 per month.

The minimum required investment for lump sum investment route as well as the SIP or Systematic Investment Planning method is investment for lump sum investment route as well as the SIP or Systematic Investment Planning method is investment route as well as the SIP or Systematic Investment Planning method is Investment Planning method is INR 1,000.

RRIFs are used by those who don't plan to cash out their RRSP as a lump sum when they retire, and prefer to extend their investment and take smaller withdrawals by converting to a RRIF.

That percentage takes the same relative bite out of a $ 25 investment or regular installment amount as it would out of a $ 250 or $ 2,500 lump - sum investment.

The personal financial data required may include annual income, current values of and annual additions to investment assets, anticipated retirement expenses, and expected values of future assets such as lump sum distributions from pensions or inheritances.

When a CD reaches its maturity, you can take the CD's lump - sum value in cash, renew the CD for the same or different maturity period, or examine other investment alternatives (such as a deferred fixed annuity).

Invested as a lump sum yearly and gaining the same interest as the investment in case 2 (8 %), this comes out to $ 147k.

When you own a home you can enjoy the value of your investment without selling it, by either continuing to live in it after you've paid off the mortgage (at which point you have no more mortgage payments), and optionally getting a reverse mortgage at any time after age 62, which allows you to extract cash value from your home in either a lump - sum or as monthly payments, and which you won't have to pay back as long as you live in the home.

The book also gives background information with regards to lump sum awards generally, alternatives to alternative investment vehicles to periodical payments as well as a chapter on investing lump sum awards and damages awards.

Their premiums are often lump - sum payments and significantly higher, especially early in, than that of a term life policy, but because once the investment has been made, it is made, they can be used as security for loans and leveraged in a variety of ways to free up liquid capital, and their cash value is tax deferred.

It is an investment policy that you purchase from a life assurance company, set up as regular savings plans which pay out a lump sum amount at the end of a set period.

Top - up is a one - time lump sum investment provision for you as an investor which can be used during your policy tenure.

As SIP allows investors to invest small amounts of money systematically instead of a lump sum, the investment can be done on a weekly, monthly and quarterly basis.

Pension plans act as a tool to invest regularly during your work life span and returns you your investment in lump sum at your retirement along with annuity income which is provided in regular intervals.

However, one can opt for this model only if they have the requisite funds available to make a lump sum investment as a single premium policy demands.

As compared to the lump - sum investment, SIP is more beneficial as the amount is invested in a monthly basis, so there is very less or no negative impact of market volatilitAs compared to the lump - sum investment, SIP is more beneficial as the amount is invested in a monthly basis, so there is very less or no negative impact of market volatilitas the amount is invested in a monthly basis, so there is very less or no negative impact of market volatility.

Can a customer invest money in a ULIP as a one - time addition, like a lump sum investment in a mutual fund?

Dear REMYA, Kindly note that SIP (systematic investment plan) is a type of investing method (like lump sum investment) and it is not an investment product as such.

Critical illness can be cured that easily as they need to be treated with costly technology, and there is the investment of lump sum of capital for the same.

For example, Endowment Policies have a lump - sum maturity benefit, Money Back Plans have regular payments during the entire policy tenure as pre-defined schedule and Unit Linked Insurance Plans have an opportunity to choose your investments even in equity!

One of my friend suggested me to look at LIC NJA and similar product from MAX life purely for Debt investment as it offers lump sum maturity amount and assured monthly / annual pay outs post retirement.

Using a variable universal life policy as a way to make a lot of money is generally futile unless the policy is paid for in one lump sum during a period of essentially bottomed - out markets, because that would create enough cash value in the account to make sizable investments for the long term.